Medicare Plans in Arkansas

What Arkansas Medicare Plans Are Available?

Medicare is the program that provides insurance coverage to those 65 and older as well as some individuals with disabilities. The program consists of several parts, each of which provides a different purpose for beneficiaries. 

What Arkansas Medicare Plans Are Available?

Medicare is the program that provides insurance coverage to those 65 and older as well as some individuals with disabilities. The program consists of several parts, each of which provides a different purpose for beneficiaries. 

Part A

Medicare Part A provides a more traditional component of coverage, geared toward benefits that service those requiring hospital care and other inpatient services (skilled nursing, hospice, surgical center and some home health care). 

Premiums for this part of Medicare are based on inclusion in the federal payroll tax system. 

Part B

Medicare Part B covers preventative care, including annual physician visits, screenings and diagnostic testing. Premiums for Part B are based on income, and beneficiaries are responsible for copays and deductibles. 

Medicare Advantage

The Medicare Advantage Plan is a supplemental policy that can replace some of the components of Parts A and B, both of which an individual must have before signing up for an Advantage program. Some Medicare Advantage plans also cover some prescription medications, as well as dental and vision services.   

This program is different from the original parts of Medicare in that it is administered through private insurers. Plan options include a Special Needs Plan, Health Maintenance Organization (HMO), Preferred Provider Organization (PPO) and Private Fee-for-Service. 

Part D/Prescription Drug Plan

This component of the Medicare program is the prescription drug benefit that provides coverage for necessary medications for beneficiaries. It is a complementary plan to Parts A and B

Those with Advantage plans can opt to forgo Part D entirely if needed. It is an option plan when signing up for Parts A and B; however, those who do not opt to enroll when it is designated can do so at a later date. There may be a penalty for doing so. 

Medigap

Medigap is a supplement program that helps with out-of-pocket expenses for those individuals who are covered under some of the other program parts. Arkansas residents have their choice of several Medigap program options. 

Within the Arkansas population, there are more than half a million residents enrolled in a Medicare program. Of this, 30% of individuals are enrolled in an Advantage program. There are 42 Medigap insurance providers in Arkansas and 31 standalone Part D programs. 

Who Is Eligible for Arkansas Medicare?

Eligibility is automatic for those turning 65 who are already receiving benefits from the Social Security Administration. Those who are part of this group will receive information about the different program parts three months prior to their 65th birthday. Those who are not automatically enrolled have several other options: 

  • Initial Enrollment: Those interested in signing up can do so three months before turning 65, during their birthday month and three months thereafter. 
  • Annual Enrollment: Medicare also has specific enrollment periods. The first spans January 1 through March 31, with benefits kicking in on July 1. The second enrollment period spans October 15 and December 7, with benefits kicking in on January 1. Beneficiaries must enroll during this time to avoid incurring a penalty. The fall enrollment period is the point at which beneficiaries can choose a new Part D or Advantage program. 
  • Special enrollment: Those who have recently moved back into the country or lost employer-sponsored coverage can sign up for a Medicare program at any time without incurring a fee. 

How Do I Enroll in Medicare in Arkansas?

There are several ways to enroll in one of the Medicare programs in Arkansas: 

  • Head to the Social Security Administration website and apply online. 
  • Call the Social Security Administration office at (800) 772-1213. 
  • Visit the local Social Security Administration office (appointments are recommended)  and sign up in person. 

Average Cost of Medicare Advantage Plans in Arkansas

Average Cost of Medicare Advantage Plans in Arkansas
Average Monthly Premium $44.34
Average in-network out-of-pocket spending limit $5,852.87
Average drug deductible in 2022 (weighted) $322.18
Percentage of plans rated 4 stars or higher 24.6%
Average Cost of Medicare Advantage Plans in Arkansas
Average Monthly Premium
$44.34
Average in-network out-of-pocket spending limit
$5,852.87
Average drug deductible in 2021 (weighted)
$322.18
Percentage of plans rated 4 stars or higher
24.6%

Arkansas Medicare Advantage Plans by County

The chart below provides more information about Medicare Advantage plan costs and enrollment in Arkansas by county in 2022.

Scroll to the right to continue reading the chart
County Average Premium Average Annual Drug Deductible % of Plans Rates 4 Stars or Higher # of Plans Available
Arkansas $46 $333 30.4% 23
Ashley $38 $307 23.5% 17
Baxter $47 $317 25.0% 28
Bradley $42 $345 27.8% 18
Calhoun $42 $345 31.6% 19
Carroll $47 $313 27.3% 33
Chicot $42 $345 27.8% 18
Clark $40 $320 25.0% 28
Cleburne $45 $313 21.9% 32
Clay $39 $353 6.3% 16
Cleveland $42 $345 27.8% 18
Conway $45 $313 21.2% 33
Craighead $45 $313 22.6% 31
Crittenden $51 $320 15.0% 20
Cross $50 $337 5.6% 18
Dallas $50 $340 30.0% 20
Desha $42 $345 27.8% 18
Drew $37 $366 0.0% 13
Fulton $47 $317 22.2% 27
Garland $45 $317 27.3% 33
Grant $38 $325 30.8% 26
Greene $44 $322 28.1% 32
Hot Spring $44 $326 25.0% 32
Independence $47 $314 5.0% 20
Izard $40 $325 23.1% 26
Jackson $47 $314 5.0% 20
Jefferson $49 $328 22.2% 27
Lawrence $42 $333 24.0% 25
Lincoln $42 $345 27.8% 18
Lee $50 $333 28.6% 21
Lonoke $47 $319 23.3% 30
Marion $47 $317 20.7% 29
Mississippi $39 $353 25.0% 20
Monroe $37 $366 0.0% 13
Montgomery $45 $314 27.6% 29
Nevada $37 $344 38.1% 21
Newton $49 $325 25.0% 28
Ouachita $36 $367 21.7% 23
Perry $40 $320 23.3% 30
Phillips $52 $333 26.3% 19
Pike $37 $344 34.8% 23
Poinsett $39 $334 31.0% 29
Prairie $37 $334 30.8% 26
Pulaski $46 $319 27.8% 36
Randolph $46 $326 28.0% 25
Saline $46 $319 26.5% 34
Searcy $48 $325 22.2% 27
Sharp $38 $333 0.0% 16
St. Francis $49 $325 26.9% 26
Stone $40 $323 24.0% 25
Union $38 $308 38.1% 21
Van Buren $45 $317 22.6% 31
White $40 $335 4.5% 22
Woodruff $39 $338 5.0% 20
Yell $42 $320 21.4% 28
Faulkner $46 $299 28.1% 32
Pope $49 $299 27.6% 29
Washington $49 $299 26.7% 30
Sebastian $49 $299 27.6% 29
Scott $49 $306 29.6% 27
Madison $51 $302 29.6% 27
Johnson $49 $306 29.6% 27
Logan $49 $306 32.1% 28
Franklin $49 $306 29.6% 27
Crawford $49 $299 27.6% 29
Boone $43 $314 29.2% 24
Benton $49 $299 26.7% 30
Columbia $43 $278 33.3% 12
Hempstead $35 $324 50.0% 10
Miller $35 $339 42.9% 7
Little River $35 $324 37.5% 8
Sevier $35 $324 50.0% 10
Polk $41 $333 0.0% 16
Howard $46 $318 0.0% 5
Lafayette $46 $318 0.0% 5

Contact Information for Arkansas Medicare, Medicaid and Insurance Help

Take advantage of any number of programs in Arkansas to help learn more about signing up for a Medicare program in Arkansas. 

  • HelpAdvisor:The HelpAdvisor website provides information on signing up for one of the Medicare programs and information on resources for seniors around the state. 
  • Arkansas State Health Insurance Program (SHIP):The Arkansas SHIP program offers information on senior resources for those who need help in Arkansas in signing up for a Medicare program. 

Arkansas Rx Assistance Programs: Arkansas has numerous drug assistance programs for those who need help paying for their medications.