Humana Dual Select H5525-046 (PPO D-SNP)

3.5 out of 5 stars
$31.40
Monthly Premium

Humana Dual Select H5525-046 (PPO D-SNP) is a PPO D-SNP plan offered by Humana Inc.

Plan ID: H5525-046

HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.


Medicare beneficiaries may find it helpful to review available Medicare Advantage plans in their area. Medicare Advantage plans are designed to combine the coverage offered from Original Medicare (Medicare Part A and Part B) while also offering additional benefits.

Many Medicare Advantage plans may cover prescription drug coverage as well as additional benefits such as Dental, Vision and Hearing.

Learn more about Medicare Advantage plans such as Humana Dual Select H5525-046 (PPO D-SNP) - H5525-046 by Humana Inc. as well as other Medicare Advantage plans available in your area.

$31.40
Monthly Premium

Basic Costs and Coverage

Coverage Cost
Monthly Deductible $615
Out of Pocket Max In-Network: $9250
Out-of-Network: 13900
Initial Coverage Limit $0
Catastrophic Coverage Limit $2100
Primary Care Doctor Visit

Out-of-Network:

Doctor Office Visit Services:
Coinsurance for Medicare Covered Primary Care Office Visit $0% or$ 20%
Specialty Doctor Visit
In-Network:

Doctor Specialty Visit:
Coinsurance for Physician Specialist Office Visit $0% or$ 20%
Prior Authorization Required for Doctor Specialty Visit
Inpatient Hospital Care
In-Network:

Acute Hospital Services:
Copayment for Acute Hospital Services per Stay $0 or $2230
Prior Authorization Required for Acute Hospital Services
Urgent Care

Urgent Care:
Coinsurance for Urgent Care 0% or 20%

Worldwide Coverage:
Copayment for Worldwide Urgent Coverage $0 or $115
Emergency Room Visit

Emergency Care:
Copayment for Emergency Care $0 or $115
Copayment for Medicare Covered Emergency Care waived if you are admitted to the hospital with in 24 hours

Worldwide Coverage:
Copayment for Worldwide Emergency Coverage $0 or $115
Copayment for Worldwide Emergency Transportation $0 or $115
Ambulance Transportation
In-Network:

Ground Ambulance:
Copayment for Ground Ambulance Services $0 or $335

Air Ambulance:
Copayment for Air Ambulance Services $0 or $335
Prior Authorization Required for Air Ambulance

Health Care Services and Medical Supplies

Humana Dual Select H5525-046 (PPO D-SNP) covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B).

Coverage Cost
Chiropractic Services
In-Network:

Chiropractic Services:
Copayment for Medicare-covered Chiropractic Services $0 or $15
Prior Authorization Required for Chiropractic Services

Out-of-Network:

Chiropractic Services:
Coinsurance for Medicare Covered Chiropractic Services 0% or 20%
Diabetes Supplies, Training, Nutrition Therapy and Monitoring
In-Network:

Diabetic Supplies and Services:
Copayment for Medicare-covered Diabetic Supplies $0 or 0
Coinsurance for Medicare-covered Diabetic Supplies 0 or 20%
Copayment for Medicare-covered Diabetic Therapeutic Shoes or Inserts $0
Durable Medical Equipment (DME)

Out-of-Network:

Durable Medical Equipment Services:
Copayment for Medicare Covered Durable Medical Equipment $0 or 0
Coinsurance for Medicare Covered Durable Medical Equipment 0 or 20%
$0 Continuous Glucose Monitor - DME Prov$0 Continuous Glucose Monitor - Pharmacy20% DME - DME Prov20% DME - Pharmacy
Diagnostic Tests, Lab and Radiology Services, and X-Rays

Out-of-Network:

Diagnostic Procedures/Tests Services:
Coinsurance for Medicare Covered Diagnostic Procedures/Tests
0% or 20%
Coinsurance for Medicare Covered Lab Services
0% or 20%
Copayment for Medicare Covered Diagnostic Radiological Services $0 or 0 to $335
Coinsurance for Medicare Covered Diagnostic Radiological Services 0 or 20%
Coinsurance for Medicare Covered Therapeutic Radiological Services 0% or 20%
Copayment for Medicare Covered Outpatient X-Ray Services $0 or $50
Coinsurance for Medicare Covered Outpatient X-Ray Services 0 or 20%
20% OP Diag Proc & Tests - OPH20% OP Diag Proc & Tests - PCP20% OP Diag Proc & Tests - SPC20% OP Diag Proc & Tests - UCC20% Sleep Study (Fac Based) - OPH20% Sleep Study (Fac Based) - SPC$0 Sleep Study (Home Based) - Mbr's Home
Home Health Care

Out-of-Network:

Home Health Services:
Copayment for Medicare Covered Home Health $0
Mental Health Inpatient Care
In-Network:

Psychiatric Hospital Services:
Copayment for Psychiatric Hospital Services per Stay $0 or $2080
Prior Authorization Required for Psychiatric Hospital Services
Mental Health Outpatient Care
In-Network:

Outpatient Mental Health Services:
Copayment for Medicare-covered Individual Sessions $0 or $35
Copayment for Medicare-covered Group Sessions $0 or $35
Outpatient Services / Surgery

Out-of-Network:

Outpatient Hospital Services:
Copayment for Medicare Covered Outpatient Hospital Services $0 or 0 to $35
Coinsurance for Medicare Covered Outpatient Hospital Services 0 or 20%
Copayment for Medicare Covered Ambulatory Surgical Center Services $0 or 0
Coinsurance for Medicare Covered Ambulatory Surgical Center Services 0 or 20%
$0 Diag Colonoscopy - OPH$35 Mental Health - OPH20% Surgery Svcs - OPH20% Wound Care - OPH
Outpatient Substance Abuse Care
In-Network:

Outpatient Substance Abuse Services:
Copayment for Medicare-covered Individual Sessions $0 or $35
Copayment for Medicare-covered Group Sessions $0 or $35
Prior Authorization Required for Outpatient Substance Abuse Services

Out-of-Network:

Outpatient Substance Abuse Services:
Copayment for Medicare Covered Individual Sessions $0 or $35
Copayment for Medicare Covered Group Sessions $0 or $35
Over-the-counter (OTC) Items
Healthy Options Allowance: $85 monthly allowance on a prepaid spending card. All plan members receive this amount to buy approved over the counter (OTC) health and wellness products at participating retailers. Plus, members may also use this money for eligible groceries, utilities, rent, and more if they have certain qualifying chronic condition(s) and meet other program criteria. Any unused amount rolls over each month and expires at the end of the plan year or upon disenrollment, whichever occurs first.
Podiatry Services
In-Network:

Podiatry Services:
Coinsurance for Medicare-Covered Podiatry Services 0% or 20%
Prior Authorization Required for Podiatry Services

Out-of-Network:

Podiatry Services:
Coinsurance for Medicare Covered Podiatry Services 0% or 20%
Skilled Nursing Facility Care
In-Network:

Skilled Nursing Facility Services:
$0 per day for days 1 to 20
$218 per day for days 21 to 100
Prior Authorization Required for Skilled Nursing Facility Services

Dental Benefits

The following dental services are covered from in-network providers.

Coverage Cost
Dental Care
$0 copayment for gingivectomy, scaling and root planing (deep cleaning) up to 1 per quadrant every 3 years.
$0 copayment for periodontal surgery, sealant up to 1 per tooth every 3 years.
$0 copayment for 3D scans, comprehensive oral exam, occlusal adjustment, occlusal guard, scaling for moderate inflammation up to 1 every 3 years.
$0 copayment for alveoloplasty in conjunction with extractions up to 1 per quadrant every 5 years. Only covered in conjunction with the construction of a prosthodontic appliance.
$0 copayment for complete dentures, cone beam CT imaging, crown recementation, panoramic film or diagnostic x-rays, partial dentures up to 1 every 5 years.
$0 copayment for other preventive services up to 1 per tooth every 6 months.
$0 copayment for orthodontic retention, space maintainer up to 1 per arch per lifetime.
$0 copayment per tooth for crown, endodontic services, oral surgery, removal of impacted tooth, root canal, root canal retreatment, therapeutic pulpotomy up to 1 per lifetime.
$0 copayment for comprehensive orthodontic, harmful habit appliance, implant services, maxillofacial prosthetics, non-clinical procedures, other orthodontic, sleep apnea, temporomandibular disorder (TMD) up to 1 per lifetime.
$0 copayment for parenteral medications up to 1 per visit.
$0 copayment for other restorative services - core buildup and prefabricated post and core up to 1 per tooth per year.
$0 copayment for bitewing x-rays, intraoral x-rays up to 1 set(s) per year.
$0 copayment for adjustments to dentures, denture rebase, denture reline, denture repair, emergency diagnostic exam, extra-oral x-rays, other diagnostic services, other diagnostic x-rays, periodontal exam, tissue conditioning up to 1 per year.
$0 copayment for other restorative services up to 2 per tooth per year.
$0 copayment for counseling services, emergency treatment for pain, fluoride, oral surgery, periodic oral exam, prophylaxis (cleaning) up to 2 per year.
$0 copayment for caries medicament up to 3 per tooth per year.
$0 copayment for periodic orthodontic, periodontal maintenance up to 4 per year.
$0 copayment for necessary anesthesia with covered service up to as needed with covered codes per year.
$0 copayment for amalgam and/or composite filling up to unlimited per year.
$0 copayment for extractions up to unlimited.
$500 maximum benefit coverage amount per year for all diagnostic/preventive and comprehensive benefits.
Benefits received out-of-network are subject to any in-network benefit maximums, limitations, and/or exclusions. For certain services, coverage is limited to members younger than 21

Vision Benefits

The following vision services are covered from in-network providers.

Coverage Cost
Vision Benefits
In-Network:

Eye Exams:
Copayment for Medicare Covered Benefits $0 or 0
Coinsurance for Medicare Covered Benefits 0 or 20%
Copayment for Routine Eye Exams $0
  • Maximum 2 Routine Eye Exams (Please see Evidence of Coverage for details)
Prior Authorization Required for Eye Exams
$0 Diab Eye Exam - All POTs20% Vision Svcs (MC) - SPC

Eyewear:
Coinsurance for Medicare-Covered Benefits 0% or 20%
Copayment for Contact Lenses $0
  • Maximum 1 Pair every year
Copayment for Eyeglasses (lenses and frames) $0
  • Maximum 1 Pair every year
Copayment for Upgrades $0
Maximum Plan Benefit of $1,400 (Please see Evidence of Coverage for details)

Hearing Benefits

The following hearing services are covered from in-network providers.

Coverage Cost
Hearing Benefits

Out-of-Network:

Hearing Exams Services:
Coinsurance for Medicare Covered Hearing Exams 0% or 20%

Preventive Services and Health/Wellness Education Programs

The following services are covered from in-network providers.

Coverage Cost
Preventive Services and Health/Wellness Education Programs
In-Network:
$0.00 copay for Medicare Covered Preventive Services:

Abdominal aortic aneurysm screening
Alcohol misuse screenings & counseling
Bone mass measurements (bone density)
Cardiovascular disease screenings
Cardiovascular disease (behavioral therapy)
Cervical & vaginal cancer screening
Colorectal cancer screenings
Depression screenings
Diabetes screenings
Diabetes self-management training
Glaucoma tests
Hepatitis B (HBV) infection screening
Hepatitis C screening test
HIV screening
Lung cancer screening
Mammograms (screening)
Nutrition therapy services
Obesity screenings & counseling
One-time Welcome to Medicare preventive visit
Prostate cancer screenings(PSA)
Sexually transmitted infections screening & counseling
Shots:
  • COVID-19 shots
  • Flu shots
  • Hepatitis B shots
  • Pneumococcal shots
Tobacco use cessation
Yearly "Wellness" visit

Prescription Drug Costs and Coverage

The Humana Dual Select H5525-046 (PPO D-SNP) plan offers the following prescription drug coverage, with an annual drug deductible of $615 (excludes Tiers 1 and 2) per year.

Coverage Cost
Coverage & Cost
Annual Drug Deductible $615 (excludes Tiers 1 and 2)
Preferred Generic
  • Preferred cost-share mail order $0.00
  • Standard retail $0.00
  • Standard mail order $0.00
Generic
  • Preferred cost-share mail order $0.00
  • Standard retail $0.00
  • Standard mail order $0.00
Annual Drug Deductible $615 (excludes Tiers 1 and 2)
Preferred Generic
  • Preferred cost-share mail order N/A
  • Standard retail N/A
  • Standard mail order N/A
Generic
  • Preferred cost-share mail order N/A
  • Standard retail N/A
  • Standard mail order N/A
Annual Drug Deductible $615 (excludes Tiers 1 and 2)
Preferred Generic
  • Preferred cost-share mail order $0.00
  • Standard retail $0.00
  • Standard mail order $0.00
Generic
  • Preferred cost-share mail order $0.00
  • Standard retail $0.00
  • Standard mail order $0.00
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