Medicare Plans in
Litchfield County, CT

48 Medicare Advantage Plans Found in Litchfield County. See Plans

Litchfield County, CT
Medicare Information

For Litchfield County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare and Part D plans (PDP) can work alongside your Original Medicare benefits.

Currently, 48 private Medicare plans are available in Litchfield County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

For Litchfield County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare, and Part D plans (PDP) can work alongside your Original Medicare benefits.

Currently, 48 private Medicare plans are available in Litchfield County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.

MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.

Part D plans, also referred to as PDPs, cover retail prescription drugs.

Some Medicare Part C plans include coverage for prescription medications. Known as Medicare Advantage Prescription Drug plans, or MAPDs, these plans offer comprehensive coverage for seniors who want to minimize their out-of-pocket costs.

Learn more about some of the Medicare plans in Litchfield County, Connecticut, including average costs, out-of-pocket expenses and what’s involved in obtaining prescription drug coverage.

The following is HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files as well as carrier-provided plan data supplied by SunFire Inc.

Average Cost of Medicare
Plans in Litchfield County

Average Cost of Medicare Advantage Plans in Litchfield County, Connecticut
Average Monthly Premium $35.53
Average in-network out-of-pocket spending limit $6,983.23
Average drug deductible in 2024 (weighted) $376.43
Percentage of plans rated 4 stars or higher 52.1%
Average Cost of Medicare Advantage Plans in Litchfield County, Connecticut
Average Monthly Premium
$35.53
Average in-network out-of-pocket spending limit
$6,983.23
Average drug deductible in 2021 (weighted)
$376.43
Percentage of plans rated 4 stars or higher
52.1%

Learn More About Medicare
Prescription Drug Plans

Litchfield County Medicare beneficiaries who are interested in a private Medicare policy may choose among the following types of plans, depending on their needs and circumstances:
Plan Type Description
HMO HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
PPO Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
PFFS Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
SNP Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.
Plan Type and Description
HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.

Some beneficiaries may be eligible for standalone prescription drug plans. Otherwise known as a PDP or Part D plan, a standalone prescription drug plan adds coverage for prescription medications to Original Medicare and some PFFS plans. It’s important to note that some MA plans, such as HMOs, may disenroll members who sign up for a separate drug plan.

Medicare Advantage Plans

Aetna Inc.

Aetna Inc. Medicare Plans in Litchfield County, CT

The following table includes cost information and other plan details for Aetna Inc. private Medicare plans available in Connecticut in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Aetna Medicare Essential Elite Plan (PPO) H5521: 352 $0 $0 $6,700 Yes
4 out of 5
Aetna Medicare Assure Plan (HMO-POS D-SNP) H5793: 020 $0 $0 $8,850 Yes
4 out of 5
Aetna Medicare Assure Plus Plan (HMO-POS D-SNP) H5793: 017 $0 $0 $8,850 Yes
4 out of 5
Aetna Medicare Eagle (PPO) H5521: 350 $0 N/A $5,900 No
4 out of 5
Aetna Medicare Discover Plan (PPO) H5521: 446 $0 $0 $5,900 Yes
4 out of 5
Aetna Medicare Elite Plan (HMO-POS) H5793: 010 $0 $0 $7,550 Yes
4 out of 5
Aetna Medicare Elite Plan (PPO) H5521: 157 $0 $0 $6,700 Yes
4 out of 5
Aetna Medicare Value Plan (HMO-POS) H5793: 001 $19 $0 $6,700 Yes
4 out of 5
Aetna Medicare Explorer Premier Plan (PPO) H5521: 013 $69 $0 $6,700 Yes
4 out of 5
Anthem Blue Cross and Blue Shield

Anthem Blue Cross and Blue Shield Medicare Plans in Litchfield County, CT

The following table includes cost information and other plan details for Anthem Blue Cross and Blue Shield private Medicare plans available in Connecticut in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Anthem Full Dual Advantage 2 (HMO D-SNP) H5854: 008 $0 N/A $8,850 Yes
4 out of 5
Anthem Select (HMO) H5854: 010 $0 $275 $7,300 Yes
4 out of 5
Anthem Full Dual Advantage Select (HMO D-SNP) H5854: 013 $0 N/A $8,850 Yes
4 out of 5
Anthem Full Dual Advantage (PPO D-SNP) H2836: 006 $0 $0 $8,850 Yes
3 out of 5
Anthem Medicare Advantage (PPO) H2836: 005 $10 $95 $8,850 Yes
3 out of 5
Anthem Extra Help (HMO) H5854: 011 $21 $545 $6,700 Yes
4 out of 5
Anthem Kidney Care (HMO-POS C-SNP) H5854: 012 $26 $310 $8,300 Yes
4 out of 5
Anthem Medicare Advantage (HMO) H5854: 009 $29 $380 $6,700 Yes
4 out of 5
Cigna

Cigna Medicare Plans in Litchfield County, CT

The following table includes cost information and other plan details for Cigna private Medicare plans available in Connecticut in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Cigna True Choice Medicare (PPO) H7849: 052 $0 $0 $6,700 Yes
3 out of 5
Cigna True Choice Savings Medicare (PPO) H7849: 081 $0 $0 $7,250 Yes
3 out of 5
Cigna True Choice Courage Medicare (PPO) H7787: 002 $0 N/A $5,700 No
3 out of 5
Cigna TotalCare Select Plus (HMO D-SNP) H2752: 003 $0 $0 $8,850 Yes
Not enough data available
Cigna True Choice Plus Medicare (PPO) H7849: 054 $29 $0 $7,550 Yes
3 out of 5
Humana Inc.

Humana Inc. Medicare Plans in Litchfield County, CT

The following table includes cost information and other plan details for Humana Inc. private Medicare plans available in Connecticut in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
HumanaChoice SNP-DE H5216-290 (PPO D-SNP) H5216: 290 $0 $0 $8,850 Yes
4.5 out of 5
Humana USAA Honor (PPO) H5216: 059 $0 N/A $4,500 No
4.5 out of 5
HumanaChoice H5216-289 (PPO) H5216: 289 $0 $300 $5,200 Yes
4.5 out of 5
HumanaChoice H5216-138 (PPO) H5216: 138 $0 $395 $4,995 Yes
4.5 out of 5
HumanaChoice H5216-288 (PPO) H5216: 288 $29 $275 $4,950 Yes
4.5 out of 5

Trinity Health

Trinity Health Medicare Plans in Litchfield County, CT

The following table includes cost information and other plan details for Trinity Health private Medicare plans available in Connecticut in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Trinity Health Plan Of New England Choice (PPO) H8998: 001 $0 $0 $5,900 Yes
Plan too new to be measured
Trinity Health Plan Of New England Cash Back MAPD (HMO) H6408: 002 $0 $275 $6,900 Yes
Plan too new to be measured
Trinity Health Plan Of New England No Premium (HMO) H6408: 001 $0 $0 $4,900 Yes
Plan too new to be measured
Trinity Health Plan Of New England Cash Back (HMO) H6408: 003 $0 N/A $5,900 No
Plan too new to be measured
UnitedHealthcare

UnitedHealthcare Medicare Plans in Litchfield County, CT

The following table includes cost information and other plan details for UnitedHealthcare private Medicare plans available in Connecticut in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
UHC Dual Complete CT-S001 (PPO D-SNP) H0271: 014 $0 $0 $8,850 Yes
4 out of 5
UHC Dual Complete CT-Q001 (PPO D-SNP) H0271: 059 $0 $0 $8,850 Yes
4 out of 5
AARP Medicare Advantage from UHC CT-0005 (PPO) H8768: 050 $0 $0 $6,300 Yes
4 out of 5
UHC Medicare Advantage CT-0003 (HMO-POS) H0755: 033 $0 $0 $6,700 Yes
3.5 out of 5
AARP Medicare Advantage from UHC CT-0004 (PPO) H8768: 042 $0 $0 $6,700 Yes
4 out of 5
UHC Medicare Advantage Patriot No Rx CT-MA01 (HMO-POS) H0755: 032 $0 N/A $6,000 No
3.5 out of 5
UHC Medicare Advantage CT-0002 (HMO-POS) H0755: 031 $33 $0 $6,000 Yes
3.5 out of 5
UHC Nursing Home Plan EX-F003 (PPO I-SNP) H0710: 026 $34 $545 $2,300 Yes
5 out of 5
AARP Medicare Advantage from UHC NG-0001 (Regional PPO) R7444: 001 $58 $395 $7,550 Yes
3.5 out of 5
UHC Medicare Advantage CT-0001 (HMO-POS) H0755: 030 $82 $0 $4,700 Yes
3.5 out of 5
Wellcare Health Plans, Inc.

Wellcare Health Plans, Inc. Medicare Plans in Litchfield County, CT

The following table includes cost information and other plan details for Wellcare Health Plans, Inc. private Medicare plans available in Connecticut in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Wellcare Giveback Open (PPO) H1914: 002 $0 $545 $7,550 Yes
3 out of 5
Wellcare No Premium Open (PPO) H1914: 001 $0 $400 $6,500 Yes
3 out of 5
Wellcare Dual Access (HMO D-SNP) H0712: 005 $0 $0 $8,850 Yes
3 out of 5
Wellcare Dual Access Open (PPO D-SNP) H1914: 006 $0 $0 $8,850 Yes
3 out of 5
Wellcare No Premium (HMO) H0712: 019 $0 $0 $7,550 Yes
3 out of 5
Wellcare Dual Liberty (HMO D-SNP) H0712: 029 $0 $0 $8,850 Yes
3 out of 5
Wellcare Assist (HMO) H0712: 020 $23 $535 $6,700 Yes
3 out of 5