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Medicare Plans in
Mchenry County, IL
43Medicare Advantage Plans Found in Mchenry County. See Plans
Mchenry County, IL
Medicare Information
For Mchenry County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare, and Part D plans (PDP) can work alongside your Original Medicare benefits.
Currently, 43 private Medicare plans are available in Mchenry County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.
MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.
Part D plans, also referred to as PDPs, cover retail prescription drugs.
Some Medicare Part C plans include coverage for prescription medications. Known as Medicare Advantage Prescription Drug plans, or MAPDs, these plans offer comprehensive coverage for seniors who want to minimize their out-of-pocket costs.
Learn more about some of the Medicare plans in Mchenry County, Illinois, including average costs, out-of-pocket expenses and what’s involved in obtaining prescription drug coverage.
HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.
For Mchenry County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare and Part D plans (PDP) can work alongside your Original Medicare benefits.
Currently, 43 private Medicare plans are available in Mchenry County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.
HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.
Average Cost of Medicare
Plans in Mchenry County
| Average Cost of Medicare Advantage Plans in Mchenry County, Illinois | |
|---|---|
| Average Monthly Premium | $40 |
| Average in-network out-of-pocket spending limit | $5,217.95 |
| Average drug deductible in 2025 (weighted) | $476.18 |
| Percentage of plans rated 4 stars or higher | 52.4 % |
Learn More About Medicare
Prescription Drug Plans
Mchenry County Medicare beneficiaries who are interested in a private Medicare policy may choose among the following types of plans, depending on their needs and circumstances:
HMO HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage. PPO Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage. PFFS Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans. SNP Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage. HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage. Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage. Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans. Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.
Plan Type
Description
Plan Type and Description
Some beneficiaries may be eligible for standalone prescription drug plans. Otherwise known as a PDP or Part D plan, a standalone prescription drug plan adds coverage for prescription medications to Original Medicare and some PFFS plans. It’s important to note that some MA plans, such as HMOs, may disenroll members who sign up for a separate drug plan.
Medicare Advantage Plans
Aetna Inc. Medicare Plans in Mchenry County, IL
The following table includes cost information and other plan details for Aetna Inc. private Medicare plans available in Illinois in 2025.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| Aetna Medicare FIDE (HMO D-SNP) | H9771-001 | $0 | $615 | $ | Yes | |
| Aetna Medicare Prime Chronic Care (HMO C-SNP) | H1206-004 | $0 | $200 | $6,750 | Yes | |
| Aetna Medicare Signature (PPO) | H7301-033 | $0 | $615 | $6,750 | Yes | |
| Aetna Medicare Prime Chronic Total (HMO C-SNP) | H1206-009 | $15 | $615 | $9,250 | Yes | |
| Aetna Medicare Eagle (PPO) | H5521-286 | $0 | N/A | $4,900 | No | |
| Aetna Medicare Enhanced (PPO) | H7301-032 | $60 | $615 | $6,750 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Cigna Medicare Plans in Mchenry County, IL
The following table includes cost information and other plan details for Cigna private Medicare plans available in Illinois in 2025.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| HealthSpring True Choice Savings (PPO) | H7849-080 | $0 | $200 | $4,250 | Yes | |
| HealthSpring Preferred (HMO) | H4513-085 | $0 | $200 | $2,000 | Yes | |
| HealthSpring Preferred Savings (HMO) | H4513-086 | $0 | $200 | $4,000 | Yes | |
| HealthSpring True Choice (PPO) | H7849-002 | $0 | $200 | $4,000 | Yes | |
| HealthSpring Preferred (HMO) | H4513-085 | $0 | $200 | $2,000 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Devoted Health
Devoted Health Medicare Plans in Mchenry County, IL
The following table includes cost information and other plan details for Devoted Health private Medicare plans available in Illinois in 2025.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| DEVOTED GIVEBACK 003 IL (HMO) | H7151-003 | $0 | $605 | $8,850 | Yes | |
| DEVOTED CORE 001 IL (HMO) | H7151-001 | $0 | $395 | $2,700 | Yes | |
| DEVOTED CHOICE 001 IL (PPO) | H6545-001 | $0 | $395 | $4,700 | Yes | |
| DEVOTED C-SNP PREMIUM 005 IL (HMO C-SNP) | H7151-005 | $15 | $615 | $3,500 | Yes | |
| DEVOTED CHOICE 010 IL (PPO) | H6545-010 | $0 | $355 | $4,900 | Yes | |
| DEVOTED C-SNP PLUS 006 IL (HMO C-SNP) | H7151-006 | $15 | $615 | $9,250 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Humana Inc. Medicare Plans in Mchenry County, IL
The following table includes cost information and other plan details for Humana Inc. private Medicare plans available in Illinois in 2025.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| Humana Full Access H5216-412 (PPO) | H5216-412 | $0 | $400 | $4,500 | Yes | |
| HumanaChoice H7617-018 (PPO) | H7617-018 | $0 | $615 | $3,600 | Yes | |
| Humana USAA Honor Giveback (PPO) | H7617-022 | $0 | N/A | $6,000 | No | |
| Humana Full Access H7617-009 (PPO) | H7617-009 | $0 | $400 | $4,500 | Yes | |
| HumanaChoice H5216-251 (PPO) | H5216-251 | $0 | $615 | $3,600 | Yes | |
| Humana USAA Honor Giveback (PPO) | H5216-355 | $0 | N/A | $6,000 | No | |
| Humana Dual Fully Integrated (HMO D-SNP) | H4329-001 | $0 | $390 | $ | Yes | |
| HumanaChoice H5216-013 (PPO) | H5216-013 | $87 | $615 | $6,550 | Yes | |
| Humana Dual Fully Integrated (HMO D-SNP) | H4329-001 | $0 | $390 | $ | Yes | |
| Humana Gold Plus H1468-013 (HMO) | H1468-013 | $0 | $615 | $2,150 | Yes | |
| Humana USAA Honor Giveback (Regional PPO) | R5361-001 | $0 | N/A | $6,750 | No | |
| HumanaChoice R5361-002 (Regional PPO) | R5361-002 | $103 | $615 | $7,200 | Yes | |
| Humana Gold Choice H8145-006 (PFFS) | H8145-006 | $37 | $615 | $-1 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Molina Healthcare, Inc.
Molina Healthcare, Inc., Medicare Plans in Mchenry County, IL
The following table includes cost information and other plan details for Molina Healthcare, Inc., private Medicare plans available in Illinois in 2025.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| Molina Medicare Complete Care Plus (HMO D-SNP) | H3093-005 | $0 | $0 | $9,250 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
UnitedHealthcare Medicare Plans in Mchenry County, IL
The following table includes cost information and other plan details for UnitedHealthcare private Medicare plans available in Illinois in 2025.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS) | H2802-075 | $0 | $600 | $3,900 | Yes | |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) | H8768-019 | $0 | N/A | $6,700 | No | |
| AARP Medicare Advantage from UHC IL-5 (PPO) | H8768-010 | $0 | $600 | $6,700 | Yes | |
| AARP Medicare Advantage from UHC IL-0001 (HMO-POS) | H2802-025 | $37 | $440 | $2,900 | Yes | |
| AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) | H2802-024 | $0 | $440 | $2,900 | Yes | |
| UHC Complete Care Support IL-1A (PPO C-SNP) | H2001-038 | $15 | $450 | $9,250 | Yes | |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS) | H2802-054 | $0 | $520 | $3,900 | Yes | |
| UHC Complete Care Support IL-7 (HMO-POS C-SNP) | H2802-067 | $15 | $615 | $3,500 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Zing Health Medicare Plans in Mchenry County, IL
The following table includes cost information and other plan details for Zing Health private Medicare plans available in Illinois in 2025.
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| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| Zing Choice IL (HMO) | H4624-001 | $0 | $0 | $3,850 | Yes | |
| Zing Select Dialysis IL (HMO C-SNP) | H4624-029 | $0 | $0 | $4,600 | Yes | |
| Zing Select Diabetes & Heart Complete IL (HMO C-SNP) | H4624-027 | $0 | $615 | $7,000 | Yes | |
| Zing Essential Wellness Diabetes & Heart IL (HMO C-SNP) | H4624-010 | $0 | $0 | $3,650 | Yes |
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.