Medicare Plans in Texas

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation. There were 4.6 Medicare beneficiaries in 2024.

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage. In 2024, about half of those who were enrolled in Medicare were Medicare Advantage Beneficiaries.

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs. 

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from medicare.

Medicare is a national government program that helps people who are eligible cover medical expenses. Learn about Medicare enrollment and eligibility in Texas.

What Texas Medicare Plans Are Available?

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation. 

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage. 

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs. 

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from Medicare.

Who Is Eligible for Texas Medicare?

Three months before your 65th birthday your initial enrollment period (IEP) for Medicare begins. During this seven month period, you can sign up for Medicare Part A and Part B, but many people eligible for Medicare are automatically enrolled and won’t need to sign up. If you started getting your Social Security retirement benefits more than four months before you turned 65, you are already enrolled in Medicare Part and Part B.

If you weren’t automatically enrolled and missed the initial enrollment period, you’ll need to sign up during one of the other enrollment periods. The general enrollment period takes place between the first day of January and last day of March every year. During this period, you can sign up for Medicare Part B. Special enrollment periods let you enroll at any time if you qualify. Certain life changes, such as moving, adopting or losing health insurance, qualify you for special enrollment. There is also an open enrollment period from October 15 to December 7 exclusively for Medicare Advantage and Medicare Part D.

How Do I Enroll in Medicare in Texas?

You can enroll in Medicare over the phone, online or in person at your local Social Security Office. You’ll want to have basic information like your Social Security number, the name and Social Security number of any spouses and former spouses and your citizenship status on hand. Call Social Security at 1-800-772-1213 or enroll on their website.

Medicare Plans by County

Kaufman Zavala Mclennan Shackelford Parker Jones Armstrong Real Nueces Galveston Kendall Midland Hidalgo Ellis Coleman Dona Ana Medina Kleberg Johnson Tarrant Frio Ector Callahan Rockwall Potter Randall Navarro Collin Cameron Carson Willacy Comal Kerr Jim Wells Wood Dimmit Martin Howard Caldwell Taylor Bexar Hood Wise Dallas Denton San Patricio Grayson Bandera Maverick Aransas Deaf Smith Wilson Jefferson Montague Edwards Bee El Paso Cooke Hill Lubbock Guadalupe Burnet Blanco Travis Llano Williamson Lampasas San Saba Gillespie Hays Walker Orange Grimes Polk Waller Hardin Jasper Liberty Chambers Montgomery Tyler Wharton Brazoria Washington Matagorda Austin Brazos Fort Bend San Jacinto Bell Harris Hudspeth Hunt Van Zandt Fannin Erath Live Oak Hall Gaines Garza Hockley Sherman Lynn Foard Calhoun Cochran Andrews Young Mitchell Dickens Swisher Coke Bastrop Upton Castro Terry Irion Hansford Donley Crosby Knox Bailey Oldham Victoria Hardeman Stephens Motley Yoakum Reagan Fisher Sterling Baylor Lee Dallam Haskell Jackson Crane Borden Concho Floyd Hale Hutchinson Briscoe Stonewall Dawson King Glasscock Lamb Hartley Tom Green Moore Kent Runnels Roberts Gonzales Uvalde Karnes De Witt Sutton Pecos Freestone Jack Kenedy Limestone Goliad Jeff Davis La Salle Hopkins Camp Rusk Gregg Panola Brooks Henderson Falls Anderson Houston Coryell Marion Upshur Titus Burleson Mason Kimble Zapata Somervell Madison Winkler Leon Presidio Hamilton Reeves Loving Throckmorton Brewster Mills Refugio Schleicher Mcculloch Robertson Rains Milam Lavaca Clay Kinney Jim Hogg Morris San Augustine Harrison Delta Palo Pinto Webb Cass Red River Archer Shelby Fayette Colorado Mcmullen Duval Bosque Nacogdoches Menard Culberson Cherokee Trinity Bowie Smith Lamar Franklin Gray Nolan Brown Starr Val Verde Ward Comanche Angelina Wheeler Scurry Crockett Newton Cottle Wilbarger Ochiltree Sabine Hemphill Eastland Terrell Wichita Collingsworth Childress Lipscomb Parmer

Average Cost of Medicare Advantage Plans in Texas

Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium $58.44
Average in-network out-of-pocket spending limit $6,479.13
Average drug deductible in 2024 (weighted) $368.24
Percentage of plans rated 4 stars or higher 52.1%
Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium
$58.44
Average in-network out-of-pocket spending limit
$6,479.13
Average drug deductible in 2021 (weighted)
$368.24
Percentage of plans rated 4 stars or higher
52.1%

Texas Medicare Advantage Plans by County

The chart below provides more information about Medicare Advantage plan costs and enrollment in Texas by county in 2024.

Scroll to the right to continue reading the chart
County Average Premium Average Annual Drug Deductible % of Plans Rates 4 Stars or Higher # of Plans Available
Johnson $55 $337 40.3% 62
Tarrant $47 $355 35.4% 82
Frio $58 $376 61.5% 26
Ector $60 $414 61.3% 31
Callahan $40 $314 100.0% 12
Rockwall $53 $344 35.5% 62
Guadalupe $47 $332 42.6% 61
Edwards $65 $391 70.6% 17
Bee $55 $367 58.1% 43
El Paso $47 $369 43.9% 66
Cooke $52 $329 47.1% 51
Hill $54 $345 64.9% 37
Lubbock $51 $412 48.8% 41
Zavala $52 $380 60.0% 35
Kaufman $55 $338 44.4% 45
Deaf Smith $65 $410 66.7% 24
Wilson $46 $328 47.5% 61
Jefferson $50 $321 52.9% 68
Montague $57 $340 55.6% 36
Real $57 $354 57.1% 21
Armstrong $60 $425 53.3% 30
Jones $40 $314 100.0% 15
Parker $52 $344 39.0% 59
Shackelford $60 $412 50.0% 24
Mclennan $54 $385 75.8% 33
Ellis $53 $339 40.0% 55
Hidalgo $52 $328 53.4% 58
Midland $58 $397 70.0% 30
Kendall $46 $328 47.5% 61
Galveston $50 $345 50.0% 68
Nueces $55 $356 58.0% 50
Maverick $60 $343 60.0% 35
Aransas $61 $383 57.8% 45
Kleberg $55 $375 60.5% 43
Medina $46 $327 49.2% 61
Dona Ana $49 $330 45.0% 60
Coleman $63 $392 61.9% 21
Wise $55 $337 43.3% 60
Dallas $47 $362 35.8% 81
Denton $49 $355 35.0% 80
San Patricio $61 $382 52.3% 44
Grayson $53 $339 44.0% 50
Bandera $46 $330 51.7% 60
Martin $60 $423 50.0% 28
Howard $65 $409 68.0% 25
Caldwell $53 $371 50.0% 48
Taylor $38 $331 95.5% 22
Bexar $42 $349 38.3% 81
Hood $58 $314 45.1% 51
Willacy $52 $335 55.4% 56
Comal $45 $336 40.3% 67
Kerr $32 $334 89.5% 19
Jim Wells $55 $374 58.1% 43
Wood $55 $335 53.8% 39
Dimmit $60 $377 58.6% 29
Potter $55 $405 58.3% 36
Randall $55 $405 58.3% 36
Navarro $57 $323 53.8% 39
Collin $47 $358 36.6% 82
Cameron $52 $330 54.4% 57
Carson $65 $407 65.2% 23
Burnet $57 $380 50.0% 46
Blanco $53 $378 51.1% 45
Travis $51 $361 47.4% 57
Llano $62 $348 71.4% 35
Williamson $51 $366 45.6% 57
Lampasas $75 $351 64.0% 25
San Saba $66 $398 46.2% 26
Gillespie $57 $373 52.5% 40
Hays $53 $334 44.6% 56
Walker $50 $331 50.0% 58
Orange $54 $321 52.4% 63
Grimes $56 $355 50.0% 40
Polk $56 $329 41.7% 48
Brazos $58 $351 69.7% 33
Fort Bend $54 $326 54.1% 74
San Jacinto $50 $321 46.6% 58
Tyler $58 $321 61.1% 36
Wharton $59 $330 52.3% 44
Brazoria $53 $331 57.6% 59
Washington $63 $324 58.1% 31
Matagorda $60 $352 45.5% 44
Austin $57 $329 49.0% 49
Waller $54 $331 43.9% 57
Hardin $56 $309 54.8% 62
Jasper $35 $283 64.5% 31
Liberty $56 $329 51.6% 64
Chambers $56 $312 49.0% 51
Montgomery $54 $328 52.1% 71
Bell $58 $385 75.0% 32
Harris $50 $336 51.8% 85
Hudspeth $67 $381 57.7% 26
Hunt $58 $332 41.5% 41
Van Zandt $53 $331 50.0% 52
Fannin $68 $303 52.5% 40
Erath $61 $393 44.1% 34
Roberts $73 $429 52.9% 17
Lamb $55 $428 45.2% 31
Hartley $73 $429 52.9% 17
Tom Green $73 $428 63.0% 27
Moore $73 $429 60.0% 20
Kent $66 $444 33.3% 21
Runnels $73 $429 55.6% 18
Hutchinson $73 $429 60.0% 20
Briscoe $61 $444 29.2% 24
Stonewall $73 $429 46.7% 15
Dawson $72 $407 63.6% 22
King $73 $429 46.7% 15
Glasscock $66 $444 33.3% 21
Jackson $73 $412 57.1% 21
Crane $73 $429 46.7% 15
Borden $66 $444 39.1% 23
Concho $73 $429 52.9% 17
Floyd $61 $444 39.3% 28
Hale $61 $440 45.7% 35
Fisher $66 $444 39.1% 23
Sterling $66 $444 33.3% 21
Baylor $73 $429 57.9% 19
Lee $54 $375 40.0% 35
Dallam $73 $429 46.7% 15
Haskell $73 $429 52.9% 17
Victoria $61 $370 55.0% 40
Hardeman $73 $429 46.7% 15
Stephens $73 $429 52.9% 17
Motley $67 $429 38.9% 18
Yoakum $73 $429 46.7% 15
Reagan $73 $429 46.7% 15
Hansford $73 $429 52.9% 17
Donley $66 $444 33.3% 21
Crosby $61 $444 45.5% 33
Knox $73 $429 46.7% 15
Bailey $61 $444 37.0% 27
Oldham $73 $429 46.7% 15
Coke $58 $428 44.0% 25
Bastrop $57 $377 52.2% 46
Upton $73 $429 46.7% 15
Castro $61 $444 37.0% 27
Terry $61 $444 43.3% 30
Irion $66 $444 39.1% 23
Cochran $61 $444 34.6% 26
Andrews $73 $432 63.6% 22
Young $73 $429 52.9% 17
Mitchell $66 $444 33.3% 21
Dickens $61 $444 34.6% 26
Swisher $55 $428 41.4% 29
Garza $61 $444 43.3% 30
Hockley $61 $444 43.8% 32
Sherman $73 $429 46.7% 15
Lynn $55 $429 48.6% 35
Foard $73 $429 46.7% 15
Calhoun $66 $406 53.3% 30
Live Oak $73 $412 52.4% 21
Hall $73 $429 52.9% 17
Gaines $73 $429 46.7% 15
De Witt $66 $381 58.6% 29
Gonzales $51 $356 60.6% 33
Uvalde $66 $389 63.0% 27
Karnes $59 $406 53.6% 28
Cherokee $61 $335 54.1% 37
Trinity $69 $335 51.7% 29
Bowie $73 $356 57.6% 33
Smith $59 $349 48.9% 47
Lamar $73 $372 58.1% 31
Franklin $61 $357 54.8% 31
Mcmullen $60 $341 41.7% 24
Duval $66 $361 51.5% 33
Bosque $63 $364 57.1% 28
Nacogdoches $67 $349 53.7% 41
Menard $73 $429 46.7% 15
Culberson $73 $429 46.7% 15
Cass $73 $356 57.6% 33
Red River $73 $372 59.4% 32
Archer $67 $415 57.1% 21
Shelby $67 $356 55.2% 29
Fayette $69 $368 57.7% 26
Colorado $64 $355 51.6% 31
Morris $67 $357 56.7% 30
San Augustine $73 $360 51.7% 29
Harrison $67 $340 58.5% 41
Delta $67 $359 54.3% 35
Palo Pinto $62 $390 51.9% 27
Webb $64 $323 55.1% 49
Rains $67 $346 45.5% 33
Milam $60 $376 52.8% 36
Lavaca $73 $354 58.3% 24
Clay $67 $415 57.1% 21
Kinney $72 $407 55.6% 18
Jim Hogg $66 $349 47.1% 34
Brewster $73 $429 46.7% 15
Mills $66 $390 45.8% 24
Refugio $58 $370 52.9% 34
Schleicher $73 $429 52.9% 17
Mcculloch $66 $425 47.4% 19
Robertson $73 $387 68.2% 22
Leon $66 $397 60.7% 28
Presidio $73 $429 50.0% 16
Hamilton $66 $378 51.7% 29
Reeves $73 $429 52.9% 17
Loving $73 $429 46.7% 15
Throckmorton $61 $434 37.5% 24
Mason $66 $403 36.8% 19
Kimble $66 $437 36.8% 19
Zapata $66 $364 51.6% 31
Somervell $66 $360 48.3% 29
Madison $73 $387 66.7% 21
Winkler $73 $429 46.7% 15
Houston $73 $349 57.1% 28
Coryell $73 $384 70.8% 24
Marion $65 $336 58.1% 31
Upshur $63 $342 55.0% 40
Titus $67 $372 55.9% 34
Burleson $62 $365 60.0% 25
Gregg $63 $340 54.5% 44
Panola $67 $349 54.8% 31
Brooks $66 $380 50.0% 32
Henderson $63 $340 53.5% 43
Falls $59 $379 75.9% 29
Anderson $63 $337 51.4% 35
Goliad $66 $370 48.4% 31
Jeff Davis $73 $429 46.7% 15
La Salle $56 $424 44.0% 25
Hopkins $67 $370 48.4% 31
Camp $57 $357 56.3% 32
Rusk $63 $340 53.5% 43
Sutton $73 $429 46.7% 15
Pecos $73 $429 57.9% 19
Freestone $69 $387 73.9% 23
Jack $61 $390 42.9% 28
Kenedy $66 $392 42.9% 28
Limestone $66 $346 48.3% 29
Brown $40 $337 100.0% 11
Starr $66 $344 55.0% 40
Val Verde $40 $337 100.0% 10
Ward $40 $337 100.0% 9
Gray $44 $314 100.0% 14
Nolan $37 $394 70.0% 20
Comanche $44 $305 92.3% 13
Angelina $38 $300 74.1% 27
Wheeler $73 $415 58.3% 12
Childress $40 $337 100.0% 7
Lipscomb $40 $337 100.0% 7
Parmer $40 $337 100.0% 7
Sabine $40 $288 83.3% 18
Hemphill $40 $337 100.0% 7
Eastland $44 $306 100.0% 14
Terrell $40 $337 100.0% 7
Wichita $40 $334 100.0% 16
Collingsworth $40 $337 100.0% 7
Scurry $40 $337 100.0% 7
Crockett $40 $337 100.0% 7
Newton $37 $337 60.9% 23
Cottle $40 $337 100.0% 7
Wilbarger $40 $337 100.0% 9
Ochiltree $40 $337 100.0% 7

Contact Information for Texas Medicare, Medicaid and Insurance Help

If you have more questions here are some resources for help with Medicare, Medicaid and insurance in Texas: