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Medicare Plans in
Thurston County, WA
28 Medicare Advantage Plans Found in Thurston County. See Plans
Thurston County, WA
Medicare Information
For Thurston County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare, and Part D plans (PDP) can work alongside your Original Medicare benefits.
Currently, 28 private Medicare plans are available in Thurston County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.
MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.
Part D plans, also referred to as PDPs, cover retail prescription drugs.
Some Medicare Part C plans include coverage for prescription medications. Known as Medicare Advantage Prescription Drug plans, or MAPDs, these plans offer comprehensive coverage for seniors who want to minimize their out-of-pocket costs.
Learn more about some of the Medicare plans in Thurston County, Washington, including average costs, out-of-pocket expenses and what’s involved in obtaining prescription drug coverage.
HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.
For Thurston County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare and Part D plans (PDP) can work alongside your Original Medicare benefits.
Currently, 28 private Medicare plans are available in Thurston County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.
HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.
Average Cost of Medicare
Plans in Thurston County
| Average Cost of Medicare Advantage Plans in Thurston County, Washington | |
|---|---|
| Average Monthly Premium | $112.01 |
| Average in-network out-of-pocket spending limit | $7,270.00 |
| Average drug deductible in 2027 (weighted) | $671.94 |
| Percentage of plans rated 4 stars or higher | 0 % |
Learn More About Medicare
Prescription Drug Plans
Thurston County Medicare beneficiaries who are interested in a private Medicare policy may choose among the following types of plans, depending on their needs and circumstances.
HMO HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage. PPO Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage. PFFS Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans. SNP Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage. HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage. Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage. Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans. Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.
Plan Type
Description
Plan Type and Description
Some beneficiaries may be eligible for standalone prescription drug plans. Otherwise known as a PDP or Part D plan, a standalone prescription drug plan adds coverage for prescription medications to Original Medicare and some PFFS plans. It’s important to note that some MA plans, such as HMOs, may disenroll members who sign up for a separate drug plan.
Medicare Advantage Plans
Aetna Inc. Medicare Plans in Thurston County, WA
The following table includes cost information and other plan details for Aetna Inc. private Medicare plans available in Washington in 2027.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| Aetna Medicare Eagle (HMO) | H3748-019 | $0 | N/A | $5,500 | No | |
| Aetna Medicare Signature (HMO) | H3748-003 | $0 | $700 | $7,150 | Yes | |
| Aetna Medicare Eagle (PPO) H5521-330 | H5521-330 | $0 | N/A | $7,150 | No | |
| Aetna Medicare Enhanced (PPO) H5521-687 | H5521-687 | $63 | $700 | $7,500 | Yes | |
| Aetna Medicare Signature (PPO) H5521-431 | H5521-431 | $0 | $700 | $8,900 | Yes | |
| Aetna Medicare Chronic Care (HMO C-SNP) | H3748-020 | $0 | $700 | $7,150 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Anthem Inc.
Anthem Inc. Medicare Plans in Thurston County, WA
The following table includes cost information and other plan details for Anthem Inc. private Medicare plans available in Washington in 2027.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| Wellpoint Dual Advantage Plus (HMO D-SNP) | H8849-017 | $0 | $700 | $9,850 | Yes | |
| Wellpoint Full Dual Advantage (HMO D-SNP) | H8849-015 | $0 | $700 | $9,850 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Devoted Health
Devoted Health Medicare Plans in Thurston County, WA
The following table includes cost information and other plan details for Devoted Health private Medicare plans available in Washington in 2027.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| DEVOTED C-SNP PLUS 005 WA (HMO C-SNP) | H3515-005 | $0 | $650 | $9,850 | Yes | |
| DEVOTED GIVEBACK EXTRAS 022 WA (HMO) | H3515-022 | $0 | $700 | $8,300 | Yes | |
| DEVOTED C-SNP GIVEBACK EXTRAS 004 WA (HMO C-SNP) | H3515-004 | $0 | $700 | $8,300 | Yes | |
| DEVOTED GIVEBACK 002 WA (HMO) | H3515-002 | $0 | $650 | $9,850 | Yes | |
| DEVOTED CORE 001 WA (HMO) | H3515-001 | $0 | $650 | $6,550 | Yes | |
| DEVOTED C-SNP ENHANCED 003 WA (HMO C-SNP) | H3515-003 | $0 | $650 | $7,050 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Humana Inc. Medicare Plans in Thurston County, WA
The following table includes cost information and other plan details for Humana Inc. private Medicare plans available in Washington in 2027.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) | H7617-021 | $0 | N/A | $9,150 | No | |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H1036-306 | $0 | $500 | $4,550 | Yes | |
| HumanaChoice H7617-016 (PPO) | H7617-016 | $110 | $700 | $7,000 | Yes | |
| Humana Gold Plus H5619-061 (HMO) | H5619-061 | $86 | $700 | $4,200 | Yes | |
| Humana Dual Select H5619-166 (HMO D-SNP) | H5619-166 | $0 | $700 | $9,850 | Yes | |
| Humana Gold Plus SNP-DE H5619-167 (HMO D-SNP) | H5619-167 | $0 | $0 | $ | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Kaiser Foundation Health Plan, Inc.
Kaiser Foundation Health Plan, Inc. Medicare Plans in Thurston County, WA
The following table includes cost information and other plan details for Kaiser Foundation Health Plan, Inc. private Medicare plans available in Washington in 2027.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage Optimal (HMO) | H5050-004 | $373 | $0 | $3,150 | Yes | |
| Kaiser Permanente Medicare Advantage Essential (HMO) | H5050-009 | $119 | $0 | $3,950 | Yes | |
| Kaiser Permanente Medicare Advantage Key Thurston (HMO) | H5050-031 | $0 | $0 | $6,750 | Yes | |
| Kaiser Permanente Medicare Advantage Vital Sound (HMO) | H5050-032 | $55 | $0 | $6,500 | Yes | |
| Kaiser Permanente Medicare Advantage Essential Thu (HMO) | H5050-027 | $82 | $0 | $4,950 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Molina Healthcare, Inc.,
Molina Healthcare, Inc., Medicare Plans in Thurston County, WA
The following table includes cost information and other plan details for Molina Healthcare, Inc., private Medicare plans available in Washington in 2027.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| Molina Medicare Complete Care (HMO D-SNP) | H5823-013 | $0 | $0 | $ | Yes | |
| Molina Medicare Elect (HMO D-SNP) | H5823-015 | $8 | $700 | $8,750 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
UnitedHealthcare Medicare Plans in Thurston County, WA
The following table includes cost information and other plan details for UnitedHealthcare private Medicare plans available in Washington in 2027.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| UHC Dual Complete WA-S6 (HMO-POS D-SNP) | H5008-002 | $0 | $595 | $ | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
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