Medicare Plans in
Hernando County, FL

72 Medicare Advantage Plans Found in Hernando County. See Plans

Hernando County, FL
Medicare Information

For Hernando County’s Medicare beneficiaries, Medicare Advantage plans offer an alternative to Original Medicare. Currently, 72 MA plans are available in Hernando County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare. MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.

For Hernando County’s Medicare beneficiaries, Medicare Advantage plans offer an alternative to Original Medicare. Currently, 72 MA plans are available in Hernando County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare. MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.

Some Medicare Part C plans include coverage for prescription medications. Known as Medicare Advantage Prescription Drug plans, or MAPDs, these plans offer comprehensive coverage for seniors who want to minimize their out-of-pocket costs.

Learn more about Medicare Advantage plans in Hernando County, Florida, including average costs, out-of-pocket expenses and what’s involved in obtaining prescription drug coverage.

Average Cost of Medicare Advantage
Plans in Hernando County

Average Cost of Medicare Advantage Plans in Hernando County, Florida
Average Monthly Premium $56.61
Average in-network out-of-pocket spending limit $3,968.75
Average drug deductible in 2023 (weighted) $339.38
Percentage of plans rated 4 stars or higher 44.4%
Average Cost of Medicare Advantage Plans in Hernando County, Florida
Average Monthly Premium
$56.61
Average in-network out-of-pocket spending limit
$3,968.75
Average drug deductible in 2021 (weighted)
$339.38
Percentage of plans rated 4 stars or higher
44.4%

Learn More About Medicare Advantage
Prescription Drug Plans

Hernando County Medicare beneficiaries who are interested in a Part C policy may choose among the following types of plans, depending on their needs and circumstances:
Plan Type Description
HMO HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
PPO Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
PFFS Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
SNP Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.
Plan Type and Description
HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.

In addition to these primary types of plans, some members may be eligible for standalone prescription drug plans. Otherwise known as a PDP or Part D plan, a standalone prescription drug plan adds coverage for prescription medications to Original Medicare and some PFFS plans. It’s important to note that some MA plans, such as HMOs, may disenroll members who sign up for a separate drug plan.

Medicare Advantage Plans

Aetna Inc.

Aetna Inc. Medicare Advantage Plans in Hernando County, FL

The following table includes cost information and other plan details for Aetna Inc. Medicare Advantage plans available in Florida in 2023.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Aetna Medicare Premier Plus (PPO) H5521: 270 $0 $150 $5,500 Yes
3.5 out of 5
Aetna Medicare Eagle (PPO) H5521: 308 $0 N/A $5,500 No
3.5 out of 5
Aetna Medicare Assure (HMO D-SNP) H1609: 019 $0 $0 $3,450 Yes
4 out of 5
Aetna Medicare Select (HMO) H1609: 034 $0 $0 $1,900 Yes
4 out of 5
Aetna Medicare Assure Plus (HMO D-SNP) H1609: 044 $0 $0 $3,450 Yes
4 out of 5
Aetna Medicare Credit (HMO) H1609: 060 $0 $0 $3,450 Yes
4 out of 5
Aetna Medicare Premier (PPO) H5521: 033 $0 $300 $6,700 Yes
3.5 out of 5
SilverScript Choice (PDP) S5601: 022 $33 $505 N/A Yes
3.5 out of 5
SilverScript Plus (PDP) S5601: 023 $70 $0 N/A Yes
3.5 out of 5
Cigna

Cigna Medicare Advantage Plans in Hernando County, FL

The following table includes cost information and other plan details for Cigna Medicare Advantage plans available in Florida in 2023.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Cigna Preferred Medicare (HMO) H5410: 029 $0 $0 $2,200 Yes
4.5 out of 5
Cigna Preferred Savings Medicare (HMO) H5410: 030 $0 $0 $2,700 Yes
4.5 out of 5
Cigna TotalCare Plus (HMO D-SNP) H5410: 032 $0 $0 $0 Yes
4.5 out of 5
Cigna TotalCare (HMO D-SNP) H5410: 046 $0 $0 $0 Yes
4.5 out of 5
Cigna True Choice Medicare (PPO) H7849: 048 $0 $0 $5,200 Yes
3 out of 5
Cigna Primary Medicare (HMO) H5410: 035 $19 $505 $3,500 Yes
4.5 out of 5
Cigna Extra Rx (PDP) S5617: 256 $71 $100 N/A Yes
3 out of 5

Devoted Health

Devoted Health Medicare Advantage Plans in Hernando County, FL

The following table includes cost information and other plan details for Devoted Health Medicare Advantage plans available in Florida in 2023.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Devoted DUAL Tampa (HMO D-SNP) H1290: 024 $0 $0 $2,900 Yes
4.5 out of 5
Devoted CORE Tampa (HMO) H1290: 036 $0 $0 $1,900 Yes
4.5 out of 5
Devoted ESSENTIALS Tampa (HMO) H1290: 051 $0 $0 $3,400 Yes
4.5 out of 5
Devoted CHOICE GIVEBACK Tampa (PPO) H9884: 005 $0 $150 $5,500 Yes
Plan too new to be measured
Devoted PRIME (HMO) H1290: 037 $32 $505 $3,400 Yes
4.5 out of 5
Humana Inc.

Humana Inc. Medicare Advantage Plans in Hernando County, FL

The following table includes cost information and other plan details for Humana Inc. Medicare Advantage plans available in Florida in 2023.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
CareOne Plus (HMO) H1019: 103 $0 $0 $1,700 Yes
4 out of 5
CareSalute (HMO) H1019: 132 $0 N/A $3,900 No
4 out of 5
CareComplete Platinum (HMO-POS C-SNP) H1019: 141 $0 $0 $2,500 Yes
4 out of 5
CareBreeze Platinum (HMO-POS C-SNP) H1019: 142 $0 $0 $2,500 Yes
4 out of 5
Humana Gold Plus H1036-265 (HMO) H1036: 265 $0 $0 $2,400 Yes
4.5 out of 5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) H1036: 299 $0 $0 $2,400 Yes
4.5 out of 5
Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP) H1036: 102 $0 $0 $0 Yes
4.5 out of 5
Humana Honor (HMO) H1036: 119 $0 N/A $3,900 No
4.5 out of 5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) H1036: 160 $0 $0 $3,300 Yes
4.5 out of 5
Humana Honor (PPO) H5216: 257 $0 N/A $5,100 No
4.5 out of 5
HumanaChoice Florida H5216-304 (PPO) H5216: 304 $0 $0 $4,700 Yes
4.5 out of 5
CareNeeds Plus (HMO D-SNP) H1019: 026 $0 $0 $0 Yes
4 out of 5
Humana Gold Plus H1036-025 (HMO) H1036: 025 $0 $0 $1,800 Yes
4.5 out of 5
HumanaChoice Florida H5216-072 (PPO) H5216: 072 $0 $150 $4,900 Yes
4.5 out of 5
HumanaChoice R5826-018 (Regional PPO) R5826: 018 $0 N/A $7,550 No
3 out of 5
HumanaChoice R5826-074 (Regional PPO) R5826: 074 $4 $395 $7,550 Yes
3 out of 5
Humana Walmart Value Rx Plan (PDP) S5884: 190 $37 $505 N/A Yes
3 out of 5
Humana Premier Rx Plan (PDP) S5884: 157 $83 $300 N/A Yes
3 out of 5
HumanaChoice R5826-005 (Regional PPO) R5826: 005 $111 $100 $6,700 Yes
3 out of 5

Mutual of Omaha

Mutual of Omaha Medicare Advantage Plans in Hernando County, FL

The following table includes cost information and other plan details for Mutual of Omaha Medicare Advantage plans available in Florida in 2023.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Mutual of Omaha Rx Essential (PDP) S7126: 113 $20 $505 N/A Yes
2 out of 5
Mutual of Omaha Rx Plus (PDP) S7126: 010 $91 $505 N/A Yes
2 out of 5
Mutual of Omaha Rx Premier (PDP) S7126: 080 $96 $505 N/A Yes
2 out of 5

Simply Healthcare

Simply Healthcare Medicare Advantage Plans in Hernando County, FL

The following table includes cost information and other plan details for Simply Healthcare Medicare Advantage plans available in Florida in 2023.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Simply Extra (HMO) H5471: 108 $0 $0 $3,450 Yes
4.5 out of 5
Simply Level (HMO C-SNP) H5471: 075 $0 $0 $3,450 Yes
4.5 out of 5
Simply More (HMO) H5471: 078 $0 $0 $3,450 Yes
4.5 out of 5
Simply Complete (HMO D-SNP) H5471: 082 $0 $0 $500 Yes
4.5 out of 5
Simply Freedom Extra (PPO) H9469: 005 $0 $150 $6,100 Yes
Plan too new to be measured
Simply Freedom (PPO) H9469: 008 $0 $150 $5,000 Yes
Plan too new to be measured
UnitedHealthcare

UnitedHealthcare Medicare Advantage Plans in Hernando County, FL

The following table includes cost information and other plan details for UnitedHealthcare Medicare Advantage plans available in Florida in 2023.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
AARP Medicare Advantage (HMO-POS) H1045: 028 $0 $0 $4,000 Yes
3.5 out of 5
UnitedHealthcare Dual Complete LP (HMO-POS D-SNP) H1045: 039 $0 $0 $0 Yes
3.5 out of 5
AARP Medicare Advantage Premier (HMO-POS) H1045: 043 $0 $0 $2,900 Yes
3.5 out of 5
UnitedHealthcare Medicare Advantage Walgreens (HMO-POS C-SNP) H1045: 048 $0 $0 $2,900 Yes
3.5 out of 5
AARP Medicare Advantage Choice (PPO) H2406: 011 $0 $0 $4,900 Yes
3.5 out of 5
AARP Medicare Advantage Choice Plan 2 (Regional PPO) R0759: 001 $0 $195 $6,700 Yes
3.5 out of 5
AARP Medicare Advantage Patriot (Regional PPO) R0759: 002 $0 N/A $6,700 No
3.5 out of 5
AARP MedicareRx Walgreens (PDP) S5921: 383 $28 $350 N/A Yes
3 out of 5
UnitedHealthcare Dual Complete Choice (PPO D-SNP) H1889: 002 $36 $505 $8,300 Yes
4 out of 5
AARP MedicareRx Saver Plus (PDP) S5921: 356 $64 $505 N/A Yes
3 out of 5
AARP MedicareRx Preferred (PDP) S5820: 010 $110 $0 N/A Yes
3.5 out of 5
WellCare Health Plans, Inc.

WellCare Health Plans, Inc. Medicare Advantage Plans in Hernando County, FL

The following table includes cost information and other plan details for WellCare Health Plans, Inc. Medicare Advantage plans available in Florida in 2023.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Wellcare Dual Access (HMO D-SNP) H1032: 124 $0 $0 $0 Yes
3 out of 5
Wellcare Dual Liberty (HMO D-SNP) H1032: 175 $0 $0 $0 Yes
3 out of 5
Wellcare Giveback (HMO) H1032: 200 $0 $0 $2,500 Yes
3 out of 5
Wellcare No Premium (HMO) H1032: 201 $0 $0 $1,200 Yes
3 out of 5
Wellcare Dual Reserve (HMO D-SNP) H1032: 202 $0 $0 $0 Yes
3 out of 5
Wellcare No Premium Open (PPO) H5199: 012 $0 $100 $3,400 Yes
2 out of 5
Wellcare Dual Access Open (PPO D-SNP) H5199: 016 $0 $0 $0 Yes
2 out of 5
Wellcare Value Script (PDP) S4802: 146 $11 $505 N/A Yes
3 out of 5
Wellcare Classic (PDP) S4802: 083 $32 $505 N/A Yes
3 out of 5
Wellcare Medicare Rx Value Plus (PDP) S4802: 214 $71 $0 N/A Yes
3 out of 5
Wellcare Medicare Rx Value Plus (PDP) S4802: 237 $71 $0 N/A Yes
3 out of 5
Wellcare Premium Enhanced Open (PPO) H5199: 010 $99 $0 $3,500 Yes
2 out of 5