Medicare Plans in
El Paso County, TX

67 Medicare Advantage Plans Found in El Paso County. See Plans

El Paso County, TX
Medicare Information

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For El Paso County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare and Part D plans (PDP) can work alongside your Original Medicare benefits.

Currently, 67 private Medicare plans are available in El Paso County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.

Have Medicare questions?

Talk to a licensed agent today to find a plan that fits your needs.


For El Paso County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare, and Part D plans (PDP) can work alongside your Original Medicare benefits.

Currently, 67 private Medicare plans are available in El Paso County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.

MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.

Part D plans, also referred to as PDPs, cover retail prescription drugs.

Some Medicare Part C plans include coverage for prescription medications. Known as Medicare Advantage Prescription Drug plans, or MAPDs, these plans offer comprehensive coverage for seniors who want to minimize their out-of-pocket costs.

Learn more about some of the Medicare plans in El Paso County, Texas, including average costs, out-of-pocket expenses and what’s involved in obtaining prescription drug coverage.

Average Cost of Medicare
Plans in El Paso County

Average Cost of Medicare Advantage Plans in El Paso County, Texas
Average Monthly Premium $43.43
Average in-network out-of-pocket spending limit $6,190.48
Average drug deductible in 2024 (weighted) $376.74
Percentage of plans rated 4 stars or higher 38.8%
Average Cost of Medicare Advantage Plans in El Paso County, Texas
Average Monthly Premium
$43.43
Average in-network out-of-pocket spending limit
$6,190.48
Average drug deductible in 2021 (weighted)
$376.74
Percentage of plans rated 4 stars or higher
38.8%

Learn More About Medicare
Prescription Drug Plans

El Paso County Medicare beneficiaries who are interested in a private Medicare policy may choose among the following types of plans, depending on their needs and circumstances:
Plan Type Description
HMO HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
PPO Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
PFFS Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
SNP Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.
Plan Type and Description
HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.

Some beneficiaries may be eligible for standalone prescription drug plans. Otherwise known as a PDP or Part D plan, a standalone prescription drug plan adds coverage for prescription medications to Original Medicare and some PFFS plans. It’s important to note that some MA plans, such as HMOs, may disenroll members who sign up for a separate drug plan.

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Talk to a licensed agent today to find a plan that fits your needs.

Medicare Advantage Plans

Aetna Inc.

Aetna Inc. Medicare Plans in El Paso County, TX

The following table includes cost information and other plan details for Aetna Inc. private Medicare plans available in Texas in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Aetna Medicare Choice Plan (PPO) H3288: 007 $0 $250 $5,900 Yes
3.5 out of 5
Aetna Medicare Dual Complete Plan (HMO D-SNP) H8597: 001 $0 $0 $8,850 Yes
3.5 out of 5
Aetna Medicare Value Plan (HMO) H8332: 004 $0 $0 $3,400 Yes
3 out of 5

Centene Corporation

Centene Corporation Medicare Plans in El Paso County, TX

The following table includes cost information and other plan details for Centene Corporation private Medicare plans available in Texas in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Wellcare Dual Liberty Nurture (HMO D-SNP) H5294: 010 $0 $0 $8,850 Yes
3 out of 5
Wellcare Patriot No Premium (HMO) H5294: 014 $0 N/A $3,450 No
3 out of 5
Wellcare Dual Access Harmony (HMO D-SNP) H5294: 015 $0 $0 $8,850 Yes
3 out of 5
Wellcare Complement Assist (HMO) H5294: 016 $21 $505 $3,450 Yes
3 out of 5
Cigna

Cigna Medicare Plans in El Paso County, TX

The following table includes cost information and other plan details for Cigna private Medicare plans available in Texas in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Cigna TotalCare (HMO D-SNP) H4513: 060 $0 $0 $3,400 Yes
4 out of 5
Cigna Preferred Savings Medicare (HMO) H4513: 083 $0 $0 $6,900 Yes
4 out of 5
Cigna True Choice Medicare (PPO) H7849: 041 $0 $0 $5,600 Yes
3 out of 5
Cigna Preferred Medicare (HMO) H4513: 061 $0 $0 $2,600 Yes
4 out of 5
Cigna True Choice Courage Medicare (PPO) H7787: 002 $0 N/A $5,700 No
3 out of 5
Cigna Courage Medicare (HMO) H4513: 009 $0 N/A $4,300 No
4 out of 5

Devoted Health

Devoted Health Medicare Plans in El Paso County, TX

The following table includes cost information and other plan details for Devoted Health private Medicare plans available in Texas in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Devoted GIVEBACK El Paso (HMO) H7993: 008 $0 $545 $7,550 Yes
4.5 out of 5
Devoted CORE El Paso (HMO) H7993: 007 $0 $0 $3,450 Yes
4.5 out of 5

Health Care Service Corporation

Health Care Service Corporation Medicare Plans in El Paso County, TX

The following table includes cost information and other plan details for Health Care Service Corporation private Medicare plans available in Texas in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) H9706: 002 $0 $0 N/A Yes
3 out of 5
Blue Cross Medicare Advantage Choice Plus (PPO) H1666: 008 $0 $0 $6,700 Yes
3 out of 5
Blue Cross Medicare Advantage Health Choice (PPO) H4801: 018 $0 $545 $6,900 Yes
3 out of 5
Blue Cross Medicare Advantage Saver (HMO) H8554: 004 $0 $545 $7,550 Yes
3 out of 5
Blue Cross Medicare Advantage Value (HMO) H8554: 001 $0 $0 $3,850 Yes
3 out of 5
Blue Cross Medicare Advantage Dental Premier (PPO) H4801: 016 $0 $545 $6,700 Yes
3 out of 5
Blue Cross Medicare Advantage Basic (HMO) H8133: 005 $0 $0 $3,850 Yes
3.5 out of 5
Blue Cross Medicare Advantage Complete (PPO) H4801: 011 $0 $0 $5,900 Yes
3 out of 5
Blue Cross Medicare Advantage Protect (PPO) H4801: 019 $0 N/A $6,350 No
3 out of 5
Blue Cross Medicare Advantage Flex (PPO) H4801: 014 $238 $545 N/A Yes
3 out of 5
Humana Inc.

Humana Inc. Medicare Plans in El Paso County, TX

The following table includes cost information and other plan details for Humana Inc. private Medicare plans available in Texas in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Humana Gold Plus SNP-DE H0028-034 (HMO D-SNP) H0028: 034 $0 $0 $8,300 Yes
4 out of 5
Humana Gold Plus H0028-035 (HMO) H0028: 035 $0 $0 $3,400 Yes
4 out of 5
Humana Gold Plus SNP-DE H0028-031 (HMO D-SNP) H0028: 031 $0 $0 $8,300 Yes
4 out of 5
HumanaChoice H5216-353 (PPO) H5216: 353 $0 $0 $3,900 Yes
4.5 out of 5
HumanaChoice H5216-350 (PPO) H5216: 350 $0 $400 $7,950 Yes
4.5 out of 5
Humana USAA Honor (PPO) H5216: 348 $0 N/A $6,900 No
4.5 out of 5
Humana Gold Plus SNP-DE H0028-064 (HMO D-SNP) H0028: 064 $0 $545 $8,800 No
4 out of 5
Humana USAA Honor (PPO) H5216: 128 $0 N/A $5,400 No
4.5 out of 5
HumanaChoice R4182-001 (Regional PPO) R4182: 001 $0 N/A $5,100 No
3.5 out of 5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) H0028: 039 $0 $0 $3,450 Yes
4 out of 5
Humana Gold Choice H8145-126 (PFFS) H8145: 126 $15 N/A N/A No
4 out of 5
HumanaChoice H5216-043 (PPO) H5216: 043 $16 $0 $7,200 Yes
4.5 out of 5
Humana Gold Choice H8145-084 (PFFS) H8145: 084 $45 $250 N/A Yes
4 out of 5
HumanaChoice R4182-004 (Regional PPO) R4182: 004 $49 $275 $6,900 Yes
3.5 out of 5
HumanaChoice R4182-003 (Regional PPO) R4182: 003 $72 $175 $6,900 Yes
3.5 out of 5

Molina Healthcare, Inc.,

Molina Healthcare, Inc., Medicare Plans in El Paso County, TX

The following table includes cost information and other plan details for Molina Healthcare, Inc., private Medicare plans available in Texas in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Molina Medicare Choice Care Select (HMO) H7678: 005 $0 $200 $8,300 Yes
2.5 out of 5
Molina Medicare Choice Care (HMO) H7678: 004 $0 $125 $8,300 Yes
2.5 out of 5
Molina Medicare Complete Care (HMO D-SNP) H7678: 001 $28 $0 $8,850 Yes
2.5 out of 5
UnitedHealthcare

UnitedHealthcare Medicare Plans in El Paso County, TX

The following table includes cost information and other plan details for UnitedHealthcare private Medicare plans available in Texas in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
AARP Medicare Advantage from UHC EP-0002 (PPO) H2406: 119 $0 $300 $7,500 Yes
4 out of 5
UHC Dual Complete TX-V004 (HMO-POS D-SNP) H4527: 006 $0 $0 $3,350 Yes
4.5 out of 5
UHC Complete Care TX-0017 (HMO-POS C-SNP) H4527: 040 $0 $0 $3,500 Yes
4.5 out of 5
AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) H4527: 024 $0 N/A $5,500 No
4.5 out of 5
UHC Dual Complete TX-D001 (PPO D-SNP) H2406: 050 $0 $0 $8,850 Yes
4 out of 5
AARP Medicare Advantage from UHC EP-0003 (PPO) H2406: 121 $0 $0 $4,900 Yes
4 out of 5
AARP Medicare Advantage from UHC TX-0013 (HMO-POS) H4527: 005 $0 $0 $3,700 Yes
4.5 out of 5
UHC Dual Complete TX-S001 (Regional PPO D-SNP) R6801: 011 $0 $0 $8,850 Yes
3.5 out of 5
AARP Medicare Advantage from UHC EP-0001 (PPO) H2406: 039 $0 $0 $3,800 Yes
4 out of 5
UHC Complete Care TX-001A (Regional PPO C-SNP) R6801: 008 $10 $545 $8,850 Yes
3.5 out of 5
UHC Complete Care TX-0029 (Regional PPO C-SNP) R6801: 009 $22 $295 $6,700 Yes
3.5 out of 5
UHC Medicare Advantage TX-0030 (Regional PPO) R6801: 012 $48 $395 $7,550 Yes
3.5 out of 5
Wellcare Health Plans, Inc.

Wellcare Health Plans, Inc. Medicare Plans in El Paso County, TX

The following table includes cost information and other plan details for Wellcare Health Plans, Inc. private Medicare plans available in Texas in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Wellcare Dual Access Open (PPO D-SNP) H7323: 005 $0 $0 $8,850 Yes
2.5 out of 5
Wellcare Dual Access (HMO D-SNP) H0174: 004 $0 $0 $8,850 Yes
3 out of 5
Wellcare No Premium Rx Plus Open (PPO) H7323: 006 $0 $300 $6,000 Yes
2.5 out of 5
Wellcare Dual Liberty (HMO D-SNP) H0174: 006 $0 $0 $8,850 Yes
3 out of 5
Wellcare Giveback (HMO) H0174: 021 $0 $545 $6,700 Yes
3 out of 5
Wellcare No Premium Open (PPO) H7323: 010 $0 $200 $3,400 Yes
2.5 out of 5
Wellcare No Premium (HMO) H0174: 016 $0 $0 $3,400 Yes
3 out of 5
Wellcare All Dual Assure (HMO D-SNP) H0174: 022 $17 $0 $3,450 Yes
3 out of 5
Wellcare Assist (HMO) H0174: 009 $22 $535 $3,450 Yes
3 out of 5

Wellpoint

Wellpoint Medicare Plans in El Paso County, TX

The following table includes cost information and other plan details for Wellpoint private Medicare plans available in Texas in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Wellpoint Full Dual Advantage (HMO D-SNP) H8849: 010 $0 $0 $8,850 Yes
3 out of 5
Wellpoint Kidney Care (HMO-POS C-SNP) H2593: 031 $19 $100 $8,300 Yes
3 out of 5
Wellpoint Dual Advantage (HMO D-SNP) H8849: 011 $28 $0 $8,850 Yes
3 out of 5