Anthem vs. Blue Cross Blue Shield

In this article...
  • Blue Cross Blue Shield is part of the Anthem family of brands. While the two brands are related, they sell different Medicare plans in different areas. In our review, we outline which types of plans may offer the benefits you need and compare Anthem vs. BCBS so you can get a better idea of how to find the right plan for you.

Blue Cross Blue Shield is a subsidiary of Anthem, but the two entities each sell health insurance in different areas of the country, and each company provides Medicare health benefits and prescription drug coverage to beneficiaries in those areas.

In this review, we compare Anthem Blue Cross Blue Shield and Anthem, detailing the types of plans offered by each company and where you might be able to find Medicare plans in your area.

Anthem

Anthem offers a wide range of health insurance products, such as individual and family plans, standalone dental and vision policies, Medicare plans and supplemental insurance like accident, critical illness and hospital recovery coverage. 

While Anthem is one of the largest health insurers in the U.S., partly through its various affiliates like Blue Cross Blue Shield.

Anthem provides a number of helpful tools and resources for its members, including 24-hour telehealth, a medication coverage lookup tool and health care provider finder. Anthem also offers a mobile app for more seamless access to plan information and customer support features including dedicated phone numbers for each product type and live online chat for members.

Blue Cross Blue Shield


Blue Cross Blue Shield is a brand name that includes 35 independent and locally operated companies that do business under various names in each state in which they operate (for example, Blue Cross Blue Shield Arizona). 

Blue Cross Blue Shield offers a variety of insurance policies in some areas, including individual and family health insurance plans, dental, vision and Medicare Advantage policies. 

Like Anthem, Blue Cross Blue Shield provides several tools and resources for its members but takes it all a step further with the Blue365 program that offers discounts for products and services related to fitness, eating, personal care, lifestyle and financial health. A mobile app makes it easy to access benefit information, but the customer support portal is far less user-friendly than Anthem and lacks an online chat service.

Because Blue Cross Blue Shield’s various subsidiaries are found in every state, it’s easy to see why there are so many health care providers who are part of these plan networks. 

How to Enroll in an Anthem or Blue Cross Blue Shield Medicare Plan

Anthem and Blue Cross Blue Shield are trusted health insurance companies that offer quality coverage to millions of satisfied customers, and it’s hard to go wrong with either carrier.

Your first step in finding the right plan for you is to compare the Medicare plans that are available where you live. Working with a licensed insurance agent allows you to compare plans from different insurance companies so that you can find the Medicare plan with the right price, the right benefits and the right coverage for your needs. 

Read More
A couple uses their laptop computer while having coffee
This step-by-step guide can help you compare Medicare Advantage (Part C) plans to find the right type ...
Man Meets With Insurance Counselor
Where can you find the best Medicare Part D prescription drug plans of 2021? We explore some of the ...
Wife smiles with husband while visiting him in hospital bed
Which Medicare Supplement Insurance plan is best in 2021? Depending on what type of health care costs ...