Medicare Plans in Texas

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation. There were 2,507,002 Original Medicare beneficiaries in 2020.

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage. In 2020, 1,744,523 people were Medicare Advantage Beneficiaries.

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs.

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from medicare.

Medicare is a national government program that helps people who are eligible cover medical expenses. Learn about Medicare enrollment and eligibility in Texas.

What Texas Medicare Plans Are Available?

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs.

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from medicare.

Who Is Eligible for Texas Medicare?

Three months before your 65th birthday your initial enrollment period (IEP) for Medicare begins. During this seven month period, you can sign up for Medicare Part A and Part B, but many people eligible for Medicare are automatically enrolled and won’t need to sign up. If you started getting your Social Security retirement benefits more than four months before you turned 65, you are already enrolled in Medicare Part and Part B.

If you weren’t automatically enrolled and missed the initial enrollment period, you’ll need to sign up during one of the other enrollment periods. The general enrollment period takes place between the first day of January and last day of March every year. During this period, you can sign up for Medicare Part B. Special enrollment periods let you enroll at any time if you qualify. Certain life changes, such as moving, adopting or losing health insurance, qualify you for special enrollment. There is also an open enrollment period from October 15 to December 7 exclusively for Medicare Advantage and Medicare Part D.

How Do I Enroll in Medicare in Texas?

You can enroll in Medicare over the phone, online or in person at your local Social Security Office. You’ll want to have basic information like your Social Security number, the name and Social Security number of any spouses and former spouses and your citizenship status on hand. Call Social Security at 1-800-772-1213 or enroll on their website.

Medicare Plans by County

Anderson Angelina Aransas Atascosa Bandera Cameron Camp Dona Ana El Paso Andrews Archer Armstrong Austin Bailey Bastrop Baylor Bee Bell Bexar Blanco Borden Bosque Bowie Brazoria Brazos Brewster Briscoe Brooks Brown Burleson Burnet Caldwell Calhoun Callahan Carson Cass Castro Chambers Cherokee Childress Clay Cochran Coke Coleman Collin Collingsworth Colorado Comal Comanche Concho Cooke Coryell Cottle Crane Crockett Crosby Culberson Dallam Dallas Dawson De Witt Deaf Smith Delta Denton Dickens Dimmit Donley Duval Eastland Ector Edwards Ellis Erath Falls Fannin Fayette Fisher Floyd Foard Fort Bend Franklin Freestone Frio Gaines Galveston Garza Gillespie Glasscock Goliad Gonzales Gray Grayson Gregg Grimes Guadalupe Hale Hall Hamilton Hansford Hardeman Hardin Harris Harrison Hartley Haskell Hays Hemphill Henderson Hidalgo Hill Hockley Hood Hopkins Houston Howard Hudspeth Hunt Hutchinson Irion Jack Jackson Jasper Jeff Davis Jefferson Jim Hogg Jim Wells Johnson Jones Karnes Kaufman Kendall Kenedy Kent Kerr Kimble King Kinney Kleberg Knox La Salle Lamar Lamb Lampasas Lavaca Lee Leon Liberty Limestone Lipscomb Live Oak Llano Loving Lubbock Lynn Madison Marion Martin Mason Matagorda Maverick Mcculloch Mclennan Mcmullen Medina Menard Midland Milam Mills Mitchell Montague Montgomery Moore Morris Motley Nacogdoches Navarro Newton Nolan Nueces Ochiltree Oldham Orange Palo Pinto Panola Parker Parmer Pecos Polk Potter Presidio Rains Randall Reagan Real Red River Reeves Refugio Roberts Robertson Rockwall Runnels Rusk Sabine San Augustine San Jacinto San Patricio San Saba Schleicher Scurry Shackelford Shelby Sherman Smith Somervell Starr Stephens Sterling Stonewall Sutton Swisher Tarrant Taylor Terrell Terry Throckmorton Titus Tom Green Travis Trinity Tyler Upshur Upton Uvalde Val Verde Van Zandt Victoria Walker Waller Ward Washington Webb Wharton Wheeler Wichita Wilbarger Willacy Williamson Wilson Winkler Wise Wood Yoakum Young Zapata Zavala

Medicare Plans by Carrier

WellCare Health Plans, Inc. Plans in Texas

Humana Inc. Plans in Texas

Cigna Plans in Texas

UnitedHealthcare Plans in Texas

Average Cost of Medicare Advantage Plans in Texas

Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium	$55.83
Average in-network out-of-pocket spending limit	$6,104.15
Average drug deductible in 2023 (weighted)	$382.55
Percentage of plans rated 4 stars or higher	34.3%

Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium $55.83
Average in-network out-of-pocket spending limit $6,104.15
Average drug deductible in 2021 (weighted) $382.55
Percentage of plans rated 4 stars or higher 34.3%

Texas Medicare Advantage Plans by County

The chart below provides more information about Medicare Advantage plan costs and enrollment in Texas by county in 2021.

Scroll to the right to continue reading the chart

County	Average Premium	Average Annual Drug Deductible	% of Plans Rates 4 Stars or Higher	# of Plans Available
Anderson	$59	$367	32.6%	46
Angelina	$51	$376	43.5%	46
Aransas	$59	$386	42.1%	57
Bandera	$53	$369	43.8%	73
Cameron	$55	$370	40.3%	67
Camp	$58	$383	33.3%	48
Zapata	$51	$379	33.3%	39
Zavala	$57	$396	37.5%	48
Wilson	$53	$366	43.2%	74
Winkler	$55	$402	29.2%	24
Wise	$55	$373	36.8%	68
Wood	$58	$366	35.8%	53
Yoakum	$55	$402	29.2%	24
Young	$62	$407	29.0%	31
Wharton	$57	$365	30.8%	52
Wheeler	$55	$402	29.2%	24
Wichita	$55	$397	45.2%	31
Wilbarger	$55	$402	34.6%	26
Willacy	$55	$370	40.3%	67
Williamson	$54	$361	28.4%	74
Victoria	$58	$375	37.5%	48
Walker	$53	$357	39.1%	69
Waller	$53	$355	31.9%	69
Ward	$55	$402	34.6%	26
Washington	$60	$374	35.0%	40
Webb	$60	$361	38.3%	60
Tyler	$58	$364	41.7%	48
Upshur	$59	$375	35.2%	54
Upton	$55	$402	29.2%	24
Uvalde	$61	$403	34.1%	41
Val Verde	$55	$402	34.6%	26
Van Zandt	$57	$365	42.9%	63
Terry	$51	$397	22.9%	35
Throckmorton	$58	$403	22.0%	41
Titus	$57	$392	33.3%	48
Tom Green	$62	$398	36.6%	41
Travis	$56	$358	28.4%	74
Trinity	$59	$375	34.1%	41
Stonewall	$55	$402	29.2%	24
Sutton	$55	$402	29.2%	24
Swisher	$51	$390	25.0%	36
Tarrant	$54	$370	33.0%	91
Taylor	$55	$371	51.4%	37
Terrell	$55	$402	29.2%	24
Sherman	$55	$402	29.2%	24
Smith	$57	$374	37.1%	62
Somervell	$59	$386	23.1%	39
Starr	$58	$373	34.0%	53
Stephens	$55	$402	34.6%	26
Sterling	$53	$397	23.3%	30
San Patricio	$59	$385	42.6%	61
San Saba	$58	$403	18.4%	38
Schleicher	$55	$402	34.6%	26
Scurry	$55	$402	29.2%	24
Shackelford	$59	$394	30.0%	40
Shelby	$60	$380	37.5%	40
Rockwall	$55	$368	33.8%	71
Runnels	$55	$402	37.0%	27
Rusk	$59	$370	37.5%	56
Sabine	$55	$396	43.3%	30
San Augustine	$53	$379	39.4%	33
San Jacinto	$53	$350	36.2%	69
Real	$58	$400	30.8%	39
Red River	$52	$385	41.0%	39
Reeves	$55	$402	34.6%	26
Refugio	$59	$390	33.3%	45
Roberts	$55	$402	32.0%	25
Robertson	$62	$407	31.3%	32
Polk	$55	$361	31.1%	61
Potter	$59	$389	38.0%	50
Presidio	$55	$402	29.2%	24
Rains	$59	$373	29.5%	44
Randall	$59	$389	38.0%	50
Reagan	$55	$402	29.2%	24
Orange	$53	$348	39.2%	74
Palo Pinto	$58	$403	28.6%	42
Panola	$60	$380	37.5%	40
Parker	$56	$379	32.8%	67
Parmer	$55	$402	29.2%	24
Pecos	$55	$402	37.0%	27
Navarro	$57	$368	34.0%	50
Newton	$53	$405	37.1%	35
Nolan	$53	$397	34.3%	35
Nueces	$59	$375	46.0%	63
Ochiltree	$55	$402	29.2%	24
Oldham	$55	$402	29.2%	24
Montague	$51	$364	33.3%	39
Montgomery	$54	$351	38.3%	81
Moore	$55	$402	34.6%	26
Morris	$60	$388	33.3%	42
Motley	$53	$402	25.0%	28
Nacogdoches	$57	$371	37.7%	53
Medina	$53	$364	41.9%	74
Menard	$55	$402	29.2%	24
Midland	$55	$371	51.4%	37
Milam	$59	$389	29.5%	44
Mills	$58	$403	18.4%	38
Mitchell	$53	$397	23.3%	30
Mason	$58	$403	18.4%	38
Matagorda	$55	$377	29.1%	55
Maverick	$58	$380	35.4%	48
Mcculloch	$59	$412	25.7%	35
Mclennan	$60	$389	37.8%	45
Mcmullen	$58	$379	18.9%	37
Loving	$55	$402	29.2%	24
Lubbock	$50	$369	37.5%	48
Lynn	$51	$390	34.1%	41
Madison	$62	$407	29.0%	31
Marion	$54	$355	40.5%	37
Martin	$53	$387	34.3%	35
Leon	$59	$412	27.8%	36
Liberty	$54	$355	39.5%	76
Limestone	$59	$394	26.3%	38
Lipscomb	$55	$402	29.2%	24
Live Oak	$55	$402	37.0%	27
Llano	$61	$379	37.8%	45
La Salle	$58	$398	17.9%	39
Lamar	$59	$392	34.9%	43
Lamb	$51	$390	25.0%	36
Lampasas	$61	$397	27.5%	40
Lavaca	$62	$407	33.3%	33
Lee	$56	$385	21.8%	55
Kerr	$52	$377	44.1%	34
Kimble	$53	$408	25.0%	28
King	$55	$402	29.2%	24
Kinney	$56	$391	37.0%	27
Kleberg	$59	$377	45.3%	53
Knox	$55	$402	29.2%	24
Jones	$55	$391	43.3%	30
Karnes	$59	$412	28.9%	38
Kaufman	$57	$378	40.4%	57
Kendall	$53	$366	43.2%	74
Kenedy	$59	$390	22.5%	40
Kent	$53	$397	23.3%	30
Jasper	$50	$365	35.6%	45
Jeff Davis	$55	$402	29.2%	24
Jefferson	$54	$348	41.3%	80
Jim Hogg	$58	$378	20.9%	43
Jim Wells	$59	$376	44.2%	52
Johnson	$56	$363	39.4%	71
Hudspeth	$56	$392	30.2%	43
Hunt	$57	$380	32.7%	52
Hutchinson	$55	$402	34.6%	26
Irion	$53	$397	28.1%	32
Jack	$58	$403	22.0%	41
Jackson	$62	$407	31.3%	32
Hill	$57	$381	36.0%	50
Hockley	$51	$397	30.8%	39
Hood	$57	$361	39.0%	59
Hopkins	$59	$388	30.4%	46
Houston	$60	$384	35.9%	39
Howard	$55	$386	46.9%	32
Hartley	$55	$402	34.6%	26
Haskell	$55	$402	34.6%	26
Hays	$54	$353	29.6%	71
Hemphill	$55	$402	29.2%	24
Henderson	$59	$365	40.7%	54
Hidalgo	$55	$368	39.7%	68
Hamilton	$58	$403	24.4%	41
Hansford	$55	$402	29.2%	24
Hardeman	$55	$402	29.2%	24
Hardin	$55	$344	39.4%	71
Harris	$54	$347	38.9%	95
Harrison	$60	$365	42.9%	49
Grayson	$56	$376	37.1%	62
Gregg	$59	$370	38.6%	57
Grimes	$55	$382	28.0%	50
Guadalupe	$53	$362	39.2%	74
Hale	$51	$383	33.3%	42
Hall	$55	$402	34.6%	26
Garza	$51	$397	28.9%	38
Gillespie	$51	$391	39.5%	38
Glasscock	$53	$397	23.3%	30
Goliad	$59	$396	28.6%	42
Gonzales	$57	$385	27.9%	43
Gray	$56	$391	41.4%	29
Fort Bend	$55	$348	41.9%	86
Franklin	$59	$383	31.9%	47
Freestone	$62	$400	33.3%	33
Frio	$55	$374	44.1%	34
Gaines	$55	$402	29.2%	24
Galveston	$53	$359	36.7%	79
Falls	$61	$400	42.1%	38
Fannin	$60	$356	44.9%	49
Fayette	$59	$398	31.6%	38
Fisher	$53	$397	23.3%	30
Floyd	$51	$397	25.0%	36
Foard	$55	$402	29.2%	24
Duval	$58	$385	30.4%	46
Eastland	$55	$391	41.4%	29
Ector	$53	$375	41.5%	41
Edwards	$55	$391	41.4%	29
Ellis	$56	$367	38.5%	65
Erath	$59	$403	38.1%	42
Deaf Smith	$55	$391	45.2%	31
Delta	$59	$377	38.3%	47
Denton	$54	$370	32.6%	89
Dickens	$51	$397	25.0%	36
Dimmit	$59	$396	34.9%	43
Donley	$53	$397	23.3%	30
Crosby	$51	$397	30.8%	39
Culberson	$55	$402	29.2%	24
Dallam	$55	$402	29.2%	24
Dallas	$54	$376	33.3%	90
Dawson	$56	$391	39.3%	28
De Witt	$59	$412	32.5%	40
Concho	$55	$402	34.6%	26
Cooke	$57	$361	36.8%	57
Coryell	$62	$406	31.6%	38
Cottle	$55	$402	29.2%	24
Crane	$55	$402	29.2%	24
Crockett	$55	$402	29.2%	24
Coleman	$56	$384	43.3%	30
Collin	$54	$374	33.7%	89
Collingsworth	$55	$402	29.2%	24
Colorado	$59	$390	30.2%	43
Comal	$52	$363	37.5%	80
Comanche	$55	$391	39.3%	28
Chambers	$56	$349	35.9%	64
Cherokee	$59	$361	35.4%	48
Childress	$55	$402	29.2%	24
Clay	$60	$407	29.7%	37
Cochran	$51	$397	20.6%	34
Coke	$52	$390	32.4%	34
Caldwell	$55	$371	28.1%	64
Calhoun	$58	$416	31.0%	42
Callahan	$55	$391	41.4%	29
Carson	$55	$391	41.4%	29
Cass	$59	$378	36.2%	47
Castro	$51	$397	20.6%	34
Brewster	$55	$402	29.2%	24
Briscoe	$51	$397	20.6%	34
Brooks	$59	$390	27.9%	43
Brown	$55	$402	37.0%	27
Burleson	$61	$392	32.4%	37
Burnet	$56	$380	25.0%	60
Blanco	$55	$378	29.6%	54
Borden	$53	$397	23.3%	30
Bosque	$60	$388	30.0%	40
Bowie	$60	$390	38.6%	44
Brazoria	$53	$352	40.8%	71
Brazos	$59	$376	40.9%	44
Bailey	$51	$397	20.6%	34
Bastrop	$56	$382	29.0%	62
Baylor	$55	$402	37.0%	27
Bee	$59	$381	45.1%	51
Bell	$62	$389	36.4%	44
Bexar	$51	$359	34.4%	93
Dona Ana	$53	$367	41.1%	73
El Paso	$51	$373	38.3%	81
Andrews	$55	$402	41.4%	29
Archer	$60	$407	29.7%	37
Armstrong	$53	$387	37.8%	37
Austin	$56	$360	32.2%	59
Atascosa	$0	$480	100.0%	1

Contact Information for Texas Medicare, Medicaid and Insurance Help

If you have more questions here are some resources for help with Medicare, Medicaid and insurance in Texas:

Texas Medicaid information: https://www.helpadvisor.com/medicaid/texas-medicaid
Texas SHIP Center contact information: https://hhs.texas.gov/services/health/medicare PHONE: 1-800-252-9240
Additional Texas insurance resources: http://www.tdi.texas.gov/consumer/hicap/
Texas Department of Insurance: http://www.tdi.texas.gov/consumer/hicap/publicat.html