Simply Freedom (PPO)
Simply Freedom (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Simply Healthcare
Plan ID: H9469-002
HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.
Simply Freedom (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Simply Healthcare
Plan ID: H9469-002
HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.
Florida Counties Served
Basic Costs and Coverage
Coverage | Cost |
---|---|
Monthly Deductible | $150 |
Out of Pocket Max |
In-Network: $4500 Out-of-Network: N/A |
Initial Coverage Limit | $5030 |
Catastrophic Coverage Limit | $8,000 |
Primary Care Doctor Visit | In-Network: $0.00 copay Out-of-Network: $40.00 copay |
Specialty Doctor Visit | In-Network: $35.00 copay Out-of-Network: $70.00 copay |
Inpatient Hospital Care | In-Network: Days 1-5: $295.00 per day / Days 6-90: $0.00 per day Additional Hospital Days: Unlimited additional days Out-of-Network: 40% coinsurance per stay |
Urgent Care | Urgent Care: $40.00 copay Urgently Needed Services Copay Waived with Inpatient Admission |
Emergency Room Visit | Emergency Care: $120.00 copay Copay waived if admitted to hospital within 24 hours Worldwide Coverage: This plan covers urgent care and emergency services when traveling outside of the United States for less than six months. This benefit is limited to $100,000.00 per year. |
Ambulance Transportation | Ground Ambulance: $270.00 copay Per Trip Air Ambulance: 20% coinsurance |
Health Care Services and Medical Supplies
Simply Freedom (PPO) covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B).
Coverage | Cost |
---|---|
Chiropractic Services | In-Network: Medicare Covered Chiropractic Services: $0.00 copay Out-of-Network: Medicare Covered Chiropractic Services: 40% coinsurance |
Diabetes Supplies, Training, Nutrition Therapy and Monitoring | In-Network: Diabetic Supplies: $0.00 copay Out-of-Network: 40% coinsurance |
Durable Medical Eqipment (DME) | In-Network: 0% - 20% coinsurance depending on the equipment Out-of-Network: 40% coinsurance |
Diagnostic Tests, Lab and Radiology Services, and X-Rays | In-Network: Lab Services: $0.00 copay X-Rays: $0.00 copay - $25.00 copay Therapeutic Radiological Services: $0.00 copay - $60.00 copay Outpatient Diagnostic Procedures/Tests: $0.00 copay - $25.00 copay Diagnostic Radiological Services: $0.00 copay - $150.00 copay Out-of-Network: Lab Services: 40% coinsurance X-Rays: 40% coinsurance Therapeutic Radiological Services: 40% coinsurance Outpatient Diagnostic Procedures/Tests: 40% coinsurance Diagnostic Radiological Services: 40% coinsurance |
Home Health Care | In-Network: $0.00 copay Out-of-Network: 40% coinsurance |
Mental Health Inpatient Care | In-Network: Days 1-5: $295.00 per day / Days 6-90: $0.00 per day Out-of-Network: 40% coinsurance per stay |
Mental Health Outpatient Care | In-Network: Individual and Group Sessions: $35.00 copay Out-of-Network: 40% coinsurance |
Outpatient Services / Surgery | In-Network: Outpatient Hospital - Surgery: $250.00 copay Observation Services: $250.00 copay Ambulatory Surgical Center: $150.00 copay Out-of-Network: Outpatient Hospital - Surgery: 40% coinsurance Observation Services: 40% coinsurance Ambulatory Surgical Center: 40% coinsurance |
Outpatient Substance Abuse Care | In-Network: Individual and Group Sessions: $35.00 copay Out-of-Network: 40% coinsurance |
Over-the-counter (OTC) Items | This plan covers certain approved, non-prescription, over-the-counter drugs and health-related items, up to $90 every month. Unused OTC amounts do not roll over from month to month. |
Podiatry Services | In-Network: Medicare Covered Podiatry Services: $35.00 copay Out-of-Network: Medicare Covered Podiatry Services: $70.00 copay |
Skilled Nursing Facility Care | In-Network: SNF Days 1 - 20: $0.00 per day / Days 21 - 100: $196.00 per day Out-of-Network: 40% coinsurance per stay |
Dental Benefits
The following dental services are covered from in-network providers.
Coverage | Cost |
---|---|
Dental Care | In-Network: Preventive and Comprehensive Dental Combined Allowance This plan covers up to $1,500 for covered preventive and comprehensive dental services every year. Medicare Covered Dental: $0.00 copay Preventive Dental Services: $0.00 copay Comprehensive Dental Services: $0.00 copay Out-of-Network: Medicare Covered Dental Services: Copayment for Medicare Covered Comprehensive Dental $70.00 Non-Medicare Covered Dental Services: Coinsurance for Non-Medicare Covered Preventive Dental 50% Coinsurance for Non-Medicare Covered Comprehensive Dental 50% |
Vision Benefits
The following vision services are covered from in-network providers.
Coverage | Cost |
---|---|
Vision Benefits | In-Network: Medicare Covered Eye Exam: $0.00 copay Routine Eye Exam: $0.00 copay This plan covers 1 routine eye exam(s) every year. $69.00 maximum eye exam coverage amount. Medicare Covered Eye Wear: $0.00 copay Routine Eye Wear: $0.00 copay This plan covers up to $200.00 for eyeglasses or contact lenses every year. Out-of-Network: Medicare Covered Eye Exam: $70.00 copay Routine Eye Exam: $0.00 copay Medicare Covered Eye Wear: $70.00 copay Routine Eye Wear: $0.00 copay |
Hearing Benefits
The following hearing services are covered from in-network providers.
Coverage | Cost |
---|---|
Hearing Benefits | In-Network: Medicare Covered Hearing Exam: $0.00 copay Routine Hearing Exam: $0.00 copay for routine hearing exam(s). $0.00 copay for hearing aids up to the maximum plan benefit amount. This plan covers 1 routine hearing exam up to a $59.00 maximum plan benefit every year. This plan covers 1 routine hearing aid fitting evaluation and a $2,000.00 maximum plan benefit for prescribed hearing aids every year. Out-of-Network: Medicare Covered Hearing Exam: $70.00 copay Routine Hearing Exam: 50% coinsurance for routine hearing exam(s). |
Preventive Services and Health/Wellness Education Programs
The following services are covered from in-network providers.
Coverage | Cost |
---|---|
Preventive Services and Health/Wellness Education Programs | In-Network: $0.00 copay for Medicare Covered Preventive Services Out-of-Network: 40% coinsurance |
Prescription Drug Costs and Coverage
The Simply Freedom (PPO) plan offers the following prescription drug coverage, with an annual drug deductible of $150 (excludes Tiers 1, 2 and 3) per year.
Coverage |
Cost
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Coverage & Cost
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Annual Drug Deductible | $150 (excludes Tiers 1, 2 and 3) |
Preferred Generic |
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Generic |
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Preferred Brand |
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Annual Drug Deductible | $150 (excludes Tiers 1, 2 and 3) |
Preferred Generic |
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Generic |
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Preferred Brand |
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Annual Drug Deductible | $150 (excludes Tiers 1, 2 and 3) |
Preferred Generic |
|
Generic |
|
Preferred Brand |
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