Medicare Plans in Arizona
Over 1.4 million Arizona residents are enrolled in Medicare.1 Of those, roughly 49% of those beneficiaries are also enrolled in a Medicare Advantage plan, also known as Medicare Part C.
While Medicare Part A and Part B (together called Original Medicare) are administered by the federal government, Medicare Advantage plans are provided by private insurance companies. MA plans cover the same benefits that the government provides through Part A and Part B, but most MA plans also offer additional benefits such as prescription drugs, routine dental and vision care, hearing care, telehealth, non-emergency transportation and much more.
If Medicare beneficiaries don’t join a Medicare Advantage plan that includes prescription drug coverage, they may have the option of enrolling in a Medicare Part D prescription drug plan (PDP). A standalone PDP can be used alongside your Original Medicare coverage, or you can enroll in a PDP if your Medicare Advantage plan doesn’t have prescription drug benefits.
Medicare Plans by County
Medicare Plans by Carrier
Average Cost of Medicare Advantage Plans in Arizona
| Average Cost of Medicare Advantage Plans in Arizona | |
|---|---|
| Average Monthly Premium | $49.17 |
| Average in-network out-of-pocket spending limit | $5,504.22 |
| Average drug deductible in 2024 (weighted) | $431.64 |
| Percentage of plans rated 4 stars or higher | 60.3% |
| Average Cost of Medicare Advantage Plans in Arizona | |
|---|---|
|
Average Monthly Premium $49.17 |
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Average in-network out-of-pocket spending limit $5,504.22 |
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Average drug deductible in 2021 (weighted) $431.64 |
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Percentage of plans rated 4 stars or higher 60.3% |
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Arizona Medicare Advantage Plans by County
The chart below provides more information about Medicare Advantage plan costs and enrollment in Arizona by county in 2024.
| County | Average Premium | Average Annual Drug Deductible | % of Plans Rates 4 Stars or Higher | # of Plans Available |
|---|---|---|---|---|
| Hidalgo | $44 | $437 | 54.8% | 31 |
| Yavapai | $50 | $406 | 61.5% | 39 |
| Graham | $45 | $437 | 57.1% | 28 |
| Coconino | $48 | $423 | 54.8% | 31 |
| Yuma | $51 | $463 | 58.3% | 24 |
| Cochise | $47 | $437 | 55.2% | 29 |
| Mohave | $54 | $421 | 61.3% | 31 |
| Gila | $48 | $393 | 51.9% | 27 |
| Greenlee | $48 | $533 | 58.8% | 17 |
| La Paz | $53 | $493 | 52.6% | 19 |
| Pima | $53 | $463 | 61.5% | 52 |
| Maricopa | $45 | $389 | 66.7% | 60 |
| Pinal | $46 | $399 | 67.2% | 58 |
| Apache | $60 | $543 | 64.3% | 14 |
| Navajo | $60 | $543 | 64.3% | 14 |
Local Health Insurance Resources in Arizona
- Arizona’s State Health Insurance Assistance Program
This program can help provide education and counseling to beneficiaries in order to help them better utilize their Medicare insurance and empower them to make informed decisions. Arizona’s SHIP may be contacted at 800-432-4040. - Arizona Prescription Drug Assistance Programs
The state of Arizona has a number of programs designed to help with the cost of prescription drugs. There are programs for both Medicare beneficiaries and non-Medicare beneficiaries alike that can cover the cost of premiums and cost-sharing or even lower the cost of the drugs themselves. - You can also explore more information about the insurance industry in Arizona by visiting the state’s Department of Insurance website.
Find Medicare Advantage Plans
Visit MedicareAdvantage.com to compare multiple Medicare Advantage plans, side by side.
