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Cigna True Choice Courage Medicare (PPO)

Cigna
Cigna True Choice Courage Medicare (PPO) H7787-002 Plan Details
3.5 out of 5 stars

Cigna True Choice Courage Medicare (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Cigna
Plan ID: H7787-002

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Cigna True Choice Courage Medicare (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Cigna
Plan ID: H7787-002

Have Medicare questions?

Talk to a licensed agent today to find a plan that fits your needs.

Get Medicare Help
Cigna
Cigna True Choice Courage Medicare (PPO) H7787-002 Plan Details
3.5 out of 5 stars

Cigna True Choice Courage Medicare (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Cigna
Plan ID: H7787-002

Have Medicare questions?

Talk to a licensed agent today to find a plan that fits your needs.

Get Medicare Help
$0.00
Monthly Premium

Oregon Counties Served

Washington Multnomah Clackamas Columbia

Tennessee Counties Served

Fayette Shelby Loudon Grainger Blount Monroe Rhea Hamblen Sevier Union Claiborne Meigs Morgan Campbell Hancock Anderson Cocke Scott Jefferson Knox Jackson Robertson Hamilton Cannon Houston Clay Carter Dekalb Benton Bedford Polk Weakley Haywood Marion Wilson Perry Mcnairy Hickman Greene Moore Sullivan Warren Carroll Tipton Giles Dickson Smith Lake Trousdale Bradley Lewis Lincoln Hawkins Henry Davidson Sequatchie Williamson Hardeman Putnam Hardin Bledsoe Lauderdale Johnson Stewart Pickett Madison White Grundy Van Buren Rutherford Obion Decatur Washington Wayne Coffee Humphreys Marshall Unicoi Overton Henderson Macon Sumner Maury Lawrence Cheatham Fentress Cumberland

Georgia Counties Served

Spalding Butts Russell Gwinnett Clayton Barrow Chatham Cobb Bartow Rockdale Henry Gordon Fulton Hall Dekalb Carroll Oconee Clarke Muscogee Oglethorpe Polk Effingham Franklin Floyd Greene Stephens Pickens Madison Habersham Heard Harris Bryan Jackson Dade Walton Banks Catoosa Morgan Newton Haralson Walker Dawson Chattooga Troup Lumpkin White Coweta Paulding Douglas Cherokee Forsyth

Ohio Counties Served

Darke Preble Clark Champaign Montgomery Miami Shelby Greene Stark Hamilton Summit Cuyahoga Butler Brown Medina Trumbull Warren Lake Lorain Geauga Mahoning Clermont Portage

Arkansas Counties Served

Clark Scott Pulaski Crawford Van Buren Hot Spring Faulkner Poinsett Prairie Perry Washington Lawrence Cleburne Randolph Craighead Madison Grant Johnson Greene Pope Newton Logan Saline Montgomery Independence Carroll Conway Franklin Sebastian Garland Benton Saint Francis Mississippi Lonoke Lee Clay Stone Jackson Woodruff Calhoun Crittenden Cross White Yell

Florida Counties Served

Orange Osceola Seminole Hillsborough Pinellas Pasco Hernando Polk Flagler Volusia Broward Palm Beach Miami Dade Brevard Indian River Saint Lucie Martin Santa Rosa Escambia Charlotte Sarasota Lake Sumter Collier Lee Manatee Marion Bay Walton Clay Duval

New York Counties Served

Bronx Queens Kings New York Westchester Richmond Rockland Putnam Orange Suffolk Nassau Dutchess

District of Columbia Counties Served

District of Columbia

Virginia Counties Served

Henrico Chesterfield Richmond City Goochland Hanover Scott Petersburg City Colonial Heights City Powhatan Charles City Amelia Dinwiddie Bristol City Russell Norton City Washington Wise

Texas Counties Served

Parker Nueces Galveston Kendall Hidalgo Dona Ana Medina Johnson Tarrant Collin Cameron Willacy Bexar Hood Wise Dallas Denton Bandera Aransas Wilson Jefferson El Paso Walker Orange Polk Waller Hardin Jasper Liberty Montgomery Brazoria Fort Bend San Jacinto Harris Van Zandt Rusk Gregg Henderson Upshur Harrison Webb Nacogdoches Smith Angelina

Delaware Counties Served

New Castle Sussex Kent

Illinois Counties Served

Cook Dupage Mchenry Kankakee Will Kane Lake Monroe Saint Clair Madison Dekalb Sangamon Macoupin Williamson Christian Bond Mason Morgan Montgomery Moultrie Logan Clinton Shelby Washington Jersey Perry Menard Jackson

Pennsylvania Counties Served

Beaver Armstrong Lawrence Berks Allegheny Westmoreland Washington Butler Adams Franklin Crawford Mercer Venango Clarion Lancaster Dauphin Cumberland York Northampton Lebanon Lehigh Delaware Chester Montgomery Philadelphia Bucks

Mississippi Counties Served

Tate Tunica Marshall Harrison Hinds Jones Jackson Rankin Madison Desoto Hancock

South Carolina Counties Served

York Fairfield Spartanburg Union Pickens Chester Kershaw Cherokee Greenville Anderson Lancaster Charleston Colleton Williamsburg Berkeley Dorchester

Oklahoma Counties Served

Oklahoma Canadian Cleveland Mcclain Logan Lincoln

Alabama Counties Served

Colbert Lawrence Noxubee Marshall Dade Madison Jackson Mobile Saint Clair Blount Cherokee Tuscaloosa Etowah De Kalb Russell Walker Coosa Chilton Autauga Dallas Lowndes Elmore Montgomery Jefferson Bibb Shelby Talladega Cullman Perry

Washington Counties Served

Clark Cowlitz

Missouri Counties Served

Saint Louis City Washington Saint Charles Crawford Franklin Jefferson Warren Saint Louis Johnson Platte Clay Cass Ray Lafayette Jackson Bates Henry Carroll Clinton Caldwell Andrew Dekalb Holt

Kentucky Counties Served

Boone Grant Campbell Kenton Pendleton

Kansas Counties Served

Jefferson Johnson Leavenworth Wyandotte Miami Franklin

Colorado Counties Served

Mesa Delta La Plata Montezuma Weld Denver Larimer Adams El Paso Boulder Arapahoe Pueblo Teller Douglas Clear Creek Broomfield Jefferson Fremont

Utah Counties Served

Salt Lake Box Elder Tooele Weber Utah Davis Morgan

Arizona Counties Served

Pima Maricopa Pinal

North Carolina Counties Served

Transylvania Henderson Buncombe Polk Yancey Avery Mcdowell Madison Mitchell Alleghany Johnston Union Alexander Mecklenburg Cleveland Rockingham Rowan Iredell Orange Guilford Wake Cabarrus Forsyth Burke Lincoln Randolph Wilkes Davie Gaston Alamance Caldwell Chatham Durham Yadkin Catawba Anson Davidson Stokes

New Jersey Counties Served

Mercer Burlington Camden Atlantic Gloucester Salem Cumberland Cape May Monmouth Union Morris Somerset Hunterdon Bergen Sussex Hudson Essex Passaic Ocean Warren

Connecticut Counties Served

Litchfield Hartford Fairfield New Haven New London Middlesex

Basic Costs and Coverage

Coverage Cost
Monthly Deductible $-1
Out of Pocket Max In-Network: $5700
Out-of-Network: N/A
Initial Coverage Limit $5030
Catastrophic Coverage Limit $8,000
Primary Care Doctor Visit
$0

Out of Network
50%
Specialty Doctor Visit
$30

Out of Network
50%
Inpatient Hospital Care
$275 per day for days 1-5
$0 per day for days 6-90

Out of Network
40%
Urgent Care
$30
Copay is waived if hospital admission occurs within: 24 hours

Worldwide Urgent Coverage: $120
Emergency Room Visit
$120
Copay is waived if hospital admission occurs within: 24 hours

Worldwide Emergency Coverage: $120
Ambulance Transportation
Ambulance - Ground: $210
Ambulance - Air: 20%

Out of Network
Ambulance - Ground: $210
Ambulance - Air: 20%

Health Care Services and Medical Supplies

Cigna True Choice Courage Medicare (PPO) covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B).

Coverage Cost
Chiropractic Services
$15
Routine Chiropractic (Supplemental): Not covered

Out of Network
50%
Diabetes Supplies, Training, Nutrition Therapy and Monitoring
If you’re managing diabetes, Cigna Healthcare makes it easier and more affordable to get monitoring and testing supplies. Your plan covers preferred brand diabetic supplies plus home delivery options. So you have less to worry about.

Diabetic Supplies: $0
Diabetic Therapeutic Shoes or Inserts: 20%

Out of Network
50%
Diabetic Therapeutic Shoes or Inserts: 50%
Durable Medical Eqipment (DME)
20%

Out of Network
50%
Diagnostic Tests, Lab and Radiology Services, and X-Rays
Lab Services: 0 - 20%
Diagnostic Radiological Services: $0 - $150
X-Ray Services: $10

Out of Network
Lab Services: 0 - 20%
Diagnostic Radiological Services: $0 - $150
X-Ray Services: $10
Home Health Care
$0

Support for Caregivers of Enrollees: $0
If you’re a caregiver or someone helps take care of you, support is available. The benefit includes consultative services to help with caregiving, social health needs such as nutrition, finding resources for your loved one, and stress management. It includes one-on-one coaching for caregivers via the telephone or virtually through a smart phone or computer using the program's digital application.

Out of Network
$0
Mental Health Inpatient Care
$275 per day for days 1-5
$0 per day for days 6-90

Out of Network
40%
Mental Health Outpatient Care
Psychiatric-Individual: $0
Psychiatric-Group: $0

Out of Network
Psychiatric-Group: 50%
Outpatient Services / Surgery
In-Network:

Outpatient Hospital Services:
Copayment for Medicare Covered Outpatient Hospital Services $0.00 to $195.00
Prior Authorization Required for Outpatient Hospital Services

Outpatient Observation Services:
Copayment for Medicare Covered Observation Services - Per stay $195.00
Prior Authorization Required for Outpatient Observation Services

Ambulatory Surgical Center Services:
Copayment for Ambulatory Surgical Center Services $0.00 to $175.00
Prior Authorization Required for Ambulatory Surgical Center Services

Out-of-Network:

Outpatient Hospital and ASC Services:
Coinsurance for Medicare Covered Outpatient Hospital Services 50%
Coinsurance for Medicare Covered Outpatient Observation Services 50%
Coinsurance for Medicare Covered Ambulatory Surgical Center Services 50%
Prior authorization required
Outpatient Substance Abuse Care
$30

Out of Network
50%
Over-the-counter (OTC) Items
$90 every three months

Out of Network
Combined with in-network

Delivered via Cigna Health Today card
Podiatry Services
$30

Out of Network
50%
Skilled Nursing Facility Care
$10 per day for days 1-20
$203 per day for days 21-100

Out of Network
45%

Dental Benefits

The following dental services are covered from in-network providers.

Coverage Cost
Dental Care
Dental Allowance

Maximum Coverage amount for Preventive Dental: $1,500 combined preventive and comprehensive every year

Maximum Coverage Amount for Comprehensive Dental: $1,500 combined preventive and comprehensive every year

Out of Network
Dental Allowance
Maximum Coverage amount for Preventive Dental: Combined with in-network
Maximum Coverage Amount for Comprehensive Dental: Combined with in-network

Vision Benefits

The following vision services are covered from in-network providers.

Coverage Cost
Vision Benefits
Routine Eye Exams: $0 for one routine exam every year

Eye Exams (Medicare-covered): $0 - $30

Max Coverage Amount for Routine Eye Wear Coverage : $200 every year

Out of Network
50% for one routine exam every year
Eye Exams (Medicare-covered): 0 - 50%
Max Coverage Amount for Routine Eye Wear Coverage : Combined with in-network

Hearing Benefits

The following hearing services are covered from in-network providers.

Coverage Cost
Hearing Benefits
$30

Fitting/Evaluation for Hearing Aids: $0 for one fitting evaluation for hearing aid every year

Hearing Aids: Hearing aids (all types): two every year
Cost Sharing: $399 - $1,800 per device

Out of Network
50%
Fitting/Evaluation for Hearing Aids: 50% for one fitting evaluation for hearing aid every year
Hearing Aids: Combined with in-network
Cost Sharing: Combined with in-network

Preventive Services and Health/Wellness Education Programs

The following services are covered from in-network providers.

Coverage Cost
Preventive Services and Health/Wellness Education Programs
In-Network:
$0.00 copay for Medicare Covered Preventive Services:

Abdominal aortic aneurysm screening
Alcohol misuse screenings & counseling
Bone mass measurements (bone density)
Cardiovascular disease screenings
Cardiovascular disease (behavioral therapy)
Cervical & vaginal cancer screening
Colorectal cancer screenings
Depression screenings
Diabetes screenings
Diabetes self-management training
Glaucoma tests
Hepatitis B (HBV) infection screening
Hepatitis C screening test
HIV screening
Lung cancer screening
Mammograms (screening)
Nutrition therapy services
Obesity screenings & counseling
One-time Welcome to Medicare preventive visit
Prostate cancer screenings(PSA)
Sexually transmitted infections screening & counseling
Shots:
  • COVID-19 shots
Flu shotsHepatitis B shotsPneumococcal shots
Tobacco use cessation
Yearly "Wellness" visit


Out-of-Network:

Medicare-covered Zero Dollar Preventive Services:
Coinsurance for Medicare Covered Medicare-covered Preventive Services 50%
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