Medicare Plans in
Colbert County, AL

56 Medicare Advantage Plans Found in Colbert County. See Plans

Colbert County, AL
Medicare Information

For Colbert County’s Medicare beneficiaries, Medicare Advantage plans offer an alternative to Original Medicare. Currently, 56 MA plans are available in Colbert County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare. MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.

For Colbert County’s Medicare beneficiaries, Medicare Advantage plans offer an alternative to Original Medicare. Currently, 56 MA plans are available in Colbert County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare. MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.

Some Medicare Part C plans include coverage for prescription medications. Known as Medicare Advantage Prescription Drug plans, or MAPDs, these plans offer comprehensive coverage for seniors who want to minimize their out-of-pocket costs.

Learn more about Medicare Advantage plans in Colbert County, Alabama, including average costs, out-of-pocket expenses and what’s involved in obtaining prescription drug coverage.

Average Cost of Medicare Advantage
Plans in Colbert County

Average Cost of Medicare Advantage Plans in Colbert County, Alabama
Average Monthly Premium $46.79
Average in-network out-of-pocket spending limit $5,600.00
Average drug deductible in 2023 (weighted) $382.06
Percentage of plans rated 4 stars or higher 37.5%
Average Cost of Medicare Advantage Plans in Colbert County, Alabama
Average Monthly Premium
$46.79
Average in-network out-of-pocket spending limit
$5,600.00
Average drug deductible in 2021 (weighted)
$382.06
Percentage of plans rated 4 stars or higher
37.5%

Learn More About Medicare Advantage
Prescription Drug Plans

Colbert County Medicare beneficiaries who are interested in a Part C policy may choose among the following types of plans, depending on their needs and circumstances:
Plan Type Description
HMO HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
PPO Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
PFFS Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
SNP Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.
Plan Type and Description
HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.

In addition to these primary types of plans, some members may be eligible for standalone prescription drug plans. Otherwise known as a PDP or Part D plan, a standalone prescription drug plan adds coverage for prescription medications to Original Medicare and some PFFS plans. It’s important to note that some MA plans, such as HMOs, may disenroll members who sign up for a separate drug plan.

Medicare Advantage Plans

Aetna Inc.

Aetna Inc. Medicare Advantage Plans in Colbert County, AL

The following table includes cost information and other plan details for Aetna Inc. Medicare Advantage plans available in Alabama in 2023.

Scroll to the right to continue reading the chart
Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Aetna Medicare Freedom Plan (PPO) H5521: 227 $0 $0 $6,000 Yes
3.5 out of 5
Aetna Medicare Eagle Plan (PPO) H5521: 229 $0 N/A $5,500 No
3.5 out of 5
Aetna Medicare Dual Preferred Plan (HMO D-SNP) H3239: 002 $0 $0 $8,300 Yes
4 out of 5
Aetna Medicare Dual Select Plan (HMO D-SNP) H3239: 010 $0 $0 $8,300 Yes
4 out of 5
SilverScript Choice (PDP) S5601: 024 $32 $505 N/A Yes
3.5 out of 5
SilverScript Plus (PDP) S5601: 025 $73 $0 N/A Yes
3.5 out of 5
Cigna

Cigna Medicare Advantage Plans in Colbert County, AL

The following table includes cost information and other plan details for Cigna Medicare Advantage plans available in Alabama in 2023.

Scroll to the right to continue reading the chart
Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Cigna Courage Medicare (HMO) H4513: 045 $0 N/A $4,900 No
5 out of 5
Cigna Preferred AL Medicare (HMO) H4513: 046 $0 $195 $6,200 Yes
5 out of 5
Cigna Preferred Medicare (HMO) H4513: 054 $0 $0 $5,300 Yes
5 out of 5
Cigna TotalCare (HMO D-SNP) H4513: 055 $0 $0 $0 Yes
5 out of 5
Cigna TotalCare AL (HMO D-SNP) H4513: 056 $0 $0 $0 Yes
5 out of 5
Cigna TotalCare Plus (HMO D-SNP) H4513: 063 $0 $0 $0 Yes
5 out of 5
Cigna True Choice Savings Medicare (PPO) H7849: 012 $0 $0 $5,500 Yes
3 out of 5
Cigna True Choice Access Medicare (PPO) H7849: 064 $0 $0 $5,600 Yes
3 out of 5
Cigna Preferred Plus Medicare (HMO) H4513: 048 $28 $0 $4,500 Yes
5 out of 5
Cigna Extra Rx (PDP) S5617: 257 $63 $100 N/A Yes
3 out of 5

Devoted Health

Devoted Health Medicare Advantage Plans in Colbert County, AL

The following table includes cost information and other plan details for Devoted Health Medicare Advantage plans available in Alabama in 2023.

Scroll to the right to continue reading the chart
Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Devoted CORE Alabama (HMO) H3080: 005 $0 $0 $4,500 Yes
Plan too new to be measured
Devoted DUAL Alabama - 1 (HMO D-SNP) H3080: 006 $0 $0 $8,300 Yes
Plan too new to be measured
Devoted DUAL Alabama - 2 (HMO D-SNP) H3080: 007 $0 $0 $5,900 Yes
Plan too new to be measured
Devoted CHOICE Alabama (PPO) H9888: 002 $0 $0 $5,900 Yes
Plan too new to be measured
Humana Inc.

Humana Inc. Medicare Advantage Plans in Colbert County, AL

The following table includes cost information and other plan details for Humana Inc. Medicare Advantage plans available in Alabama in 2023.

Scroll to the right to continue reading the chart
Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
HumanaChoice H5216-321 (PPO) H5216: 321 $0 $0 $5,500 Yes
4.5 out of 5
HumanaChoice H5216-179 (PPO) H5216: 179 $0 $350 $6,700 Yes
4.5 out of 5
Humana Honor (PPO) H5216: 236 $0 N/A $3,400 No
4.5 out of 5
Humana Gold Plus SNP-DE H5619-093 (HMO D-SNP) H5619: 093 $0 $0 $0 Yes
4 out of 5
Humana Gold Plus H5619-094 (HMO) H5619: 094 $0 $0 $6,700 Yes
4 out of 5
HumanaChoice R7315-001 (Regional PPO) R7315: 001 $0 N/A $3,400 No
3.5 out of 5
HumanaChoice H5216-214 (PPO) H5216: 214 $11 $150 $6,700 Yes
4.5 out of 5
Humana Walmart Value Rx Plan (PDP) S5884: 191 $31 $505 N/A Yes
3 out of 5
HumanaChoice R7315-002 (Regional PPO) R7315: 002 $59 $405 $6,700 Yes
3.5 out of 5
Humana Premier Rx Plan (PDP) S5884: 158 $83 $300 N/A Yes
3 out of 5

Mutual of Omaha

Mutual of Omaha Medicare Advantage Plans in Colbert County, AL

The following table includes cost information and other plan details for Mutual of Omaha Medicare Advantage plans available in Alabama in 2023.

Scroll to the right to continue reading the chart
Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Mutual of Omaha Rx Essential (PDP) S7126: 114 $20 $505 N/A Yes
2 out of 5
Mutual of Omaha Rx Premier (PDP) S7126: 081 $58 $505 N/A Yes
2 out of 5
Mutual of Omaha Rx Plus (PDP) S7126: 011 $96 $505 N/A Yes
2 out of 5
UnitedHealthcare

UnitedHealthcare Medicare Advantage Plans in Colbert County, AL

The following table includes cost information and other plan details for UnitedHealthcare Medicare Advantage plans available in Alabama in 2023.

Scroll to the right to continue reading the chart
Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
AARP Medicare Advantage Plan 1 (HMO-POS) H0432: 003 $0 $0 $4,900 Yes
4 out of 5
UnitedHealthcare Dual Complete (HMO-POS D-SNP) H0432: 009 $0 $0 $0 Yes
4 out of 5
AARP Medicare Advantage Patriot (HMO-POS) H0432: 012 $0 N/A $4,900 No
4 out of 5
UnitedHealthcare Dual Complete Select (HMO-POS D-SNP) H0432: 013 $0 $0 $0 Yes
4 out of 5
UnitedHealthcare Dual Complete Choice (PPO D-SNP) H1889: 009 $0 $0 $0 Yes
4 out of 5
AARP Medicare Advantage Choice (PPO) H6528: 033 $0 $0 $5,900 Yes
3.5 out of 5
AARP MedicareRx Walgreens (PDP) S5921: 393 $28 $350 N/A Yes
3 out of 5
AARP MedicareRx Saver Plus (PDP) S5921: 357 $31 $505 N/A Yes
3 out of 5
AARP Medicare Advantage Plan 2 (HMO-POS) H0432: 004 $33 $0 $3,900 Yes
4 out of 5
AARP MedicareRx Preferred (PDP) S5820: 011 $106 $0 N/A Yes
3.5 out of 5
WellCare Health Plans, Inc.

WellCare Health Plans, Inc. Medicare Advantage Plans in Colbert County, AL

The following table includes cost information and other plan details for WellCare Health Plans, Inc. Medicare Advantage plans available in Alabama in 2023.

Scroll to the right to continue reading the chart
Plan Name Plan Code Monthly Premium Deductible Out of
Pocket Max
Prescription Drug Coverage Medicare
Star Rating
Wellcare Giveback Open (PPO) H1848: 001 $0 $100 $7,350 Yes
Not enough data available
Wellcare No Premium Open (PPO) H1848: 002 $0 $0 $5,500 Yes
Not enough data available
Wellcare Dual Access Open (PPO D-SNP) H1848: 003 $0 $0 $0 Yes
Not enough data available
Wellcare Dual Liberty (HMO D-SNP) H6975: 002 $0 $0 $0 Yes
Not enough data available
Wellcare Dual Access (HMO D-SNP) H6975: 004 $0 $0 $0 Yes
Not enough data available
Wellcare No Premium (HMO) H6975: 005 $0 $0 $4,900 Yes
Not enough data available
Wellcare Patriot No Premium (HMO) H6975: 006 $0 N/A $3,450 No
Not enough data available
Wellcare Value Script (PDP) S4802: 147 $11 $505 N/A Yes
3 out of 5
Wellcare Assist (HMO) H6975: 003 $14 $505 $4,500 Yes
Not enough data available
Wellcare Low Premium Open (PPO) H1848: 004 $30 $0 $4,500 Yes
Not enough data available
Wellcare Classic (PDP) S4802: 071 $32 $505 N/A Yes
3 out of 5
Wellcare Medicare Rx Value Plus (PDP) S4802: 215 $71 $0 N/A Yes
3 out of 5
Wellcare Medicare Rx Value Plus (PDP) S4802: 237 $71 $0 N/A Yes
3 out of 5