Medicare Plans in Arizona

Over 1.37 million Arizona residents are enrolled in Medicare.1 Of those, roughly 582,000 people are enrolled in a Medicare Advantage plan, also known as Medicare Part C. This equals more than 40% of all Medicare beneficiaries in the state.

While Medicare Part A and Part B (together called Original Medicare) are administered by the federal government, Medicare Advantage plans are provided by private insurance companies. MA plans cover the same benefits that the government provides through Part A and Part B, but most MA plans also offer additional benefits such as prescription drugs, routine dental and vision care, hearing care, telehealth, non-emergency transportation and much more.

Over 1.37 million Arizona residents are enrolled in Medicare.1 Of those, roughly 582,000 people are enrolled in a Medicare Advantage plan, also known as Medicare Part C. This equals more than 40% of all Medicare beneficiaries in the state.

While Medicare Part A and Part B (together called Original Medicare) are administered by the federal government, Medicare Advantage plans are provided by private insurance companies. MA plans cover the same benefits that the government provides through Part A and Part B, but most MA plans also offer additional benefits such as prescription drugs, routine dental and vision care, hearing care, telehealth, non-emergency transportation and much more.

If Medicare beneficiaries don’t join a Medicare Advantage plan that includes prescription drug coverage, they may have the option of enrolling in a Medicare Part D prescription drug plan (PDP). A standalone PDP can be used alongside your Original Medicare coverage, or you can enroll in a PDP if your Medicare Advantage plan doesn’t have prescription drug benefits.

In 2021:

  • There are 279 individual Medicare Advantage Prescription Drug (MAPD) plans available in Arizona
  • There are 32 Part D Prescription Drug Plans (PDPs) available in Arizona

Average Cost of Medicare Advantage Plans in Arizona

Average Cost of Medicare Advantage Plans in Arizona
Average Monthly Premium $47.15
Average in-network out-of-pocket spending limit $5,244.79
Average drug deductible in 2022 (weighted) $321.62
Percentage of plans rated 4 stars or higher 56.2%
Average Cost of Medicare Advantage Plans in Arizona
Average Monthly Premium
$47.15
Average in-network out-of-pocket spending limit
$5,244.79
Average drug deductible in 2021 (weighted)
$321.62
Percentage of plans rated 4 stars or higher
56.2%

Arizona Medicare Advantage Plans by County

The chart below provides more information about Medicare Advantage plan costs and enrollment in Arizona by county in 2022.

Scroll to the right to continue reading the chart
County Average Premium Average Annual Drug Deductible % of Plans Rates 4 Stars or Higher # of Plans Available
Apache $39 $299 80.0% 10
Cochise $43 $342 64.7% 17
Coconino $49 $299 78.6% 14
Gila $61 $263 60.0% 10
Greenlee $39 $357 80.0% 10
La Paz $54 $307 84.6% 13
Mohave $55 $307 66.7% 21
Navajo $41 $300 77.8% 9
Yavapai $52 $333 60.0% 25
Yuma $42 $350 57.9% 19
Maricopa $46 $288 41.8% 55
Pima $46 $327 39.5% 43
Pinal $48 $329 45.7% 35
Santa Cruz $46 $342 47.4% 19
Graham $42 $368 69.2% 13

Local Health Insurance Resources in Arizona

  • Arizona’s State Health Insurance Assistance Program
    This program can help provide education and counseling to beneficiaries in order to help them better utilize their Medicare insurance and empower them to make informed decisions. Arizona’s SHIP may be contacted at 800-432-4040.

  • Arizona Prescription Drug Assistance Programs
    The state of Arizona has a number of programs designed to help with the cost of prescription drugs. There are programs for both Medicare beneficiaries and non-Medicare beneficiaries alike that can cover the cost of premiums and cost-sharing or even lower the cost of the drugs themselves.

  • You can also explore more information about the insurance industry in Arizona by visiting the state’s Department of Insurance website.