Medicare Plans in
Saint Bernard County, LA

37 Medicare Advantage Plans Found in Saint Bernard County. See Plans

Saint Bernard County, LA
Medicare Information

For Saint Bernard County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare and Part D plans (PDP) can work alongside your Original Medicare benefits.

Currently, 37 private Medicare plans are available in Saint Bernard County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

For Saint Bernard County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare, and Part D plans (PDP) can work alongside your Original Medicare benefits.

Currently, 37 private Medicare plans are available in Saint Bernard County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.

MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.

Part D plans, also referred to as PDPs, cover retail prescription drugs.

Some Medicare Part C plans include coverage for prescription medications. Known as Medicare Advantage Prescription Drug plans, or MAPDs, these plans offer comprehensive coverage for seniors who want to minimize their out-of-pocket costs.

Learn more about some of the Medicare plans in Saint Bernard County, Louisiana, including average costs, out-of-pocket expenses and what’s involved in obtaining prescription drug coverage.

The following is HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files as well as carrier-provided plan data supplied by SunFire Inc.

Average Cost of Medicare
Plans in Saint Bernard County

Average Cost of Medicare Advantage Plans in Saint Bernard County, Louisiana
Average Monthly Premium $43.12
Average in-network out-of-pocket spending limit $6,458.11
Average drug deductible in 2024 (weighted) $315.00
Percentage of plans rated 4 stars or higher 64.9%
Average Cost of Medicare Advantage Plans in Saint Bernard County, Louisiana
Average Monthly Premium
$43.12
Average in-network out-of-pocket spending limit
$6,458.11
Average drug deductible in 2021 (weighted)
$315.00
Percentage of plans rated 4 stars or higher
64.9%

Learn More About Medicare
Prescription Drug Plans

Saint Bernard County Medicare beneficiaries who are interested in a private Medicare policy may choose among the following types of plans, depending on their needs and circumstances:
Plan Type Description
HMO HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
PPO Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
PFFS Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
SNP Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.
Plan Type and Description
HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.

Some beneficiaries may be eligible for standalone prescription drug plans. Otherwise known as a PDP or Part D plan, a standalone prescription drug plan adds coverage for prescription medications to Original Medicare and some PFFS plans. It’s important to note that some MA plans, such as HMOs, may disenroll members who sign up for a separate drug plan.

Medicare Advantage Plans

Aetna Inc.

Aetna Inc. Medicare Plans in Saint Bernard County, LA

The following table includes cost information and other plan details for Aetna Inc. private Medicare plans available in Louisiana in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Aetna Medicare Signature (PPO) H5521: 365 $0 $0 $3,850 Yes
4 out of 5
Aetna Medicare Giveback Choice (PPO) H5521: 476 $0 $250 $8,850 Yes
4 out of 5
Aetna Medicare Dual Signature Choice (PPO D-SNP) H5521: 472 $0 $0 $8,850 Yes
4 out of 5
Aetna Medicare Eagle Giveback (PPO) H5521: 235 $0 N/A $5,900 No
4 out of 5
Aetna Medicare Freedom (PPO) H5521: 178 $0 $0 $5,900 Yes
4 out of 5
Aetna Medicare Dual Preferred (HMO D-SNP) H3239: 001 $0 $0 $8,850 Yes
4 out of 5
Aetna Medicare Value Plus (PPO) H5521: 326 $20 $150 $6,000 Yes
4 out of 5
Aetna Medicare Value Plus Signature (PPO) H5521: 474 $24 $150 $6,000 Yes
4 out of 5
Aetna Medicare Dual Signature Select (PPO D-SNP) H5521: 473 $28 $0 $5,400 Yes
4 out of 5
Aetna Medicare Dual Select (HMO D-SNP) H3239: 011 $35 $0 $5,400 Yes
4 out of 5

Healthy Blue

Healthy Blue Medicare Plans in Saint Bernard County, LA

The following table includes cost information and other plan details for Healthy Blue private Medicare plans available in Louisiana in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Healthy Blue Dual Advantage (HMO D-SNP) H1947: 001 $0 $0 $8,850 Yes
3.5 out of 5
Healthy Blue Enhanced Care (HMO D-SNP) H1947: 003 $30 $0 $4,400 Yes
3.5 out of 5
Humana Inc.

Humana Inc. Medicare Plans in Saint Bernard County, LA

The following table includes cost information and other plan details for Humana Inc. private Medicare plans available in Louisiana in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Humana USAA Honor (PPO) H5216: 201 $0 N/A $4,900 No
4.5 out of 5
Humana Gold Plus SNP-DE H1951-032 (HMO D-SNP) H1951: 032 $0 $0 $8,850 Yes
4.5 out of 5
HumanaChoice SNP-DE H5216-332 (PPO D-SNP) H5216: 332 $0 $0 $8,850 Yes
4.5 out of 5
Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP) H1951: 057 $0 $0 $8,850 Yes
4.5 out of 5
Humana Gold Plus H1951-047 (HMO) H1951: 047 $0 $0 $6,200 Yes
4.5 out of 5
HumanaChoice R0110-001 (Regional PPO) R0110: 001 $0 N/A $7,550 No
4.5 out of 5
Humana Gold Plus SNP-DE H1951-056 (HMO D-SNP) H1951: 056 $0 $0 $7,550 Yes
4.5 out of 5
HumanaChoice H5216-064 (PPO) H5216: 064 $46 $0 $6,700 Yes
4.5 out of 5
Humana Value Plus H5216-161 (PPO) H5216: 161 $46 $545 $5,750 Yes
4.5 out of 5
HumanaChoice R0110-003 (Regional PPO) R0110: 003 $150 $0 $3,500 Yes
4.5 out of 5
UnitedHealthcare

UnitedHealthcare Medicare Plans in Saint Bernard County, LA

The following table includes cost information and other plan details for UnitedHealthcare private Medicare plans available in Louisiana in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Peoples Health Choices 65 (HMO-POS) H1961: 014 $0 $0 $5,900 Yes
5 out of 5
UHC Dual Complete LA-S001 (PPO D-SNP) H1889: 010 $0 $0 $8,850 Yes
4.5 out of 5
Peoples Health Patriot (PPO) H4544: 002 $0 N/A $5,900 No
3 out of 5
Peoples Health Secure Complete (HMO-POS D-SNP) H1961: 019 $0 $0 $8,850 Yes
5 out of 5
Peoples Health Secure Health (HMO-POS D-SNP) H1961: 003 $0 $0 $3,500 Yes
5 out of 5
UHC Dual Complete LA-S003 (HMO-POS D-SNP) H5008: 010 $0 $0 $8,850 Yes
3.5 out of 5
Peoples Health Choices (PPO) H4544: 001 $0 $0 $5,900 Yes
3 out of 5
Wellcare Health Plans, Inc.

Wellcare Health Plans, Inc. Medicare Plans in Saint Bernard County, LA

The following table includes cost information and other plan details for Wellcare Health Plans, Inc. private Medicare plans available in Louisiana in 2024.

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Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Wellcare No Premium (HMO) H2491: 027 $0 $0 $3,400 Yes
3 out of 5
Wellcare Endurance (HMO) H2491: 016 $0 $0 $3,400 Yes
3 out of 5
Wellcare Dual Pinnacle Liberty (HMO D-SNP) H2491: 012 $0 $0 $8,850 Yes
3 out of 5
Wellcare No Premium Open (PPO) H3047: 001 $0 $250 $5,000 Yes
3 out of 5
Wellcare Giveback Open (PPO) H3047: 002 $0 $545 $7,550 Yes
3 out of 5
Wellcare Dual Freedom Access (HMO D-SNP) H2491: 011 $0 $0 $8,850 Yes
3 out of 5
Wellcare All Dual Assure (HMO D-SNP) H2491: 025 $26 $0 $3,800 Yes
3 out of 5
Wellcare Assist (HMO) H2491: 010 $26 $315 $3,400 Yes
3 out of 5