Does Kaiser Permanente Cover SilverSneakers?

Christian Worstell
In this article...
  • Many Kaiser Permanente Medicare Advantage plans cover SilverSneakers membership. Learn more about the SilverSneakers fitness program and other Kaiser Medicare plan benefits.

Members of many Kaiser Permanente Medicare Advantage (Part C) plans may have the added benefit of a membership to SilverSneakers, though the program isn't offered by Kaiser Medicare plans in every state. 

SilverSneakers is a senior-focused fitness program commonly included as an extra benefit covered by some Kaiser Permanente Medicare Advantage plans, as well as by plans offered by other insurance companies. 

Have Medicare questions?

Talk to a licensed agent today to find a plan that fits your needs.

What Does SilverSneakers Cover?

A SilverSneakers membership includes a basic gym membership that grants you access to any amenities included with that level of membership at the respective gym or fitness center. That could include the use of pools, saunas, tennis or racquetball courts, locker rooms and more. 

SilverSneakers members are free to work out on their own, but they also have the option of participating in a variety of clubs and group exercise classes and programs. These classes are designed specifically for older adults and are taught by instructors who are trained to work with seniors.

Programs can include things like:

  • Strength or cardio training
  • Balance
  • Flexibility
  • Yoga
  • Tai Chi
  • Dance
  • Sports
  • Nutrition

There are even some SilverSneakers classes designed to boost brain health, reduce stress or practice mindfulness and meditation. 

There are more than 15,000 exercise facilities across the country that participate in SilverSneakers. If you can’t find one near you, or if you simply prefer to exercise at home, you can participate using the SilverSneakers mobile app, online workout videos, live online classes and even a FitBit watch issued at no extra cost. 

What Are the Eligibility Requirements for a Kaiser SilverSneakers Membership?

The first requirement of a Kaiser Permanente SilverSneakers membership is being eligible for Medicare Advantage. That means being enrolled in both Medicare Part A and Part B. 

Once you’re eligible for Medicare Advantage, you must then be eligible to enroll in a Medicare Advantage plan offered by Kaiser Permanente.

Kaiser sells Medicare Advantage plans in the following areas (please note: SilverSneakers may not be offered in each state)

  • California
  • Colorado
  • District of Columbia
  • Georgia
  • Hawaii
  • Maryland
  • Oregon
  • Virginia
  • Washington

If you are eligible to enroll in Medicare Advantage and live in one of the areas serviced by Kaiser Permanente, you may be able to enroll in a plan with a SilverSneakers benefit. In some states, Kaiser Medicare plans may offer a similar type of fitness benefit program such as Silver & Fit.

Is Silver and Fit the Same as SilverSneakers?

No, Silver & Fit is a different program than SilverSneakers, and these programs are offered by two different companies. However, they both offer similar benefits, such as fitness classes and gym memberships. 

Connecting with a licensed Medicare insurance agent is a good way to navigate the process of finding and enrolling in a plan. If Kaiser does not sell Medicare Advantage plans in your area, an agent can help you find a similar plan sold by another carrier that does include SilverSneakers or a related fitness program. 

Remember, you may only enroll in a Medicare Advantage plan at certain times of the year, such as during your Initial Enrollment Period (IEP), the Annual Enrollment Period (AEP, also called the Medicare Fall Open Enrollment Period) or a Special Enrollment Period (SEP). 

Who Covers SilverSneakers?

Learn about additional coverage of SilverSneakers and other similar fitness programs. 

Christian Worstell
About the Author

Christian Worstell is a senior Medicare and health insurance writer with He is also a licensed health insurance agent. Christian is well-known in the insurance industry for the thousands of educational articles he’s written, helping Americans better understand their health insurance and Medicare coverage.

Christian’s work as a Medicare expert has appeared in several top-tier and trade news outlets including Forbes, MarketWatch, WebMD and Yahoo! Finance.

While at HelpAdvisor, Christian has written hundreds of articles that teach Medicare beneficiaries the best practices for navigating Medicare. His articles are read by thousands of older Americans each month. By better understanding their health care coverage, readers may hopefully learn how to limit their out-of-pocket Medicare spending and access quality medical care.

Christian’s passion for his role stems from his desire to make a difference in the senior community. He strongly believes that the more beneficiaries know about their Medicare coverage, the better their overall health and wellness is as a result.

A current resident of Raleigh, Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism. You can find Christian’s most recent articles in our blog.

If you’re a member of the media looking to connect with Christian, please don’t hesitate to email our public relations team at

Read More
A woman lifts light dumbells while working out on her living room floor at home
AARP Medicare plans no longer cover SilverSneakers as a benefit, but plan members may now take advantage ...
Man Meets With Insurance Counselor
Where can you find the best Medicare Part D prescription drug plans of 2024? We review some of the ...
Wife smiles with husband while visiting him in hospital bed
What is the best Supplement plan for Medicare in 2024? Depending on what type of health care costs ...