Medicare Plans in Texas

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation. There were 4.6 Medicare beneficiaries in 2024.

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage. In 2024, about half of those who were enrolled in Medicare were Medicare Advantage Beneficiaries.

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs.

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from medicare.

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

Medicare Plans in Texas

Medicare is a national government program that helps people who are eligible cover medical expenses. Learn about Medicare enrollment and eligibility in Texas.

What Texas Medicare Plans Are Available?

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation.

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage.

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs.

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from Medicare.

Who Is Eligible for Texas Medicare?

Three months before your 65th birthday your initial enrollment period (IEP) for Medicare begins. During this seven month period, you can sign up for Medicare Part A and Part B, but many people eligible for Medicare are automatically enrolled and won’t need to sign up. If you started getting your Social Security retirement benefits more than four months before you turned 65, you are already enrolled in Medicare Part and Part B.

If you weren’t automatically enrolled and missed the initial enrollment period, you’ll need to sign up during one of the other enrollment periods. The general enrollment period takes place between the first day of January and last day of March every year. During this period, you can sign up for Medicare Part B. Special enrollment periods let you enroll at any time if you qualify. Certain life changes, such as moving, adopting or losing health insurance, qualify you for special enrollment. There is also an open enrollment period from October 15 to December 7 exclusively for Medicare Advantage and Medicare Part D.

How Do I Enroll in Medicare in Texas?

You can enroll in Medicare over the phone, online or in person at your local Social Security Office. You’ll want to have basic information like your Social Security number, the name and Social Security number of any spouses and former spouses and your citizenship status on hand. Call Social Security at 1-800-772-1213 or enroll on their website.

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

Medicare Plans by County

AndersonAndrewsAngelinaAransasArcherArmstrongAtascosaAustinBaileyBanderaBastropBaylorBeeBellBexarBlancoBordenBosqueBowieBrazoriaBrazosBrewsterBriscoeBrooksBrownBurlesonBurnetCaldwellCalhounCallahanCameronCampCarsonCassCastroChambersCherokeeChildressClayCochranCokeColemanCollinCollingsworthColoradoComalComancheConchoCookeCoryellCottleCraneCrockettCrosbyCulbersonDallamDallasDawsonDe WittDeaf SmithDeltaDentonDickensDimmitDona AnaDonleyDuvalEastlandEctorEdwardsEl PasoEllisErathFallsFanninFayetteFisherFloydFoardFort BendFranklinFreestoneFrioGainesGalvestonGarzaGillespieGlasscockGoliadGonzalesGrayGraysonGreggGrimesGuadalupeHaleHallHamiltonHansfordHardemanHardinHarrisHarrisonHartleyHaskellHaysHemphillHendersonHidalgoHillHockleyHoodHopkinsHoustonHowardHudspethHuntHutchinsonIrionJackJacksonJasperJeff DavisJeffersonJim HoggJim WellsJohnsonJonesKarnesKaufmanKendallKenedyKentKerrKimbleKingKinneyKlebergKnoxLa SalleLamarLambLampasasLavacaLeeLeonLibertyLimestoneLipscombLive OakLlanoLovingLubbockLynnMadisonMarionMartinMasonMatagordaMaverickMccullochMclennanMcmullenMedinaMenardMidlandMilamMillsMitchellMontagueMontgomeryMooreMorrisMotleyNacogdochesNavarroNewtonNolanNuecesOchiltreeOldhamOrangePalo PintoPanolaParkerParmerPecosPolkPotterPresidioRainsRandallReaganRealRed RiverReevesRefugioRobertsRobertsonRockwallRunnelsRuskSabineSan AugustineSan JacintoSan PatricioSan SabaSchleicherScurryShackelfordShelbyShermanSmithSomervellStarrStephensSterlingStonewallSuttonSwisherTarrantTaylorTerrellTerryThrockmortonTitusTom GreenTravisTrinityTylerUpshurUptonUvaldeVal VerdeVan ZandtVictoriaWalkerWallerWardWashingtonWebbWhartonWheelerWichitaWilbargerWillacyWilliamsonWilsonWinklerWiseWoodYoakumYoungZapataZavala

Average Cost of Medicare Advantage Plans in Texas

Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium $49.35
Average in-network out-of-pocket spending limit $7,090.72
Average drug deductible in 2025 (weighted) $443.94
Percentage of plans rated 4 stars or higher 30.3 %

Texas Medicare Advantage Plans by County

The chart below provides more information about Medicare Advantage plan costs and enrollment in Texas by county in 2025.

Scroll to the right to continue reading the chart

County Average Premium Average Annual Drug Deductible % of Plans Rates 4 Stars or Higher # of Plans Available
Anderson $48 $440 25% 28
Andrews $55 $459 35.3% 19
Angelina $56 $432 43.9% 26
Aransas $48 $435 38.1% 40
Archer $45 $432 25% 23
Armstrong $46 $425 20.9% 27
Atascosa $48 $469 45.9% 58
Austin $44 $441 22.1% 42
Bailey $46 $470 18.9% 24
Bandera $46 $452 46.5% 59
Bastrop $58 $430 32.6% 36
Baylor $48 $446 23.9% 19
Bee $39 $446 35% 40
Bell $43 $462 42.2% 32
Bexar $46 $444 43.9% 71
Blanco $41 $457 44.2% 39
Borden $49 $476 17.1% 20
Bosque $45 $448 46.3% 32
Bowie $55 $452 13.7% 26
Brazoria $43 $442 39.5% 47
Brazos $40 $440 43.7% 29
Brewster $55 $478 0% 11
Briscoe $46 $476 0% 20
Brooks $49 $458 32.2% 29
Brown $63 $456 0% 13
Burleson $40 $432 15.6% 23
Burnet $55 $458 35.1% 43
Caldwell $48 $456 39.3% 44
Calhoun $50 $465 30.3% 27
Callahan $55 $397 0% 15
Cameron $50 $407 38.1% 50
Camp $44 $396 19.9% 23
Carson $50 $404 19.8% 23
Cass $55 $452 13.8% 25
Castro $46 $470 18.9% 24
Chambers $52 $488 34.5% 45
Cherokee $41 $420 32.7% 28
Childress $55 $478 0% 11
Clay $45 $432 25% 23
Cochran $49 $478 18% 19
Coke $45 $444 16.3% 21
Coleman $46 $402 6.1% 19
Collin $46 $410 38.3% 61
Collingsworth $63 $456 0% 8
Colorado $57 $450 8.2% 28
Comal $48 $446 44.3% 65
Comanche $63 $478 0% 14
Concho $55 $460 7.3% 16
Cooke $49 $374 36.9% 44
Coryell $53 $452 42.5% 30
Cottle $63 $456 0% 11
Crane $55 $478 0% 11
Crockett $63 $456 0% 8
Crosby $46 $442 24.1% 29
Culberson $55 $478 0% 14
Dallam $55 $478 0% 14
Dallas $46 $405 37.7% 62
Dawson $55 $432 25.6% 22
De Witt $46 $469 29.4% 28
Deaf Smith $50 $428 24.5% 23
Delta $51 $417 21.1% 28
Denton $52 $382 36.6% 55
Dickens $46 $463 5.3% 22
Dimmit $46 $438 29.4% 28
Dona Ana $48 $469 45.9% 58
Donley $55 $478 0% 13
Duval $49 $460 29.6% 28
Eastland $59 $398 49.8% 27
Ector $51 $458 20.1% 28
Edwards $55 $402 0% 18
El Paso $45 $431 38.1% 67
Ellis $41 $400 34.2% 45
Erath $50 $441 39.1% 30
Falls $40 $431 46.8% 31
Fannin $65 $410 41.8% 36
Fayette $60 $465 9.6% 24
Fisher $49 $476 17.1% 20
Floyd $46 $472 22.6% 25
Foard $55 $478 0% 11
Fort Bend $51 $412 32.2% 62
Franklin $44 $383 15% 23
Freestone $44 $399 24.5% 23
Frio $46 $437 48.4% 33
Gaines $55 $478 0% 10
Galveston $52 $437 34% 49
Garza $46 $462 25% 27
Gillespie $44 $467 50.6% 34
Glasscock $49 $476 0% 17
Goliad $45 $466 32.2% 29
Gonzales $50 $459 46.6% 39
Gray $63 $412 34.2% 16
Grayson $40 $432 39.1% 44
Gregg $48 $428 32.6% 36
Grimes $42 $454 29.6% 32
Guadalupe $48 $458 43.8% 61
Hale $49 $460 25.9% 27
Hall $55 $460 7.3% 16
Hamilton $49 $449 41.4% 31
Hansford $55 $478 20.2% 17
Hardeman $55 $478 0% 11
Hardin $53 $443 41.7% 55
Harris $47 $433 35.1% 73
Harrison $52 $428 35.4% 33
Hartley $55 $460 7.3% 16
Haskell $55 $478 0% 15
Hays $57 $450 39.8% 49
Hemphill $63 $456 0% 7
Henderson $48 $428 26.7% 36
Hidalgo $50 $416 40.1% 53
Hill $51 $437 41.9% 35
Hockley $46 $438 20.9% 28
Hood $55 $427 44% 42
Hopkins $45 $451 30.3% 23
Houston $55 $472 28% 21
Howard $50 $435 30.6% 22
Hudspeth $46 $489 21.3% 23
Hunt $47 $467 44.3% 36
Hutchinson $55 $455 28.2% 20
Irion $55 $460 7.8% 15
Jack $46 $441 43.3% 32
Jackson $45 $467 5% 23
Jasper $50 $497 40.5% 28
Jeff Davis $55 $478 0% 11
Jefferson $47 $440 36.6% 61
Jim Hogg $49 $458 29.7% 28
Jim Wells $41 $428 35% 40
Johnson $51 $402 37.1% 51
Jones $63 $421 24.6% 18
Karnes $46 $524 32.4% 29
Kaufman $40 $414 41.6% 39
Kendall $46 $456 47.7% 60
Kenedy $49 $488 14.4% 24
Kent $49 $476 0% 17
Kerr $49 $473 40.3% 28
Kimble $49 $491 0% 15
King $55 $478 0% 14
Kinney $55 $446 0% 17
Kleberg $41 $425 33% 39
Knox $55 $478 0% 14
La Salle $45 $494 46.1% 30
Lamar $55 $440 10.1% 23
Lamb $42 $442 28% 28
Lampasas $62 $456 46.7% 35
Lavaca $45 $467 13.7% 25
Lee $56 $474 17.2% 31
Leon $49 $465 14.3% 24
Liberty $53 $456 35.4% 57
Limestone $49 $504 20.6% 22
Lipscomb $63 $456 0% 8
Live Oak $49 $489 5.8% 20
Llano $57 $444 47.8% 36
Loving $55 $478 0% 11
Lubbock $39 $436 25.7% 36
Lynn $42 $428 29.8% 31
Madison $49 $485 17.1% 20
Marion $47 $428 19.9% 23
Martin $46 $419 13.7% 25
Mason $49 $521 15% 20
Matagorda $56 $432 23.3% 35
Maverick $47 $425 29.2% 32
Mcculloch $49 $491 0% 16
Mclennan $44 $447 40.2% 31
Mcmullen $63 $477 27.1% 23
Medina $46 $455 46.9% 61
Menard $55 $478 0% 14
Midland $46 $421 34.2% 26
Milam $51 $459 41% 42
Mills $49 $464 51.4% 32
Mitchell $49 $476 0% 17
Montague $42 $416 37.8% 37
Montgomery $54 $426 30.5% 62
Moore $55 $470 23.9% 19
Morris $52 $430 11% 21
Motley $49 $478 0% 17
Nacogdoches $45 $453 41.9% 33
Navarro $49 $404 22.6% 36
Newton $45 $455 29.6% 25
Nolan $56 $460 26.3% 21
Nueces $42 $420 43.3% 45
Ochiltree $63 $456 0% 7
Oldham $55 $478 0% 14
Orange $43 $458 42.3% 52
Palo Pinto $47 $419 40.8% 34
Panola $47 $420 29.1% 24
Parker $39 $437 39.4% 50
Parmer $63 $456 0% 7
Pecos $55 $470 8.3% 14
Polk $41 $430 30.6% 39
Potter $43 $441 28.8% 31
Presidio $55 $470 9.8% 12
Rains $49 $482 27.9% 25
Randall $43 $441 27.9% 32
Reagan $55 $478 0% 14
Real $54 $431 23% 27
Red River $55 $440 9.6% 24
Reeves $55 $478 0% 12
Refugio $45 $437 33.6% 31
Roberts $55 $478 20.2% 17
Robertson $44 $472 20.6% 22
Rockwall $51 $402 30.5% 51
Runnels $55 $478 0% 16
Rusk $48 $440 35.4% 33
Sabine $55 $411 29.4% 16
San Augustine $48 $451 31.6% 22
San Jacinto $41 $452 39.9% 49
San Patricio $48 $451 28.6% 34
San Saba $49 $505 27.8% 24
Schleicher $55 $460 7.3% 16
Scurry $63 $456 0% 8
Shackelford $46 $419 0% 22
Shelby $52 $406 26.8% 22
Sherman $55 $478 0% 14
Smith $45 $436 25.4% 38
Somervell $45 $446 46.5% 32
Starr $51 $432 31.8% 33
Stephens $48 $446 7.3% 16
Sterling $49 $476 0% 17
Stonewall $55 $478 0% 14
Sutton $55 $478 0% 14
Swisher $42 $450 25.9% 26
Tarrant $46 $410 37.1% 63
Taylor $56 $411 36.4% 21
Terrell $63 $456 0% 7
Terry $46 $462 25% 27
Throckmorton $42 $453 5.3% 22
Titus $49 $440 8.9% 26
Tom Green $55 $496 22.6% 25
Travis $56 $445 38.4% 51
Trinity $49 $420 31.8% 22
Tyler $47 $443 46.7% 34
Upshur $48 $424 26% 32
Upton $55 $478 0% 14
Uvalde $56 $440 37.7% 27
Val Verde $63 $423 44% 13
Van Zandt $43 $417 41% 48
Victoria $47 $457 34% 34
Walker $41 $453 36.3% 48
Waller $44 $488 25.4% 43
Ward $63 $456 0% 9
Washington $47 $417 16.2% 29
Webb $44 $421 44.6% 41
Wharton $53 $420 24.4% 38
Wheeler $63 $478 0% 10
Wichita $55 $431 41.2% 16
Wilbarger $55 $422 11.3% 10
Willacy $52 $424 38.9% 49
Williamson $56 $445 39.2% 50
Wilson $46 $456 47.7% 60
Winkler $55 $478 0% 11
Wise $49 $414 36.8% 54
Wood $43 $443 24.2% 29
Yoakum $55 $478 0% 14
Young $55 $478 0% 12
Zapata $49 $450 31.7% 26
Zavala $44 $425 40.2% 31

Contact Information for Texas Medicare, Medicaid and Insurance Help

If you have more questions here are some resources for help with Medicare, Medicaid and insurance in Texas: