Medicare Plans in Texas

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation. There were 2,507,002 Original Medicare beneficiaries in 2020.

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage. In 2020, 1,744,523 people were Medicare Advantage Beneficiaries.

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs. 

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from medicare.

Medicare is a national government program that helps people who are eligible cover medical expenses. Learn about Medicare enrollment and eligibility in Texas.

What Texas Medicare Plans Are Available?

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation. There were 2,507,002 Original Medicare beneficiaries in 2020.

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage. In 2020, 1,744,523 people were Medicare Advantage Beneficiaries.

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs. 

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from medicare.

Who Is Eligible for Texas Medicare?

Three months before your 65th birthday your initial enrollment period (IEP) for Medicare begins. During this seven month period, you can sign up for Medicare Part A and Part B, but many people eligible for Medicare are automatically enrolled and won’t need to sign up. If you started getting your Social Security retirement benefits more than four months before you turned 65, you are already enrolled in Medicare Part and Part B.

If you weren’t automatically enrolled and missed the initial enrollment period, you’ll need to sign up during one of the other enrollment periods. The general enrollment period takes place between the first day of January and last day of March every year. During this period, you can sign up for Medicare Part B. Special enrollment periods let you enroll at any time if you qualify. Certain life changes, such as moving, adopting or losing health insurance, qualify you for special enrollment. There is also an open enrollment period from October 15 to December 7 exclusively for Medicare Advantage and Medicare Part D.

How Do I Enroll in Medicare in Texas?

You can enroll in Medicare over the phone, online or in person at your local Social Security Office. You’ll want to have basic information like your Social Security number, the name and Social Security number of any spouses and former spouses and your citizenship status on hand. Call Social Security at 1-800-772-1213 or enroll on their website.

Medicare Plans by County

Anderson Andrews Angelina Aransas Archer Armstrong Atascosa Austin Bailey Bandera Bastrop Baylor Bee Bell Bexar Blanco Borden Bosque Bowie Brazoria Brazos Brewster Briscoe Brooks Brown Burleson Burnet Caldwell Calhoun Callahan Cameron Camp Carson Cass Castro Chambers Cherokee Childress Clay Cochran Coke Coleman Collin Collingsworth Colorado Comal Comanche Concho Cooke Coryell Cottle Crane Crockett Crosby Culberson Dallam Dallas Dawson Deaf Smith Delta Denton DeWitt Dickens Dimmit Donley Duval Eastland Ector Edwards El Paso Ellis Erath Falls Fannin Fayette Fisher Floyd Foard Fort Bend Franklin Freestone Frio Gaines Galveston Garza Gillespie Glasscock Goliad Gonzales Gray Grayson Gregg Grimes Guadalupe Hale Hall Hamilton Hansford Hardeman Hardin Harris Harrison Hartley Haskell Hays Hemphill Henderson Hidalgo Hill Hockley Hood Hopkins Houston Howard Hudspeth Hunt Hutchinson Irion Jack Jackson Jasper Jeff Davis Jefferson Jim Hogg Jim Wells Johnson Jones Karnes Kaufman Kendall Kenedy Kent Kerr Kimble King Kinney Kleberg Knox La Salle Lamar Lamb Lampasas Lavaca Lee Leon Liberty Limestone Lipscomb Live Oak Llano Loving Lubbock Lynn Madison Marion Martin Mason Matagorda Maverick McCulloch McLennan McMullen Medina Menard Midland Milam Mills Mitchell Montague Montgomery Moore Morris Motley Nacogdoches Navarro Newton Nolan Nueces Ochiltree Oldham Orange Palo Pinto Panola Parker Parmer Pecos Polk Potter Presidio Rains Randall Reagan Real Red River Reeves Refugio Roberts Robertson Rockwall Runnels Rusk Sabine San Augustine San Jacinto San Patricio San Saba Schleicher Scurry Shackelford Shelby Sherman Smith Somervell Starr Stephens Sterling Stonewall Sutton Swisher Tarrant Taylor Terrell Terry Throckmorton Titus Tom Green Travis Trinity Tyler Upshur Upton Uvalde Val Verde Van Zandt Victoria Walker Waller Ward Washington Webb Wharton Wheeler Wichita Wilbarger Willacy Williamson Wilson Winkler Wise Wood Yoakum Young Zapata Zavala

Average Cost of Medicare Advantage Plans in Texas

Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium $73.30
Average in-network out-of-pocket spending limit $5,810.15
Average drug deductible in 2022 (weighted) $272.85
Percentage of plans rated 4 stars or higher 32.6%
Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium
$73.30
Average in-network out-of-pocket spending limit
$5,810.15
Average drug deductible in 2021 (weighted)
$272.85
Percentage of plans rated 4 stars or higher
32.6%

Texas Medicare Advantage Plans by County

The chart below provides more information about Medicare Advantage plan costs and enrollment in Texas by county in 2021.

Scroll to the right to continue reading the chart
County Average Premium Average Annual Drug Deductible % of Plans Rates 4 Stars or Higher # of Plans Available
Collin $74 $292 33.3% 54
Harris $66 $255 27.4% 62
El Paso $63 $304 21.1% 38
Ellis $87 $294 50.0% 22
Fannin $65 $276 44.4% 18
Cherokee $70 $259 28.6% 14
Cooke $60 $291 22.6% 31
Anderson $64 $260 30.8% 13
Bell $127 $269 37.5% 24
Bosque $115 $262 55.0% 20
Harrison $64 $241 45.5% 11
Henderson $90 $275 35.3% 17
Hill $92 $268 50.0% 24
Hood $65 $263 33.3% 24
Grayson $59 $271 50.0% 18
Gregg $64 $241 45.5% 11
Hunt $57 $286 41.2% 17
Johnson $60 $271 25.0% 36
Kaufman $60 $258 46.7% 15
Limestone $117 $269 58.8% 17
Marion $70 $250 27.3% 11
McLennan $118 $268 40.0% 25
Montague $57 $239 22.2% 9
Nacogdoches $54 $230 35.7% 14
Navarro $57 $296 31.6% 19
Parker $86 $283 26.9% 26
Rains $103 $311 13.3% 15
Rockwall $55 $300 33.3% 39
Rusk $64 $243 40.0% 15
Smith $64 $243 40.0% 15
Somervell $117 $280 45.5% 22
Upshur $64 $238 38.5% 13
Van Zandt $75 $287 45.8% 24
Wise $61 $268 30.8% 26
Wood $64 $255 28.6% 14
Zavala $75 $301 31.6% 19
Wilson $50 $264 39.4% 33
Williamson $92 $297 30.0% 40
Uvalde $61 $271 50.0% 10
Trinity $90 $311 23.1% 13
Tyler $75 $279 35.0% 20
Victoria $51 $284 47.1% 17
Walker $58 $266 25.6% 39
Waller $57 $262 25.0% 36
Washington $108 $248 55.0% 20
Webb $88 $288 32.0% 25
Wharton $52 $273 20.0% 25
Wichita $65 $261 16.7% 6
Willacy $63 $309 32.1% 28
Starr $52 $272 25.0% 20
Shackelford $79 $315 53.8% 13
Shelby $64 $248 44.4% 9
Sabine $65 $261 16.7% 6
San Jacinto $58 $267 27.8% 36
San Patricio $79 $296 47.4% 19
Tarrant $61 $291 24.0% 50
Taylor $64 $231 25.0% 12
Titus $57 $249 42.9% 7
Tom Green $65 $229 12.5% 8
Travis $66 $313 6.7% 30
Runnels $65 $236 16.7% 6
Robertson $117 $206 64.3% 14
San Augustine $65 $268 25.0% 8
Randall $64 $231 25.0% 12
Real $56 $289 46.2% 13
Red River $57 $249 42.9% 7
Refugio $79 $319 38.5% 13
Palo Pinto $79 $329 27.8% 18
Panola $64 $266 33.3% 12
Polk $69 $278 26.9% 26
Pecos $65 $236 16.7% 6
Potter $64 $231 25.0% 12
Nolan $52 $271 45.5% 11
Nueces $75 $293 39.1% 23
Orange $61 $273 22.2% 36
Morris $64 $257 33.3% 9
Montgomery $56 $253 24.5% 53
Matagorda $45 $292 10.0% 20
Maverick $56 $274 37.5% 16
Medina $50 $266 38.2% 34
Midland $64 $231 25.0% 12
Milam $92 $278 44.0% 25
Martin $56 $268 63.6% 11
Lubbock $53 $258 35.3% 17
Lynn $56 $268 33.3% 15
Liberty $56 $268 22.2% 45
Live Oak $65 $236 16.7% 6
Llano $105 $259 45.0% 20
Kleberg $58 $262 44.4% 18
Lamar $57 $249 42.9% 7
Lavaca $65 $261 16.7% 6
Lee $84 $270 36.7% 30
Lampasas $114 $243 50.0% 18
Leon $107 $236 68.8% 16
Jones $64 $239 42.9% 7
Karnes $85 $322 36.4% 11
Jim Wells $75 $293 40.9% 22
Kendall $50 $264 41.9% 31
Kenedy $85 $313 41.7% 12
Kerr $49 $266 36.4% 11
Kinney $72 $236 33.3% 6
Jackson $65 $261 16.7% 6
Houston $103 $323 16.7% 12
Howard $64 $233 33.3% 9
Hudspeth $65 $270 11.1% 9
Jasper $46 $242 23.5% 17
Jefferson $63 $279 18.6% 43
Gonzales $101 $284 47.6% 21
Gray $72 $229 28.6% 7
Gillespie $99 $256 57.9% 19
Grimes $90 $261 51.9% 27
Guadalupe $45 $292 36.1% 36
Hale $52 $261 35.7% 14
Fort Bend $59 $253 23.6% 55
Franklin $70 $256 30.0% 10
Freestone $124 $269 52.9% 17
Frio $64 $241 33.3% 9
Galveston $53 $263 25.0% 48
Hopkins $103 $323 16.7% 12
Hockley $52 $271 41.7% 12
Hays $44 $303 13.3% 30
Hidalgo $63 $303 28.1% 32
Hamilton $117 $269 55.0% 20
Hardin $53 $261 18.9% 37
Bowie $57 $249 42.9% 7
Brazoria $57 $236 32.4% 37
Brazos $102 $253 39.1% 23
Brooks $85 $301 38.5% 13
Brown $65 $236 16.7% 6
Burleson $116 $248 50.0% 18
Burnet $87 $281 32.4% 34
Caldwell $84 $284 33.3% 30
Calhoun $49 $295 50.0% 8
Callahan $64 $239 42.9% 7
Cameron $63 $308 30.0% 30
Camp $64 $256 27.3% 11
Carson $64 $239 42.9% 7
Cass $57 $249 42.9% 7
Bee $75 $300 45.0% 20
Bastrop $87 $293 27.8% 36
Bexar $58 $291 29.2% 48
Blanco $96 $282 36.7% 30
Angelina $54 $233 38.5% 13
Aransas $56 $263 47.1% 17
Armstrong $56 $268 58.3% 12
Atascosa $47 $266 40.6% 32
Andrews $65 $236 14.3% 7
Austin $60 $276 16.7% 30
Bandera $50 $265 41.9% 31
Comal $44 $290 35.1% 37
Comanche $64 $239 42.9% 7
Coryell $127 $248 56.3% 16
Crosby $52 $271 38.5% 13
Dallas $61 $292 26.9% 52
Chambers $49 $260 25.7% 35
Colorado $101 $285 57.9% 19
Coleman $70 $241 37.5% 8
Falls $116 $256 42.9% 21
Fayette $99 $269 66.7% 18
Erath $112 $304 50.0% 22
Ector $64 $228 30.0% 10
Dawson $72 $229 28.6% 7
Deaf Smith $64 $233 33.3% 9
Delta $64 $262 35.7% 14
Denton $64 $291 25.0% 48
DeWitt $52 $285 44.4% 9
Dimmit $79 $301 46.2% 13
Duval $85 $301 33.3% 15
Eastland $64 $239 42.9% 7
Edwards $64 $239 42.9% 7
Wilbarger $65 $248 0.0% 4
Wheeler $65 $248 0.0% 4
Ward $65 $248 0.0% 4
Upton $65 $248 0.0% 4
Val Verde $65 $248 0.0% 4
San Saba $117 $276 55.6% 18
Schleicher $65 $248 0.0% 4
Scurry $65 $248 0.0% 4
Sherman $65 $248 0.0% 4
Terrell $65 $248 0.0% 4
Terry $52 $285 36.4% 11
Throckmorton $85 $341 33.3% 12
Stephens $65 $248 0.0% 4
Sterling $52 $285 50.0% 8
Stonewall $65 $248 0.0% 4
Sutton $65 $248 0.0% 4
Swisher $56 $279 33.3% 12
Roberts $65 $248 0.0% 4
Presidio $65 $248 0.0% 4
Reagan $65 $248 0.0% 4
Reeves $65 $248 0.0% 4
Parmer $65 $248 0.0% 4
Ochiltree $65 $248 0.0% 4
Oldham $65 $248 0.0% 4
Newton $46 $273 21.4% 14
Moore $65 $248 0.0% 4
Motley $65 $248 0.0% 6
Mills $117 $276 55.6% 18
Mitchell $52 $285 50.0% 8
Menard $65 $248 0.0% 4
McMullen $52 $304 36.4% 11
McCulloch $85 $343 25.0% 8
Mason $85 $343 20.0% 10
Winkler $65 $248 0.0% 4
Yoakum $65 $248 0.0% 4
Zapata $52 $297 40.0% 10
Young $65 $248 0.0% 4
Lamb $56 $279 33.3% 12
Knox $65 $248 0.0% 4
La Salle $85 $313 30.8% 13
Lipscomb $65 $248 0.0% 4
Loving $65 $248 0.0% 4
Madison $127 $253 57.1% 14
Jack $85 $364 20.0% 10
Hutchinson $65 $248 0.0% 4
Irion $52 $285 50.0% 8
Jeff Davis $65 $248 0.0% 4
Jim Hogg $85 $311 30.8% 13
Kent $52 $285 50.0% 8
Kimble $52 $306 33.3% 6
King $65 $248 0.0% 4
Glasscock $52 $285 50.0% 8
Goliad $85 $329 40.0% 10
Foard $65 $248 0.0% 4
Gaines $65 $248 0.0% 4
Garza $52 $285 36.4% 11
Hemphill $65 $248 0.0% 4
Hardeman $65 $248 0.0% 4
Hansford $65 $248 0.0% 4
Hall $65 $248 0.0% 4
Hartley $65 $248 0.0% 4
Haskell $65 $248 0.0% 4
Archer $103 $341 0.0% 8
Bailey $52 $285 40.0% 10
Baylor $65 $248 0.0% 4
Borden $52 $285 50.0% 8
Brewster $65 $248 0.0% 4
Briscoe $52 $285 40.0% 10
Castro $52 $285 40.0% 10
Childress $65 $248 0.0% 4
Clay $103 $341 0.0% 8
Cochran $52 $285 40.0% 10
Coke $56 $279 40.0% 10
Collingsworth $65 $248 0.0% 4
Dallam $65 $248 0.0% 4
Cottle $65 $248 0.0% 4
Crane $65 $248 0.0% 4
Crockett $65 $248 0.0% 4
Culberson $65 $248 0.0% 4
Concho $65 $248 0.0% 4
Donley $52 $285 50.0% 8
Dickens $52 $285 40.0% 10
Fisher $52 $285 50.0% 8
Floyd $52 $285 36.4% 11

Contact Information for Texas Medicare, Medicaid and Insurance Help

If you have more questions here are some resources for help with Medicare, Medicaid and insurance in Texas: