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Medicare Plans in Texas

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation. There were 4.6 Medicare beneficiaries in 2024.

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage. In 2024, about half of those who were enrolled in Medicare were Medicare Advantage Beneficiaries.

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs. 

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from medicare.

Medicare is a national government program that helps people who are eligible cover medical expenses. Learn about Medicare enrollment and eligibility in Texas.

What Texas Medicare Plans Are Available?

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation. 

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage. 

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs. 

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from Medicare.

Who Is Eligible for Texas Medicare?

Three months before your 65th birthday your initial enrollment period (IEP) for Medicare begins. During this seven month period, you can sign up for Medicare Part A and Part B, but many people eligible for Medicare are automatically enrolled and won’t need to sign up. If you started getting your Social Security retirement benefits more than four months before you turned 65, you are already enrolled in Medicare Part and Part B.

If you weren’t automatically enrolled and missed the initial enrollment period, you’ll need to sign up during one of the other enrollment periods. The general enrollment period takes place between the first day of January and last day of March every year. During this period, you can sign up for Medicare Part B. Special enrollment periods let you enroll at any time if you qualify. Certain life changes, such as moving, adopting or losing health insurance, qualify you for special enrollment. There is also an open enrollment period from October 15 to December 7 exclusively for Medicare Advantage and Medicare Part D.

How Do I Enroll in Medicare in Texas?

You can enroll in Medicare over the phone, online or in person at your local Social Security Office. You’ll want to have basic information like your Social Security number, the name and Social Security number of any spouses and former spouses and your citizenship status on hand. Call Social Security at 1-800-772-1213 or enroll on their website.

Medicare Plans by County

Walker Orange Polk Galveston Waller Newton Hardin Liberty Chambers Montgomery Wharton Matagorda Harris Austin Jefferson Fort Bend San Jacinto Bastrop Burnet Caldwell Travis Williamson Hays Hudspeth El Paso Mclennan Limestone Rusk Gregg Ellis Bell Henderson Johnson Anderson Marion Upshur Rockwall Navarro Van Zandt Somervell Wood Rains Hood Fannin Harrison Cass Bosque Nacogdoches Montague Cherokee Cooke Hill Bowie Smith Kaufman Tarrant Collin Wise Dallas Denton Kenedy Goliad La Salle Nueces Brooks Hidalgo Kleberg Cameron Zapata Willacy Jim Wells Refugio Victoria Starr Jim Hogg San Patricio Webb Aransas Mcmullen Duval Bee Live Oak Hall Zavala Sutton Pecos Gaines Garza Freestone Shackelford Parker Hockley Sherman Jack Grimes Jeff Davis Hopkins Lynn Foard Armstrong Real Camp Panola Kendall Cochran Midland Coleman Dona Ana Andrews Young Medina Falls Frio Mitchell Houston Dickens Coryell Titus Swisher Burleson Coke Potter Mason Kimble Randall Upton Castro Terry Irion Hansford Carson Donley Crosby Madison Winkler Leon Knox Comal Tyler Presidio Hamilton Bailey Reeves Loving Throckmorton Oldham Brewster Dimmit Martin Howard Mills Schleicher Hardeman Bexar Mcculloch Stephens Motley Robertson Yoakum Reagan Fisher Sterling Brazoria Milam Blanco Baylor Lee Lavaca Clay Washington Kinney Dallam Gonzales Haskell Jackson Crane Borden Morris Concho Grayson San Augustine Floyd Bandera Delta Palo Pinto Llano Deaf Smith Erath Hale Wilson Red River Karnes Archer Shelby Fayette Hutchinson Colorado Briscoe Stonewall Lampasas Dawson Brazos King Glasscock Lamb Hartley Menard De Witt San Saba Culberson Tom Green Trinity Moore Kent Runnels Gillespie Lubbock Roberts Lamar Franklin Guadalupe Maverick Jones Callahan Kerr Edwards Jasper Calhoun Comanche Eastland Hunt Wichita Gray Scurry Crockett Cottle Ector Wilbarger Ochiltree Angelina Nolan Sabine Hemphill Taylor Brown Terrell Val Verde Uvalde Collingsworth Childress Ward Wheeler Lipscomb Parmer

Medicare Plans by Carrier

Wellcare Health Plans, Inc. Wellcare Health Plans, Inc. Plans in Texas
UnitedHealthcare UnitedHealthcare Plans in Texas
Humana Inc. Humana Inc. Plans in Texas
Aetna Inc. Aetna Inc. Plans in Texas

Wellpoint

Wellpoint Plans in Texas

Centene Corporation

Centene Corporation Plans in Texas

Health Care Service Corporation

Health Care Service Corporation Plans in Texas
Cigna Cigna Plans in Texas

Devoted Health

Devoted Health Plans in Texas

Molina Healthcare, Inc.,

Molina Healthcare, Inc., Plans in Texas

Average Cost of Medicare Advantage Plans in Texas

Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium $56.58
Average in-network out-of-pocket spending limit $6,483.36
Average drug deductible in 2024 (weighted) $368.94
Percentage of plans rated 4 stars or higher 27.0%
Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium
$56.58
Average in-network out-of-pocket spending limit
$6,483.36
Average drug deductible in 2021 (weighted)
$368.94
Percentage of plans rated 4 stars or higher
27.0%

Texas Medicare Advantage Plans by County

The chart below provides more information about Medicare Advantage plan costs and enrollment in Texas by county in 2024.

Scroll to the right to continue reading the chart
County Average Premium Average Annual Drug Deductible % of Plans Rates 4 Stars or Higher # of Plans Available
Walker $46 $331 32.8% 58
Orange $49 $321 31.7% 63
Polk $51 $329 25.0% 48
Galveston $47 $345 29.4% 68
Waller $49 $331 26.3% 57
Newton $34 $337 21.7% 23
Harris $47 $343 38.4% 86
Austin $52 $329 20.4% 49
Jefferson $47 $321 32.4% 68
Fort Bend $50 $333 37.3% 75
San Jacinto $46 $321 36.2% 58
Hardin $51 $309 32.3% 62
Liberty $52 $329 31.3% 64
Chambers $52 $312 29.4% 51
Montgomery $50 $336 34.7% 72
Wharton $54 $330 25.0% 44
Matagorda $53 $352 20.5% 44
Bastrop $53 $377 26.1% 46
Burnet $53 $380 21.7% 46
Caldwell $50 $371 27.1% 48
Travis $49 $368 25.9% 58
Williamson $49 $366 22.8% 57
Hays $49 $334 21.4% 56
Hudspeth $62 $381 26.9% 26
El Paso $43 $377 38.8% 67
Mclennan $54 $385 33.3% 33
Limestone $61 $346 13.8% 29
Rusk $59 $340 37.2% 43
Gregg $59 $340 38.6% 44
Ellis $51 $339 38.2% 55
Bell $58 $385 31.3% 32
Cherokee $58 $335 29.7% 37
Cooke $49 $329 41.2% 51
Hill $54 $345 32.4% 37
Bowie $67 $356 33.3% 33
Smith $56 $349 34.0% 47
Fannin $65 $303 45.0% 40
Harrison $63 $340 41.5% 41
Cass $67 $356 33.3% 33
Bosque $63 $364 21.4% 28
Nacogdoches $62 $349 34.1% 41
Montague $54 $340 30.6% 36
Navarro $55 $323 33.3% 39
Van Zandt $51 $331 42.3% 52
Somervell $66 $360 13.8% 29
Wood $53 $335 33.3% 39
Rains $62 $346 21.2% 33
Hood $56 $314 37.3% 51
Henderson $59 $340 37.2% 43
Johnson $51 $337 38.7% 62
Anderson $59 $337 31.4% 35
Marion $61 $336 32.3% 31
Upshur $59 $342 35.0% 40
Rockwall $50 $344 33.9% 62
Kaufman $52 $338 42.2% 45
Tarrant $45 $361 36.1% 83
Collin $45 $364 37.3% 83
Wise $53 $337 36.7% 60
Dallas $45 $368 36.6% 82
Denton $46 $361 35.8% 81
Kenedy $66 $392 14.3% 28
Goliad $66 $370 19.4% 31
La Salle $56 $424 16.0% 25
Nueces $55 $365 43.1% 51
Brooks $66 $380 21.9% 32
Hidalgo $50 $339 37.3% 59
Mcmullen $56 $341 12.5% 24
Duval $62 $361 24.2% 33
Bee $55 $367 39.5% 43
Victoria $61 $370 30.0% 40
Starr $62 $344 25.0% 40
Jim Hogg $62 $349 20.6% 34
San Patricio $56 $391 37.8% 45
Webb $60 $323 30.6% 49
Aransas $61 $383 37.8% 45
Kleberg $55 $375 39.5% 43
Cameron $50 $330 36.8% 57
Zapata $62 $364 25.8% 31
Willacy $50 $335 37.5% 56
Jim Wells $55 $374 39.5% 43
Refugio $58 $370 29.4% 34
Lamar $67 $372 32.3% 31
Franklin $58 $357 32.3% 31
Guadalupe $44 $332 41.0% 61
Kent $66 $444 0.0% 21
Runnels $73 $429 11.1% 18
Gillespie $54 $373 20.0% 40
Lubbock $51 $412 19.5% 41
Roberts $73 $429 11.8% 17
San Saba $66 $398 15.4% 26
Culberson $73 $429 0.0% 15
Tom Green $73 $428 18.5% 27
Trinity $64 $335 31.0% 29
Moore $73 $429 15.0% 20
King $73 $429 0.0% 15
Glasscock $66 $444 0.0% 21
Lamb $55 $428 16.1% 31
Hartley $73 $429 5.9% 17
Menard $73 $429 0.0% 15
De Witt $66 $381 27.6% 29
Colorado $64 $355 25.8% 31
Briscoe $61 $444 0.0% 24
Stonewall $73 $429 0.0% 15
Lampasas $75 $351 24.0% 25
Dawson $72 $407 22.7% 22
Brazos $58 $351 30.3% 33
Red River $67 $372 34.4% 32
Karnes $59 $406 21.4% 28
Archer $67 $415 19.0% 21
Shelby $63 $356 34.5% 29
Fayette $69 $368 26.9% 26
Hutchinson $73 $429 15.0% 20
Deaf Smith $65 $410 25.0% 24
Erath $61 $393 38.2% 34
Hale $61 $440 14.3% 35
Wilson $45 $328 45.9% 61
Floyd $61 $444 7.1% 28
Bandera $45 $339 45.9% 61
Delta $62 $359 37.1% 35
Palo Pinto $62 $390 22.2% 27
Llano $62 $348 34.3% 35
Crane $73 $429 0.0% 15
Borden $66 $444 8.7% 23
Morris $63 $357 30.0% 30
Concho $73 $429 5.9% 17
Grayson $51 $339 36.0% 50
San Augustine $67 $360 24.1% 29
Washington $60 $324 29.0% 31
Kinney $72 $407 16.7% 18
Dallam $73 $429 0.0% 15
Gonzales $51 $356 21.2% 33
Haskell $73 $429 5.9% 17
Jackson $73 $412 14.3% 21
Milam $56 $376 16.7% 36
Blanco $50 $378 22.2% 45
Baylor $73 $429 15.8% 19
Lee $52 $375 17.1% 35
Lavaca $67 $354 20.8% 24
Clay $67 $415 19.0% 21
Robertson $73 $387 22.7% 22
Yoakum $73 $429 0.0% 15
Reagan $73 $429 0.0% 15
Fisher $66 $444 8.7% 23
Sterling $66 $444 0.0% 21
Brazoria $51 $331 35.6% 59
Schleicher $73 $429 5.9% 17
Hardeman $73 $429 0.0% 15
Bexar $40 $355 39.0% 82
Mcculloch $66 $425 5.3% 19
Stephens $73 $429 5.9% 17
Motley $67 $429 0.0% 18
Brewster $73 $429 0.0% 15
Dimmit $60 $377 34.5% 29
Martin $60 $423 25.0% 28
Howard $65 $409 28.0% 25
Mills $66 $390 12.5% 24
Hamilton $66 $378 17.2% 29
Bailey $61 $444 7.4% 27
Reeves $73 $429 5.9% 17
Loving $73 $429 0.0% 15
Throckmorton $61 $434 4.2% 24
Oldham $73 $429 0.0% 15
Winkler $73 $429 0.0% 15
Leon $66 $397 25.0% 28
Knox $73 $429 0.0% 15
Comal $42 $336 40.3% 67
Tyler $56 $321 41.7% 36
Presidio $73 $429 0.0% 16
Hansford $73 $429 11.8% 17
Carson $65 $407 30.4% 23
Donley $66 $444 0.0% 21
Crosby $61 $444 12.1% 33
Madison $73 $387 19.0% 21
Upton $73 $429 0.0% 15
Castro $61 $444 7.4% 27
Terry $61 $444 10.0% 30
Irion $66 $444 4.3% 23
Coke $58 $428 12.0% 25
Potter $55 $405 25.0% 36
Mason $66 $403 0.0% 19
Kimble $66 $437 0.0% 19
Randall $55 $405 25.0% 36
Houston $67 $349 28.6% 28
Dickens $61 $444 3.8% 26
Coryell $73 $384 25.0% 24
Titus $62 $372 32.4% 34
Swisher $55 $428 13.8% 29
Burleson $62 $365 20.0% 25
Young $73 $429 5.9% 17
Medina $45 $327 44.3% 61
Falls $59 $379 31.0% 29
Frio $58 $376 34.6% 26
Mitchell $66 $444 0.0% 21
Cochran $61 $444 7.7% 26
Midland $58 $397 30.0% 30
Coleman $63 $392 28.6% 21
Dona Ana $47 $330 43.3% 60
Andrews $73 $432 18.2% 22
Armstrong $60 $425 23.3% 30
Real $57 $354 23.8% 21
Camp $54 $357 34.4% 32
Panola $63 $349 29.0% 31
Kendall $45 $328 45.9% 61
Grimes $56 $355 20.0% 40
Jeff Davis $73 $429 0.0% 15
Hopkins $62 $370 25.8% 31
Lynn $55 $429 17.1% 35
Foard $73 $429 0.0% 15
Freestone $69 $387 34.8% 23
Shackelford $60 $412 20.8% 24
Parker $50 $344 33.9% 59
Hockley $61 $444 12.5% 32
Sherman $73 $429 0.0% 15
Jack $61 $390 10.7% 28
Zavala $52 $380 34.3% 35
Sutton $73 $429 0.0% 15
Pecos $73 $429 10.5% 19
Gaines $73 $429 0.0% 15
Garza $61 $444 10.0% 30
Live Oak $73 $412 9.5% 21
Hall $73 $429 5.9% 17
Maverick $57 $343 31.4% 35
Jones $40 $314 46.7% 15
Callahan $40 $314 41.7% 12
Kerr $32 $334 42.1% 19
Edwards $65 $391 29.4% 17
Jasper $35 $283 29.0% 31
Calhoun $66 $406 26.7% 30
Comanche $44 $305 30.8% 13
Eastland $44 $306 42.9% 14
Hunt $55 $332 31.7% 41
Wichita $40 $334 37.5% 16
Childress $40 $337 0.0% 7
Ward $40 $337 11.1% 9
Wheeler $73 $415 0.0% 12
Lipscomb $40 $337 0.0% 7
Parmer $40 $337 0.0% 7
Brown $40 $337 18.2% 11
Terrell $40 $337 0.0% 7
Val Verde $40 $337 10.0% 10
Uvalde $66 $389 25.9% 27
Collingsworth $40 $337 0.0% 7
Angelina $37 $300 40.7% 27
Nolan $37 $394 20.0% 20
Sabine $38 $288 33.3% 18
Hemphill $40 $337 0.0% 7
Taylor $38 $331 40.9% 22
Crockett $40 $337 0.0% 7
Cottle $40 $337 0.0% 7
Ector $60 $414 22.6% 31
Wilbarger $40 $337 11.1% 9
Ochiltree $40 $337 0.0% 7
Gray $44 $314 35.7% 14
Scurry $40 $337 0.0% 7

Contact Information for Texas Medicare, Medicaid and Insurance Help

If you have more questions here are some resources for help with Medicare, Medicaid and insurance in Texas:

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