Medicare Plans in
Palm Beach County, FL
79 Medicare Advantage Plans Found in Palm Beach County. See Plans
Palm Beach County, FL
Medicare Information
For Palm Beach County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare, and Part D plans (PDP) can work alongside your Original Medicare benefits.
Currently, 79 private Medicare plans are available in Palm Beach County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.
MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.
Part D plans, also referred to as PDPs, cover retail prescription drugs.
Some Medicare Part C plans include coverage for prescription medications. Known as Medicare Advantage Prescription Drug plans, or MAPDs, these plans offer comprehensive coverage for seniors who want to minimize their out-of-pocket costs.
Learn more about some of the Medicare plans in Palm Beach County, Florida, including average costs, out-of-pocket expenses and what’s involved in obtaining prescription drug coverage.
Average Cost of Medicare
Plans in Palm Beach County
Average Cost of Medicare Advantage Plans in Palm Beach County, Florida | |
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Average Monthly Premium | $55.25 |
Average in-network out-of-pocket spending limit | $4,011.32 |
Average drug deductible in 2023 (weighted) | $309.35 |
Percentage of plans rated 4 stars or higher | 48.1% |
Average Cost of Medicare Advantage Plans in Palm Beach County, Florida |
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Average Monthly Premium $55.25 |
Average in-network out-of-pocket spending limit $4,011.32 |
Average drug deductible in 2021 (weighted) $309.35 |
Percentage of plans rated 4 stars or higher 48.1% |
Learn More About Medicare
Prescription Drug Plans
Plan Type | Description |
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HMO | HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage. |
PPO | Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage. |
PFFS | Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans. |
SNP | Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage. |
Plan Type and Description |
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HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
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Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
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Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
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Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.
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Some beneficiaries may be eligible for standalone prescription drug plans. Otherwise known as a PDP or Part D plan, a standalone prescription drug plan adds coverage for prescription medications to Original Medicare and some PFFS plans. It’s important to note that some MA plans, such as HMOs, may disenroll members who sign up for a separate drug plan.
Medicare Advantage Plans

Aetna Inc. Medicare Plans in Palm Beach County, FL
The following table includes cost information and other plan details for Aetna Inc. private Medicare plans available in Florida in 2023.
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
---|---|---|---|---|---|---|
Aetna Medicare Premier Plus (PPO) | H5521: 273 | $0 | $150 | $4,500 | Yes | 3.5 out of 5 |
Aetna Medicare Eagle (PPO) | H5521: 347 | $0 | N/A | $5,000 | No | 3.5 out of 5 |
Aetna Medicare Assure (HMO D-SNP) | H1609: 019 | $0 | $0 | $3,450 | Yes | 4 out of 5 |
Aetna Medicare Select (HMO) | H1609: 020 | $0 | $0 | $2,500 | Yes | 4 out of 5 |
Aetna Medicare Choice (HMO-POS) | H1609: 028 | $0 | $195 | $6,700 | Yes | 4 out of 5 |
Aetna Medicare Assure Plus (HMO D-SNP) | H1609: 048 | $0 | $0 | $3,450 | Yes | 4 out of 5 |
Aetna Medicare Premier (PPO) | H5521: 033 | $0 | $300 | $6,700 | Yes | 3.5 out of 5 |
SilverScript Choice (PDP) | S5601: 022 | $33 | $505 | N/A | Yes | 3.5 out of 5 |
SilverScript Plus (PDP) | S5601: 023 | $70 | $0 | N/A | Yes | 3.5 out of 5 |

Cigna Medicare Plans in Palm Beach County, FL
The following table includes cost information and other plan details for Cigna private Medicare plans available in Florida in 2023.
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
---|---|---|---|---|---|---|
Cigna True Choice Medicare (PPO) | H7849: 101 | $0 | $0 | $3,200 | Yes | 3 out of 5 |
Cigna TotalCare Plus (HMO D-SNP) | H5410: 049 | $0 | $0 | $0 | Yes | 4.5 out of 5 |
Cigna Preferred Medicare (HMO) | H5410: 053 | $0 | $0 | $3,100 | Yes | 4.5 out of 5 |
Cigna Preferred Savings Medicare (HMO) | H5410: 054 | $0 | $0 | $3,100 | Yes | 4.5 out of 5 |
Cigna TotalCare (HMO D-SNP) | H5410: 056 | $0 | $0 | $0 | Yes | 4.5 out of 5 |
Cigna Extra Rx (PDP) | S5617: 256 | $71 | $100 | N/A | Yes | 3 out of 5 |
Devoted Health
Devoted Health Medicare Plans in Palm Beach County, FL
The following table includes cost information and other plan details for Devoted Health private Medicare plans available in Florida in 2023.
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
---|---|---|---|---|---|---|
Devoted CORE Palm Beach (HMO) | H1290: 003 | $0 | $0 | $3,400 | Yes | 4.5 out of 5 |
Devoted ESSENTIALS Palm Beach (HMO) | H1290: 015 | $0 | $100 | $3,400 | Yes | 4.5 out of 5 |
Devoted DUAL Palm Beach (HMO D-SNP) | H1290: 021 | $0 | $0 | $3,400 | Yes | 4.5 out of 5 |
Devoted CHOICE South Florida (PPO) | H9884: 001 | $0 | $150 | $3,700 | Yes | Plan too new to be measured |
Devoted PRIME (HMO) | H1290: 037 | $32 | $505 | $3,400 | Yes | 4.5 out of 5 |

Humana Inc. Medicare Plans in Palm Beach County, FL
The following table includes cost information and other plan details for Humana Inc. private Medicare plans available in Florida in 2023.
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
---|---|---|---|---|---|---|
CareOne Plus (HMO) | H1019: 102 | $0 | $0 | $3,400 | Yes | 4 out of 5 |
CareComplete (HMO C-SNP) | H1019: 106 | $0 | $0 | $3,300 | Yes | 4 out of 5 |
CareBreeze (HMO C-SNP) | H1019: 115 | $0 | $0 | $3,300 | Yes | 4 out of 5 |
CareSalute (HMO) | H1019: 119 | $0 | N/A | $3,400 | No | 4 out of 5 |
CareBreeze Platinum (HMO C-SNP) | H1019: 124 | $0 | $0 | $4,100 | Yes | 4 out of 5 |
CareComplete Platinum (HMO C-SNP) | H1019: 130 | $0 | $0 | $4,100 | Yes | 4 out of 5 |
CareFree Platinum (HMO) | H1019: 135 | $0 | $0 | $3,400 | Yes | 4 out of 5 |
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H1036: 121 | $0 | $0 | $1,450 | Yes | 4.5 out of 5 |
Humana Honor (HMO) | H1036: 279 | $0 | N/A | $3,400 | No | 4.5 out of 5 |
Humana Gold Plus Lung (HMO C-SNP) | H1036: 297 | $0 | $0 | $1,450 | Yes | 4.5 out of 5 |
Humana Gold Plus SNP-DE H1036-304 (HMO D-SNP) | H1036: 304 | $0 | $0 | $0 | Yes | 4.5 out of 5 |
Humana Gold Plus H1036-305 (HMO) | H1036: 305 | $0 | $0 | $3,200 | Yes | 4.5 out of 5 |
HumanaChoice Florida H5216-311 (PPO) | H5216: 311 | $0 | $350 | $4,850 | Yes | 4.5 out of 5 |
CareNeeds Plus (HMO D-SNP) | H1019: 023 | $0 | $0 | $0 | Yes | 4 out of 5 |
CareFree (HMO) | H1019: 065 | $0 | $0 | $3,400 | Yes | 4 out of 5 |
Humana Gold Plus H1036-062C (HMO) | H1036: 062 | $0 | $0 | $1,000 | Yes | 4.5 out of 5 |
Humana Gold Plus SNP-DE H1036-077A (HMO D-SNP) | H1036: 077 | $0 | $0 | $0 | Yes | 4.5 out of 5 |
HumanaChoice Florida H5216-068 (PPO) | H5216: 068 | $0 | $150 | $3,850 | Yes | 4.5 out of 5 |
HumanaChoice Florida H7284-008 (PPO) | H7284: 008 | $0 | $150 | $2,450 | Yes | 4 out of 5 |
HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP) | H7284: 010 | $0 | $0 | $0 | Yes | 4 out of 5 |
HumanaChoice R5826-018 (Regional PPO) | R5826: 018 | $0 | N/A | $7,550 | No | 3 out of 5 |
HumanaChoice R5826-074 (Regional PPO) | R5826: 074 | $4 | $395 | $7,550 | Yes | 3 out of 5 |
HumanaChoice Florida H7284-007 (PPO) | H7284: 007 | $10 | $150 | $3,400 | Yes | 4 out of 5 |
Humana Walmart Value Rx Plan (PDP) | S5884: 190 | $37 | $505 | N/A | Yes | 3 out of 5 |
Humana Premier Rx Plan (PDP) | S5884: 157 | $83 | $300 | N/A | Yes | 3 out of 5 |
HumanaChoice R5826-005 (Regional PPO) | R5826: 005 | $111 | $100 | $6,700 | Yes | 3 out of 5 |
Molina Healthcare, Inc.,
Molina Healthcare, Inc., Medicare Plans in Palm Beach County, FL
The following table includes cost information and other plan details for Molina Healthcare, Inc., private Medicare plans available in Florida in 2023.
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
---|---|---|---|---|---|---|
Molina Medicare Choice Care (HMO) | H8130: 010 | $0 | $125 | $8,300 | Yes | 2.5 out of 5 |
Molina Medicare Choice Care Select (HMO) | H8130: 011 | $0 | $450 | $8,300 | Yes | 2.5 out of 5 |
Molina Medicare Complete Care Select (HMO D-SNP) | H8130: 009 | $35 | $505 | $3,400 | Yes | 2.5 out of 5 |
Mutual of Omaha
Mutual of Omaha Medicare Plans in Palm Beach County, FL
The following table includes cost information and other plan details for Mutual of Omaha private Medicare plans available in Florida in 2023.
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
---|---|---|---|---|---|---|
Mutual of Omaha Rx Essential (PDP) | S7126: 113 | $20 | $505 | N/A | Yes | 2 out of 5 |
Mutual of Omaha Rx Plus (PDP) | S7126: 010 | $91 | $505 | N/A | Yes | 2 out of 5 |
Mutual of Omaha Rx Premier (PDP) | S7126: 080 | $96 | $505 | N/A | Yes | 2 out of 5 |
Simply Healthcare
Simply Healthcare Medicare Plans in Palm Beach County, FL
The following table includes cost information and other plan details for Simply Healthcare private Medicare plans available in Florida in 2023.
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
---|---|---|---|---|---|---|
Simply Extra (HMO) | H5471: 105 | $0 | $100 | $3,450 | Yes | 4.5 out of 5 |
Simply More (HMO) | H5471: 083 | $0 | $0 | $3,450 | Yes | 4.5 out of 5 |
Simply Complete (HMO D-SNP) | H5471: 084 | $0 | $0 | $500 | Yes | 4.5 out of 5 |
Simply Level (HMO C-SNP) | H5471: 085 | $0 | $0 | $3,450 | Yes | 4.5 out of 5 |
Simply Freedom (PPO) | H9469: 001 | $0 | $125 | $3,600 | Yes | Plan too new to be measured |
UnitedHealthcare Medicare Plans in Palm Beach County, FL
The following table includes cost information and other plan details for UnitedHealthcare private Medicare plans available in Florida in 2023.
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
---|---|---|---|---|---|---|
Preferred Choice Palm Beach (HMO) | H1045: 037 | $0 | $0 | $3,400 | Yes | 3.5 out of 5 |
Preferred Medicare Assist Palm Beach (HMO D-SNP) | H1045: 038 | $0 | $0 | $0 | Yes | 3.5 out of 5 |
AARP Medicare Advantage (HMO-POS) | H1045: 055 | $0 | $0 | $3,400 | Yes | 3.5 out of 5 |
AARP Medicare Advantage Choice (PPO) | H2406: 018 | $0 | $0 | $3,400 | Yes | 3.5 out of 5 |
AARP Medicare Advantage Choice Plan 2 (Regional PPO) | R0759: 001 | $0 | $195 | $6,700 | Yes | 3.5 out of 5 |
AARP Medicare Advantage Patriot (Regional PPO) | R0759: 002 | $0 | N/A | $6,700 | No | 3.5 out of 5 |
AARP MedicareRx Walgreens (PDP) | S5921: 383 | $28 | $350 | N/A | Yes | 3 out of 5 |
UnitedHealthcare Dual Complete Choice (PPO D-SNP) | H1889: 002 | $36 | $505 | $8,300 | Yes | 4 out of 5 |
AARP MedicareRx Saver Plus (PDP) | S5921: 356 | $64 | $505 | N/A | Yes | 3 out of 5 |
AARP MedicareRx Preferred (PDP) | S5820: 010 | $110 | $0 | N/A | Yes | 3.5 out of 5 |

WellCare Health Plans, Inc. Medicare Plans in Palm Beach County, FL
The following table includes cost information and other plan details for WellCare Health Plans, Inc. private Medicare plans available in Florida in 2023.
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
---|---|---|---|---|---|---|
Wellcare Dual Reserve (HMO D-SNP) | H1032: 217 | $0 | $0 | $0 | Yes | 3 out of 5 |
Wellcare Dual Access (HMO D-SNP) | H1032: 124 | $0 | $0 | $0 | Yes | 3 out of 5 |
Wellcare Dual Liberty (HMO D-SNP) | H1032: 175 | $0 | $0 | $0 | Yes | 3 out of 5 |
Wellcare Giveback (HMO) | H1032: 195 | $0 | $0 | $3,400 | Yes | 3 out of 5 |
Wellcare No Premium (HMO) | H1032: 196 | $0 | $0 | $1,700 | Yes | 3 out of 5 |
Wellcare No Premium Open (PPO) | H5199: 012 | $0 | $100 | $3,400 | Yes | 2 out of 5 |
Wellcare Dual Access Open (PPO D-SNP) | H5199: 016 | $0 | $0 | $0 | Yes | 2 out of 5 |
Wellcare Value Script (PDP) | S4802: 146 | $11 | $505 | N/A | Yes | 3 out of 5 |
Wellcare Classic (PDP) | S4802: 083 | $32 | $505 | N/A | Yes | 3 out of 5 |
Wellcare Medicare Rx Value Plus (PDP) | S4802: 214 | $71 | $0 | N/A | Yes | 3 out of 5 |
Wellcare Medicare Rx Value Plus (PDP) | S4802: 237 | $71 | $0 | N/A | Yes | 3 out of 5 |
Wellcare Premium Enhanced Open (PPO) | H5199: 010 | $99 | $0 | $3,500 | Yes | 2 out of 5 |