Compare Medicare Plans by State

In this Guide...

Find and compare Medicare Advantage (Part C) plans, Part D prescription drug plans or Medicare Supplement (Medigap) plans available where you live. Select your state to find out more about Medicare plans near you and learn how to sign up for Medicare in your state.

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Over 63 million people are enrolled in Medicare in 2021.1 Not all Medicare plan options are the same in every ZIP code, however. Depending on where you live, you may have access to types of Medicare health plans, prescription drug plans or Medicare Supplement plans that differ in benefits, costs, coverage and more from plans available in other parts of the country.

Select your state from the map below to learn more about the unique Medicare enrollment opportunities in your state.

1
How to Find the Best Medicare Plan in Your State

Medicare can be confusing, and you can potentially save lots of money on your health care costs by picking the best plan for your needs and your budget.

Most Medicare beneficiaries have a Medicare coverage options to choose from. The "parts" of Medicare include:

  • Medicare Part A and Part B, which are commonly referred to as Original Medicare
  • Medicare Part C, also known as Medicare Advantage
  • Medicare Part D prescription drug plans
  • Medicare Supplement plans, also called Medigap

To find the best Medicare plan for the best price, you'll have to find out exactly which plan options are offered in your ZIP code. You can do this by visiting the Medicare.gov Plan Finder tool or by comparing plans online. You can also call to speak with a licensed insurance agent who can help you compare Medicare plans that are available in your location.

The types of Medicare plans that are available, their costs, the benefits they offer and their coverage rules can vary, so it's important to compare plan options that are specifically offered where you live.

2
Original Medicare Part A and Part B

Original Medicare is made up of two parts:

  • Medicare Part A helps cover your costs for inpatient care in hospitals and skilled nursing facilities, and it can cover certain in-home health care services and hospice care.

  • Medicare Part B pays for your more common outpatient care such as doctor's office appointments, preventive care, durable medical equipment (wheelchairs, canes, etc.) and more.

Medicare Part A and Part B are federally funded and are administered by the Centers for Medicare & Medicaid Services (CMS). Original Medicare benefits and costs are standardized federally, which means that your Part A and Part B coverage and costs are almost always the same, no matter what state you live in.

Your Original Medicare coverage is accepted by any provider, doctor, hospital or other health care facility that accepts Medicare, no matter what state you're in.

3
Medicare Advantage Plans by State

Medicare Advantage plans offer all of the same benefits that Original Medicare offers, but they're sold by private insurance companies. Each insurance carrier can then offer additional benefits through their plans, such as dental, vision, hearing, over the counter (OTC) items, transportation and more.

Most Medicare Advantage plans include Medicare Part D prescription drug coverage.

While Medicare Advantage plan availability, costs and benefits can vary from one area to another, the average premium for a Medicare Advantage plan with drug coverage in 2021 is $33.57 per year.

There are 3,550 Medicare Advantage plans nationwide in 2021, which means the average Medicare beneficiary has access to 33 different Medicare Advantage plans.2

Get help comparing Medicare Advantage plans available in your state by calling to speak with a licensed insurance agent or by comparing plans online.

4
Medicare Supplement Plans by State

Medicare Supplement plans are also called Medigap, because they work alongside your Original Medicare coverage to pay for some of the out-of-pocket "gaps" of Medicare Part A and Part B. A Medigap plan can help pay for Medicare costs such as deductibles, copays, coinsurance, foreign travel emergency care costs and more.

You can't have a Medicare Supplement plan and a Medicare Advantage plan at the same time, so it's good to consider which type of coverage might be better for your needs. If you prefer having little to no out-of-pocket costs when you go to the doctor – and if you value protecting yourself from surprise medical bills – a Medicare Supplement plan might be right for you.

A licensed insurance agent can help you learn more about Medigap plans available in your state, or you can compare plans online to find your best option.

 

1 Centers for Medicare & Medicaid Services (CMS). CMS Fast Facts. Data file accessed Aug. 16, 2021. https://www.cms.gov/Research-Statistics-Data-and-Systems/Statistics-Trends-and-Reports/CMS-Fast-Facts.

2 Fuglesten Biniek J, et al. (Oct. 29, 2020). Medicare Advantage 2021 Spotlight: First Look. Kaiser Family Foundation. https://www.kff.org/medicare/issue-brief/medicare-advantage-2021-spotlight-first-look/.

5
Resources By State
  • Medicare in Alabama
    Find out what Medicare options you have in Alabama, including information about various plans and who is eligible, in this guide.

  • The Best Medicare Supplement (Medigap) Plans in Alabama
    Choose the right Medigap policy with this review of Medicare Supplement Insurance plans in Alabama. Medigap helps pay for coinsurance, deductibles and other Medicare costs.
  • Medicare in Alaska
    Medicare in Alaska is a little different from in other areas of the country. Find out more about your options and when you can or should enroll for this coverage in this guide.

  • The Best Medicare Supplement (Medigap) Plans in Alaska
    Read our Medicare Supplement Insurance review and find out which Medigap plans in Alaska pay for Part A and B deductibles, coinsurance, foreign travel and other Medicare costs.
  • Medicare in Arizona
    Did you know some people are enrolled in Medicare automatically? Find out more about whether you need to enroll and when you should do it.

  • The Best Medicare Supplement (Medigap) Plans in Arizona
    Join a Medicare Supplement plan to help pay for deductibles, coinsurance and other Medicare costs. Read our review of Arizona Medigap plans for tips on comparing policies.

  • The Best Medicare Advantage Plans in Arizona
    Medicare in Arizona covers close to 1.4 million people. Our review highlights the best Medicare Advantage and Part D prescription drug plans in Arizona, how much they cost, what they cover and the plans that are available in 2021.
  • Medicare in Arkansas
    Ready to enroll in Medicare? Find out more about Medicare for Arkansas residents in this guide, including plan options and eligibility timelines.

  • The Best Medicare Supplement (Medigap) Plans in Arkansas
    Arkansas Medicare Supplement plans help pay for Part A and B copays, coinsurance and deductibles. Use this review of Medigap plans in Arkansas to pick the best one for you.
  • Medicare in California
    Medicare in California can be a complex topic. Learn more about your options and when you might need to enroll in this federal benefit for people of retirement age.

  • The Best Medicare Supplement (Medigap) Plans in California
    California Medicare Supplement (Medigap) plans help fill the gaps in Original Medicare, reducing your out-of-pocket costs. Read our review of California Medigap plans to find out more about this type of coverage.
  • Medicare in Delaware
    Medicare can be confusing. Find out what options are available for Delaware residents and get some guidance on how and when you might apply.

  • The Best Medicare Supplement (Medigap) Plans in Delaware
    Insurance carriers in Delaware help pay for Medicare deductibles and coinsurance through Medicare Supplement insurance. Use this review of Medigap plans to learn more.
  • Medicare in Florida
    Medicare in Florida can be a hard topic to wrap your head around. Get started on research with a guide to Medicare plans, enrollment deadlines and whether or not you have to apply.

  • The Best Medicare Supplement (Medigap) Plans in Florida
    Compare Medigap plans in Florida with this easy-to-understand review. These private Medicare Supplement plans help Florida seniors pay for Medicare deductibles and copays.
  • Medicare in Georgia
    Prepare to enroll in Medicare by learning about your options and when you can enroll in a new plan. This guide to Medicare in Georgia gives you a great starting point.

  • The Best Medicare Supplement (Medigap) Plans in Georgia
    Georgia Medigap plans help seniors cover the cost of Medicare copays, deductibles and other related expenses. Choose the right plan for your needs by reading our review of Medicare supplement insurance in Georgia.
  • Medicare in Hawaii
    Are you covered by Medicare in Hawaii? Find out about Medicare coverage in the state and what plans are available.

  • The Best Medicare Supplement (Medigap) Plans in Hawaii
    Hawaii Medicare Supplement (Medigap) plans help cover Medicare-related costs such as deductibles and copays. Read reviews of available Hawaii Medigap plans to find a plan that works for you.
  • Medicare in Idaho
    Find out whether you might be eligible for Medicare in Idaho and what plans are available in this guide, which also includes some helpful links.

  • The Best Medicare Supplement (Medigap) Plans in Idaho
    Need help choosing a Medigap plan in Idaho? Use this easy-to-understand review of Idaho Medicare Supplement plans to see which one offers the benefits you need.
  • Medicare in Iowa
    Are you eligible for Medicare benefits? Find out more in this guide to Medicare in Iowa, which includes summaries of all the various plans.

  • The Best Medicare Supplement (Medigap) Plans in Iowa
    Iowa Medicare supplement insurance helps seniors cover the costs left after Medicare reimbursement. Find the best plan for your needs by reading our review of Medigap plans in Iowa.
  • Medicare in Kansas
    Medicare in Kansas can help you cover the cost of medical expenses during retirement. Find out who is eligible and what plans are available.

  • The Best Medicare Supplement (Medigap) Plans in Kansas
    Read this review of Kansas Medicare Supplement (Medigap) insurance plans and find out how to pay less in health care deductibles, copays and other out-of-pocket costs.
  • Medicare in Kentucky
    Choose the right Medicare coverage for you. This guide to Medicare in Kentucky highlights the available plans and gives you some information about enrollment.

  • The Best Medicare Supplement (Medigap) Plans in Kentucky
    Kentucky Medigap plans can help seniors pay for out-of-pocket costs related to Medicare. Use our review of Medicare supplement insurance plans in Kentucky to find a plan that suits you.
  • Medicare in Louisiana
    Do you have Medicare coverage? Find out about Medicare in Louisiana, including who is automatically enrolled and who needs to apply.

  • The Best Medicare Supplement (Medigap) Plans in Louisiana
    Louisiana Medigap (Medicare Supplement) plans can help seniors cover the cost of medical treatment. Check out our Louisiana Medicare supplement reviews to find a plan that works for you.
  • Medicare in Maine
    Review the Medicare plans available in Maine and find out more about where you can get information about and apply for these plans.

  • The Best Medicare Supplement (Medigap) Plans in Maine
    This review of Medicare Supplement insurance in Maine helps you choose a Medigap plan to pay for coinsurance, deductibles and other costs not covered by Medicare.
  • Medicare in Maryland
    Medicare offers health coverage options for retired adults. But there are many options to choose from. Start your research with this guide to Medicare in Maryland.

  • The Best Medicare Supplement (Medigap) Plans in Maryland
    Medicare supplement insurance (Medigap) can help Maryland seniors cover Medicare's out-of-pocket costs. Check out our review of Maryland Medigap plans to find one that's right for you.
  • Medicare in Michigan
    Read about Medicare plans available in Michigan, including supplemental and prescription drug coverage. Then find out where to apply.

  • The Best Medicare Supplement (Medigap) Plans in Michigan
    In Michigan, Medicare supplement insurance helps seniors manage medical expenses. Let our review of Michigan's Medigap plans help you find the right plan for your needs and budget.
  • Medicare in Minnesota
    Medicare in Minnesota can help you pay for healthcare. Discover more about the plans Medicare offers so you can make the right decision for yourself.

  • Minnesota Medicare Supplement (Medigap) Plans
    Minnesota seniors may purchase Medicare supplement (Medigap) insurance to help pay for Medicare-related expenses such as copays and deductibles. Review our breakdown of Medigap plans in Minnesota for help choosing the right plan.
  • Medicare in Mississippi
    Medicare offers great coverage for older adults, but when do you need to apply? Find out more in this guide to Medicare in Mississippi.

  • The Best Medicare Supplement (Medigap) Plans in Mississippi
    Medicare supplement insurance (Medigap) helps Mississippi seniors cover out-of-pocket costs such as copays and deductibles. Let our review of Mississippi Medigap plans help you choose the right policy.
  • Medicare in Missouri
    Ready to enroll in Medicare? Make sure you know what to look into when making plan choices. Begin your research into Medicare in Missouri here.

  • The Best Medicare Supplement (Medigap) Plans in Missouri
    Missouri seniors can get help covering Medicare-related expenses through Medicare Supplement (Medigap) insurance. Choose the best policy with the help of our review of Missouri Medigap plans.
  • Medicare in Nevada
    Medicare in Nevada can be confusing. There are multiple plans to consider and various eligibility dates and deadlines. Find out more in this guide.

  • The Best Medicare Supplement (Medigap) Plans in Nevada
    Nevada Medicare Supplement (Medigap) insurance helps defray Medicare-related expenses such as copays and deductibles. Review available Medigap plans in Nevada to find the right one for you.
  • Medicare in New Hampshire
    Do you need to enroll in Medicare and when do you become eligible? Find out more in this guide to Medicare in New Hampshire, which lays out your options.

  • The Best Medicare Supplement (Medigap) Plans in New Hampshire
    Medicare Supplement (Medigap) plans help New Hampshire seniors cover the costs of copays, deductibles and other medical expenses. Read our review of New Hampshire Medigap plans to help you choose a suitable policy.
  • Medicare in New Jersey
    Medicare in New Jersey can be complicated. Learn about the plans that are offered and how you can enroll.

  • The Best Medicare Supplement (Medigap) Plans in New Jersey
    In New Jersey, Medicare Supplement (Medigap) plans cover deductibles, coinsurance and other out-of-pocket costs for people enrolled in Medicare. Learn more about this type of coverage by reading our review of New Jersey Medigap plans.
  • Medicare in New York
    Find out about Medicare coverage in New York. This guide includes information about all the various Medicare Parts and when you become eligible.

  • The Best Medicare Supplement (Medigap) Plans in New York
    New York Medicare Supplement (Medigap) plans pick up some of the costs Medicare doesn't cover. Read our review of Medigap plans in New York to find one that meets your needs.
  • Medicare in North Dakota
    Start out on your journey to Medicare enrollment today by reading this guide. It covers Medicare in North Dakota, including who can enroll and when they must do it.

  • The Best Medicare Supplement (Medigap) Plans in North Dakota
    North Dakota Medicare Supplement (Medigap) insurance covers Medicare deductibles, copays and other medical expenses. Find a plan that's right for you through our review of North Dakota's available Medigap plans.
  • Medicare in Ohio
    Medicare in Ohio can be complex. Find out what plans you can choose from, when you need to apply and who is eligible.

  • The Best Medicare Supplement (Medigap) Plans in Ohio
    Medicare Supplement insurance (Medigap) helps Ohio seniors cover out-of-pocket costs related to Medicare. Explore reviews of available Ohio Medigap plans so you can select a plan that's suitable for you.
  • Medicare in Oregon
    Ensure you're covered with all the benefits you're eligible for. Start with this guide to Medicare in Oregon, which highlights the plans you can choose from and covers some enrollment timelines.

  • The Best Medicare Supplement (Medigap) Plans in Oregon
    Oregon Medicare Supplement (Medigap) plans make it easier to pay for out-of-pocket Medicare costs, including copays and deductibles. Read our review of Medigap plans in Oregon to learn more about your supplemental insurance options.
  • Medicare in Pennsylvania
    Get a head start on Medicare enrollment by learning what options you have. This guide to Medicare in Pennsylvania includes descriptions of Parts A, B, C and D.

  • The Best Medicare Supplement (Medigap) Plans in Pennsylvania
    Pennsylvania Medicare Supplement Insurance (Medigap) covers several out-of-pocket Medicare expenses. Check out our review of Medigap plans in Pennsylvania to learn how Medicare Supplement Insurance works.
  • Medicare in Rhode Island
    Educate yourself about health care benefits for retirement. Whether you're thinking ahead or ready to enroll now, this guide to Medicare in Rhode Island gets you started.

  • The Best Medicare Supplement (Medigap) Plans in Rhode Island
    Medicare deductibles, coinsurance and copayments can add up over time, especially as Original Medicare doesn't cap out-of-pocket costs. To avoid some of these expenses, about four out of 10 Rhode Island residents with Medicare also sign up for Medicare Supplement insurance. These plans, called Medigap for short, are a privately sold insurance solution to some of the holes left by Original Medicare.
  • Medicare in South Dakota
    Take some time to educate yourself about Medicare in South Dakota. Learn about the plans and enrollment options so you can make a good decision about benefits.

  • The Best Medicare Supplement (Medigap) Plans in South Dakota
    If you have not yet enrolled in Medicare Supplement Insurance coverage as a Medicare recipient, you may be wondering about these plans. This review provides an overview of Medigap options in South Dakota.
  • Medicare in Tennessee
    Want to ensure you're getting the benefits you're eligible for? Start with this guide to Medicare in Tennessee to understand your options and when you have to enroll.

  • The Best Medicare Supplement (Medigap) Plans in Tennessee
    Tennessee Medicare Supplement plans provide added help in dealing with medical expenses not fully covered by Medicare. Our review of these Medigap plans can help you make the right choice for your needs.
  • Medicare in Texas
    Medicare can be complex and confusing, so learn a bit about Medicare in Texas before you enroll.

  • The Best Medicare Supplement (Medigap) Plans in Texas
    This review of Texas Medicare Supplement plans will provide you with useful information on the available options. Medigap plans offer assistance for Medicare recipients in managing costs not covered by Original Medicare.
  • Medicare in Utah
    Are you ready to enroll in Medicare? Learn about Medicare coverage options in Utah, including the various plans offered and when you can enroll.

  • The Best Medicare Supplement (Medigap) Plans in Utah
    Medicare Supplement Insurance (Medigap) plans offer added financial support for Medicare participants who may be on fixed incomes. This review offers some valuable information for Medicare recipients about Medigap coverage in the state of Utah.
  • Medicare in Vermont
    Discover more about Medicare in Vermont in our guide on the topic. It covers all the plans you can choose from, who is eligible and when you can enroll.

  • The Best Medicare Supplement (Medigap) Plans in Vermont
    Finding the right Medicare Supplement Insurance plans in Vermont can be challenging. This review will give you the information you need to choose the right Medigap plan for you.
  • Medicare in Virginia
    Read up on Medicare in Virginia, including what plans are available, who is eligible and when seniors might need to apply.

  • The Best Medicare Supplement (Medigap) Plans in Virginia
    Medicare Supplement Insurance plans offer added help in dealing with the financial costs of medical treatment in Virginia. This review will provide you with valuable information on Medigap plans and their benefits for you.
  • Medicare in Washington
    Discover more about Medicare in Washington state, what plans you can choose from and whether or not you need to apply for coverage.

  • The Best Medicare Supplement (Medigap) Plans in Washington
    Medicare Supplement Insurance (Medigap) plans can reduce the amount you pay for treatments not fully covered by Medicare in the state of Washington. This review will offer some insights into these supplementary insurance programs.
  • Medicare in Washington D.C.
    Residents of Washington D.C. who are over age 65 are probably eligible for Medicare. Find out more about this coverage option and what plans you can choose from.
  • Medicare in West Virginia
    Want to find out if you're eligible for Medicare in West Virginia? Start with this guide, which covers the plans you can choose from and when you can apply.

  • The Best Medicare Supplement (Medigap) Plans in West Virginia
    West Virginia Medical Supplement Insurance (Medigap) makes Medicare more affordable by covering some of the out-of-pocket costs. Read our review of Medigap plans in Florida to find out more about how Medigap coverage works.
  • Medicare in Wisconsin
    Medicare in Wisconsin is available to many seniors and some people with disabilities. Find out more about plan options and how to apply.

  • The Best Medicare Supplement (Medigap) Plans in Wisconsin
    Wisconsin Medicare Supplement (Medigap) plans can help you save money on health care costs such as copays and deductibles. To learn about the options available, check out our review of Medigap plans in Wisconsin.
  • Medicare in Wyoming
    Find out about Medicare in Wyoming, including who is eligible and whether you're automatically covered or need to apply for benefits.

  • The Best Medicare Supplement (Medigap) Plans in Wyoming
    Wyoming Medicare Supplement Insurance stretches your budget by covering some of the expenses that Original Medicare doesn't pay. Check out our review of Wyoming Medigap plans to learn more about this type of insurance.
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