Medicare Plans in
Cabarrus County, NC

63 Medicare Advantage Plans Found in Cabarrus County. See Plans

Cabarrus County, NC
Medicare Information

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For Cabarrus County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare and Part D plans (PDP) can work alongside your Original Medicare benefits.

Currently, 63 private Medicare plans are available in Cabarrus County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.

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Talk to a licensed agent today to find a plan that fits your needs.


For Cabarrus County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare, and Part D plans (PDP) can work alongside your Original Medicare benefits.

Currently, 63 private Medicare plans are available in Cabarrus County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.

MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.

Part D plans, also referred to as PDPs, cover retail prescription drugs.

Some Medicare Part C plans include coverage for prescription medications. Known as Medicare Advantage Prescription Drug plans, or MAPDs, these plans offer comprehensive coverage for seniors who want to minimize their out-of-pocket costs.

Learn more about some of the Medicare plans in Cabarrus County, North Carolina, including average costs, out-of-pocket expenses and what’s involved in obtaining prescription drug coverage.

Average Cost of Medicare
Plans in Cabarrus County

Average Cost of Medicare Advantage Plans in Cabarrus County, North Carolina
Average Monthly Premium $39.79
Average in-network out-of-pocket spending limit $6,356.35
Average drug deductible in 2024 (weighted) $345.88
Percentage of plans rated 4 stars or higher 71.4%
Average Cost of Medicare Advantage Plans in Cabarrus County, North Carolina
Average Monthly Premium
$39.79
Average in-network out-of-pocket spending limit
$6,356.35
Average drug deductible in 2021 (weighted)
$345.88
Percentage of plans rated 4 stars or higher
71.4%

Learn More About Medicare
Prescription Drug Plans

Cabarrus County Medicare beneficiaries who are interested in a private Medicare policy may choose among the following types of plans, depending on their needs and circumstances:
Plan Type Description
HMO HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
PPO Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
PFFS Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
SNP Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.
Plan Type and Description
HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.

Some beneficiaries may be eligible for standalone prescription drug plans. Otherwise known as a PDP or Part D plan, a standalone prescription drug plan adds coverage for prescription medications to Original Medicare and some PFFS plans. It’s important to note that some MA plans, such as HMOs, may disenroll members who sign up for a separate drug plan.

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Talk to a licensed agent today to find a plan that fits your needs.

Medicare Advantage Plans

Aetna Inc.

Aetna Inc. Medicare Plans in Cabarrus County, NC

The following table includes cost information and other plan details for Aetna Inc. private Medicare plans available in North Carolina in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Aetna Medicare Assure Plan (HMO D-SNP) H3146: 008 $0 $0 $8,850 Yes
4 out of 5
Aetna Medicare Eagle (PPO) H5521: 241 $0 N/A $6,500 No
4 out of 5
Aetna Medicare Premier Plan (PPO) H5521: 081 $0 $150 $5,900 Yes
4 out of 5
Aetna Medicare Essential Plan (PPO) H5521: 348 $0 $300 $7,500 Yes
4 out of 5
Aetna Medicare Value Plan (HMO-POS) H3146: 001 $0 $0 $5,500 Yes
4 out of 5
Aetna Medicare Value Plus Plan (HMO) H3146: 006 $7 $150 $5,500 Yes
4 out of 5
Blue Cross and Blue Shield of North Carolina

Blue Cross and Blue Shield of North Carolina Medicare Plans in Cabarrus County, NC

The following table includes cost information and other plan details for Blue Cross and Blue Shield of North Carolina private Medicare plans available in North Carolina in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Blue Medicare Essential (HMO) H3449: 027 $0 $375 $8,300 Yes
4 out of 5
Blue Medicare Medical Only (HMO-POS) H3449: 012 $0 N/A $3,900 No
4 out of 5
Healthy Blue + Medicare (HMO-POS D-SNP) H9147: 001 $0 $0 $8,850 Yes
2.5 out of 5
Blue Medicare Freedom+ (PPO) H3404: 004 $0 N/A $8,850 No
4.5 out of 5
Blue Medicare Essential Plus (HMO-POS) H3449: 023 $0 $150 $3,500 Yes
4 out of 5
Blue Medicare Enhanced (HMO-POS) H3449: 024 $34 $0 $3,150 Yes
4 out of 5
Blue Medicare PPO Enhanced (PPO) H3404: 003 $49 $0 $4,900 Yes
4.5 out of 5
Cigna

Cigna Medicare Plans in Cabarrus County, NC

The following table includes cost information and other plan details for Cigna private Medicare plans available in North Carolina in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Cigna Courage Medicare (HMO) H9725: 005 $0 N/A $6,350 No
4.5 out of 5
Cigna Preferred Savings Medicare (HMO) H9725: 012 $0 $0 $6,350 Yes
4.5 out of 5
Cigna True Choice Medicare (PPO) H7849: 113 $0 $0 $4,900 Yes
3 out of 5
Cigna True Choice Courage Medicare (PPO) H7787: 002 $0 N/A $5,700 No
3 out of 5
Cigna TotalCare Plus (HMO D-SNP) H9725: 013 $0 $0 $8,850 Yes
4.5 out of 5
Cigna Preferred Medicare (HMO) H9725: 009 $0 $0 $3,900 Yes
4.5 out of 5
Cigna TotalCare (HMO D-SNP) H9725: 003 $0 $0 $8,850 Yes
4.5 out of 5
Cigna Preferred Plus Medicare (HMO) H9725: 006 $24 $0 $3,900 Yes
4.5 out of 5

Devoted Health

Devoted Health Medicare Plans in Cabarrus County, NC

The following table includes cost information and other plan details for Devoted Health private Medicare plans available in North Carolina in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Devoted DUAL PLUS North Carolina (HMO D-SNP) H5299: 006 $0 $0 $8,850 Yes
Plan too new to be measured
Devoted GIVEBACK North Carolina (HMO) H5299: 012 $0 $395 $6,700 Yes
Plan too new to be measured
Devoted DUAL North Carolina (HMO D-SNP) H5299: 009 $0 $0 $3,600 Yes
Plan too new to be measured
Devoted CORE North Carolina (HMO) H5299: 004 $0 $0 $3,900 Yes
Plan too new to be measured
Humana Inc.

Humana Inc. Medicare Plans in Cabarrus County, NC

The following table includes cost information and other plan details for Humana Inc. private Medicare plans available in North Carolina in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
HumanaChoice H5525-035 (PPO) H5525: 035 $0 $0 $8,000 Yes
4 out of 5
Humana Gold Plus SNP-DE H1036-307 (HMO D-SNP) H1036: 307 $0 $0 $8,850 Yes
5 out of 5
HumanaChoice H5525-050 (PPO) H5525: 050 $0 $0 $6,350 Yes
4 out of 5
Humana Gold Plus H1036-291 (HMO-POS) H1036: 291 $0 $0 $3,600 Yes
5 out of 5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) H1036: 308 $0 $145 $7,550 Yes
5 out of 5
HumanaChoice H5525-071 (PPO) H5525: 071 $0 $0 $2,900 Yes
4 out of 5
HumanaChoice SNP-DE H5525-073 (PPO D-SNP) H5525: 073 $0 $0 $8,850 Yes
4 out of 5
Humana USAA Honor (PPO) H5216: 343 $0 N/A $8,850 No
4.5 out of 5
HumanaChoice SNP-DE H5525-072 (PPO D-SNP) H5525: 072 $0 $0 $8,850 Yes
4 out of 5
Humana USAA Honor (Regional PPO) R1390: 003 $0 N/A $7,550 No
3.5 out of 5
Humana Gold Plus SNP-DE H1036-309 (HMO D-SNP) H1036: 309 $0 $0 $8,850 Yes
5 out of 5
HumanaChoice R1390-001 (Regional PPO) R1390: 001 $0 N/A $6,350 No
3.5 out of 5
HumanaChoice H5216-017 (PPO) H5216: 017 $0 $265 $8,300 Yes
4.5 out of 5
Humana USAA Honor (PPO) H5525: 065 $0 N/A $8,850 No
4 out of 5
HumanaChoice SNP-DE H5525-036 (PPO D-SNP) H5525: 036 $0 $0 $8,850 Yes
4 out of 5
Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) H1036: 167 $0 $0 $8,850 Yes
5 out of 5
Humana Gold Plus H1036-137 (HMO-POS) H1036: 137 $0 $0 $4,900 Yes
5 out of 5
HumanaChoice H5525-070 (PPO) H5525: 070 $47 $545 $7,550 Yes
4 out of 5
HumanaChoice H5216-211 (PPO) H5216: 211 $55 $160 $8,850 Yes
4.5 out of 5
HumanaChoice R1390-002 (Regional PPO) R1390: 002 $105 $480 $7,550 Yes
3.5 out of 5
UnitedHealthcare

UnitedHealthcare Medicare Plans in Cabarrus County, NC

The following table includes cost information and other plan details for UnitedHealthcare private Medicare plans available in North Carolina in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
UHC Dual Complete NC-V001 (HMO-POS D-SNP) H5253: 116 $0 $0 $3,600 Yes
4.5 out of 5
UHC Dual Complete NC-D001 (HMO-POS D-SNP) H5253: 041 $0 $0 $8,850 Yes
4.5 out of 5
AARP Medicare Advantage from UHC NC-0022 (HMO-POS) H5253: 038 $0 $0 $4,500 Yes
4.5 out of 5
AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) H5253: 040 $0 N/A $6,900 No
4.5 out of 5
UHC Dual Complete NC-S001 (PPO D-SNP) H1889: 005 $0 $0 $8,850 Yes
4.5 out of 5
AARP Medicare Advantage from UHC NC-0021 (HMO-POS) H5253: 037 $29 $0 $3,600 Yes
4.5 out of 5
UHC Nursing Home Plan NC-F001 (PPO I-SNP) H0710: 034 $30 $545 $2,300 Yes
5 out of 5
UHC Care Advantage NC-E001 (HMO-POS I-SNP) H5253: 043 $31 $0 $1,600 Yes
4.5 out of 5
UHC Nursing Home Plan NC-F002 (HMO-POS I-SNP) H5253: 042 $35 $545 $2,300 Yes
4.5 out of 5
UHC Care Advantage SC-E001 (PPO I-SNP) H0710: 068 $46 $0 $1,600 Yes
5 out of 5
Wellcare Health Plans, Inc.

Wellcare Health Plans, Inc. Medicare Plans in Cabarrus County, NC

The following table includes cost information and other plan details for Wellcare Health Plans, Inc. private Medicare plans available in North Carolina in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Wellcare No Premium Open (PPO) H7175: 001 $0 $250 $3,900 Yes
2.5 out of 5
Wellcare Patriot Giveback Open (PPO) H7175: 005 $0 N/A $8,850 No
2.5 out of 5
Wellcare Dual Liberty Open (PPO D-SNP) H7175: 002 $0 $0 $8,850 Yes
2.5 out of 5
Wellcare No Premium (HMO) H4073: 001 $0 $450 $4,500 Yes
3 out of 5
Wellcare Dual Access (HMO D-SNP) H4073: 002 $0 $0 $8,850 Yes
3 out of 5
Wellcare Giveback Open (PPO) H7175: 004 $0 $545 $8,300 Yes
2.5 out of 5
Wellcare All Dual Assure (HMO D-SNP) H4073: 003 $29 $0 $3,800 Yes
3 out of 5
Wellcare Assist Open (PPO) H7175: 003 $36 $430 $6,000 Yes
2.5 out of 5