Aetna Medicare Choice (HMO-POS)

Aetna Inc.
Aetna Medicare Choice (HMO-POS) H1609-028 Plan Details
3.5 out of 5 stars

Aetna Medicare Choice (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by Aetna Inc.
Plan ID: H1609-028

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

$0.00
Monthly Premium

Aetna Medicare Choice (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by Aetna Inc.
Plan ID: H1609-028

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

Aetna Inc.
Aetna Medicare Choice (HMO-POS) H1609-028 Plan Details
3.5 out of 5 stars

Aetna Medicare Choice (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by Aetna Inc.
Plan ID: H1609-028

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

$0.00
Monthly Premium

Basic Costs and Coverage

Coverage Cost
Monthly Deductible $150
Out of Pocket Max In-Network: $5700
Out-of-Network: N/A
Initial Coverage Limit $5030
Catastrophic Coverage Limit $8,000
Primary Care Doctor Visit
$0
Specialty Doctor Visit
$35 in-network | $50 out-of-network
Inpatient Hospital Care
$295 per day, days 1-4; $0 per day, days 5-90 in-network | 50% per stay out-of-network
Urgent Care
Copayment for Urgent Care $30.00

Worldwide Coverage:
Copayment for Worldwide Urgent Coverage $100.00
Emergency Room Visit
$100 If you are admitted to the hospital within 24 hours your cost share may be waived, for more information see the Evidence of Coverage
Ambulance Transportation
$255 in-network | $255 out-of-network

Health Care Services and Medical Supplies

Aetna Medicare Choice (HMO-POS) covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B).

Coverage Cost
Chiropractic Services
In-Network:
Copayment for Medicare-covered Chiropractic Services $15.00
Prior Authorization Required for Chiropractic Services
Prior authorization required
POS (Out-of-Network):
Coinsurance for Medicare Covered Chiropractic Services 50%
Diabetes Supplies, Training, Nutrition Therapy and Monitoring
0% - 20% Higher cost-share applies to non-OneTouch/LifeScan diabetic supplies.
Durable Medical Eqipment (DME)
0% - 20% for each Medicare-covered durable medical equipment item | 0% for continuous glucose meters | 20% for all other Medicare-covered DME items
Diagnostic Tests, Lab and Radiology Services, and X-Rays
Lab Services: Lab Services: $0 for services performed at a non-hospital facility in-network; $125 for services performed at a hospital facility| 50% out-of-network, for more information see Evidence of Coverage
Diagnostic Procedures: Diagnostic Procedures/Tests: $0 for services performed at a non-hospital facility in-network; $200 for services performed at a hospital facility| 50% out-of-network, for more information see Evidence of Coverage
Imaging: Xray: $10 in-network | CT Scans: $0 for services performed at a non-hospital facility in-network; $200 for services performed at a hospital facility in-network | Diagnostic Radiology other than CT Scans: $0 for services performed at a non-hospital facility in-network; $200 for services performed at a hospital facility in-network | Diagnostic Radiology Mammogram: $0 in-network | 50% out-of-network, for more information see Evidence of Coverage
Home Health Care
$0 in-network | 50% out-of-network
Mental Health Inpatient Care
In-Network:

Psychiatric Hospital Services:
$295.00 per day for days 1 to 4
$0.00 per day for days 5 to 90
Prior Authorization Required for Psychiatric Hospital Services
Prior authorization required
Out-of-Network:
Coinsurance for Psychiatric Hospital Services per Stay 50%
Mental Health Outpatient Care
Mental Health:
Group Sessions: $30 in-network|
Individual Sessions: $35 in-network, for more information see Evidence of Coverage |Psychiatric Services:
Group Sessions: $30 in-network|
Individual Sessions: $35 in-network, for more information see Evidence of Coverage
Outpatient Services / Surgery
Ambulatory Surgical Center: $0 in network for preventive and diagnostic colonoscopy | $175 All other in network ASC services | 50% out-of-network, for more information see Evidence of Coverage
Outpatient Substance Abuse Care
In-Network:
Copayment for Medicare-covered Individual Sessions $35.00
Copayment for Medicare-covered Group Sessions $30.00
Prior Authorization Required for Outpatient Substance Abuse Services
Prior authorization required
Over-the-counter (OTC) Items
In Network: |Over-the-counter (OTC) items:|$35 monthly amount (allowance) to purchase approved OTC health and wellness products like first aid supplies, cold and allergy medicine, pain relievers and more. Approved items can be purchased online, in store, or by phone. |Be sure to use the full benefit amount monthly, because any unused amount will not rollover.|Nicotine Replacement Therapy(NRT) offered as a Part C OTC benefit, for more information see Evidence of Coverage
Podiatry Services
In-Network:
Copayment for Medicare-Covered Podiatry Services $35.00
POS (Out-of-Network):
Coinsurance for Medicare Covered Podiatry Services 50%
Skilled Nursing Facility Care
$0 per day, days 1-20
$178 per day, days 21-100 in-network| 50% per stay
Out-of-Network: for more information see Evidence of Coverage

Dental Benefits

The following dental services are covered from in-network providers.

Coverage Cost
Dental Care
In Network Dental Coverage|Preventive dental services: |Oral exams: $0 copay (see Evidence of Coverage)|Cleanings: $0 copay (two visits every year)|Bitewing x-rays: $0 copay (see Evidence of Coverage)|Comprehensive dental services:|Non-routine services: $0 copay (see Evidence of Coverage)|Diagnostic services: $0 copay (see Evidence of Coverage)|Restorative services: $0 copay (see Evidence of Coverage)|Periodontal services: $0 copay (see Evidence of Coverage)|Extractions: $0 copay (see Evidence of Coverage)|Prosthodontics and maxillofacial services: $0 copay (see Evidence of Coverage)|Preventive and comprehensive dental services are not covered out-of-network.

Vision Benefits

The following vision services are covered from in-network providers.

Coverage Cost
Vision Benefits
In-Network:|Eye Exams:|Copayment for Medicare Covered Benefits $0-$35|Copayment for Routine Eye Exams $0 |(Maximum one exam every year)|Eyewear:|Copayment for Medicare Covered Benefits $0|Copayment for Contacts $0|Copayment for Eyeglasses $0|(Maximum two pairs every year)|Copayment for Upgrades $0|Maximum Plan Allowance for all Non-Medicare covered Eyewear $300 every year. See the Evidence of Coverage

Hearing Benefits

The following hearing services are covered from in-network providers.

Coverage Cost
Hearing Benefits
In-Network:|Hearing Exams:|Copayment for Medicare Covered Benefits $35|Copayment for Routine hearing Exams $0|(Maximum one exam every year)|Copayment for Fitting/Evaluation for Hearing Aid $0|(Maximum one hearing aid fitting/evaluation every year)|Hearing Aids:|Copayment for Hearing Aids $0|(Maximum two hearing aids every year)|$1,250 per ear every year, for more information see the Evidence of Coverage

Preventive Services and Health/Wellness Education Programs

The following services are covered from in-network providers.

Coverage Cost
Preventive Services and Health/Wellness Education Programs
$0 copay for all preventive services covered under Original Medicare at zero cost sharing

Prescription Drug Costs and Coverage

The Aetna Medicare Choice (HMO-POS) plan offers the following prescription drug coverage, with an annual drug deductible of $150 (excludes Tiers 1 and 2) per year.

Coverage
Cost
Coverage & Cost
Annual Drug Deductible $150 (excludes Tiers 1 and 2)
Preferred Generic
  • Standard mail order $5.00
  • Preferred cost-share retail $0.00
  • Standard retail $5.00
  • Preferred cost-share mail order $0.00
Generic
  • Standard mail order $10.00
  • Preferred cost-share retail $0.00
  • Standard retail $10.00
  • Preferred cost-share mail order $0.00
Annual Drug Deductible $150 (excludes Tiers 1 and 2)
Preferred Generic
  • Standard mail order $10.00
  • Preferred cost-share retail $0.00
  • Standard retail $10.00
  • Preferred cost-share mail order $0.00
Generic
  • Standard mail order $20.00
  • Preferred cost-share retail $0.00
  • Standard retail $20.00
  • Preferred cost-share mail order $0.00
Annual Drug Deductible $150 (excludes Tiers 1 and 2)
Preferred Generic
  • Standard mail order $15.00
  • Preferred cost-share retail $0.00
  • Standard retail $15.00
  • Preferred cost-share mail order $0.00
Generic
  • Standard mail order $30.00
  • Preferred cost-share retail $0.00
  • Standard retail $30.00
  • Preferred cost-share mail order $0.00