Want to learn more about Medicare?
We can help. Subscribe to our email list for the latest Medicare news and information.
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
Freedom M ximo (HMO-POS) is a HMO-POS plan offered by Freedom Health Inc.
HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.
Medicare beneficiaries may find it helpful to review available Medicare Advantage plans in their area. Medicare Advantage plans are designed to combine the coverage offered from Original Medicare (Medicare Part A and Part B) while also offering additional benefits.
Many Medicare Advantage plans may cover prescription drug coverage as well as additional benefits such as Dental, Vision and Hearing.
Learn more about Medicare Advantage plans such as Freedom M ximo (HMO-POS) - H5427-113 by Freedom Health Inc. as well as other Medicare Advantage plans available in your area.
| Coverage | Cost |
|---|---|
| Monthly Deductible | $0 |
| Out of Pocket Max | In-Network: $1900 Out-of-Network: N/A |
| Initial Coverage Limit | $0 |
| Catastrophic Coverage Limit | $2100 |
| Primary Care Doctor Visit | Out-of-Network: $0.00 copay |
| Specialty Doctor Visit | In-Network: $10.00 copay |
| Inpatient Hospital Care | In-Network: Days 1-5: $95.00 per day, per admission / Days 6-90: $0.00 per day, per admission |
| Urgent Care | Urgent Care: $10.00 copay |
| Emergency Room Visit | Emergency Care: $150.00 copay Costshare waived if admitted to hospital within 72 hours The copay is waived if admitted into the same facility with the same condition within 72 hours Worldwide Coverage: This plan covers urgent care and emergency services, including emergency transportation, when traveling outside of the United States for less than six months. This benefit is limited to $100,000 per year. Worldwide Emergency/Urgent Care/Transportation: $500.00 copay |
| Ambulance Transportation | Ground Ambulance: $200.00 copay Per Trip Air Ambulance:$ 20% coinsurance |
Freedom M ximo (HMO-POS) covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B).
| Coverage | Cost |
|---|---|
| Chiropractic Services | Out-of-Network: Medicare Covered Chiropractic Services: $10.00 copayIn-Network: Medicare Covered Chiropractic Services: $10.00 copay |
| Diabetes Supplies, Training, Nutrition Therapy and Monitoring | Out-of-Network: $0.00 copay through the plan mail order program |
| Durable Medical Equipment (DME) | In-Network: 20% coinsurance |
| Diagnostic Tests, Lab and Radiology Services, and X-Rays | Out-of-Network: Lab Services: $0.00 copay - $50.00 copay X-Rays: $0.00 copay - $95.00 copay Therapeutic Radiological Services: 20% coinsurance Outpatient Diagnostic Procedures/Tests: $0.00 copay - $95.00 copay Diagnostic Radiological Services: $25.00 copay - $95.00 copay |
| Home Health Care | Out-of-Network: $0.00 copay |
| Mental Health Inpatient Care | In-Network: Days 1-5: $95.00 per day, per admission / Days 6-90: $0.00 per day, per admission |
| Mental Health Outpatient Care | Out-of-Network: $10.00 copay |
| Outpatient Services / Surgery | Out-of-Network: Outpatient Hospital - Surgery: $95.00 copay Observation Services: $95.00 copay Ambulatory Surgical Center: $25.00 copay |
| Outpatient Substance Abuse Care | In-Network: Individual and Group Sessions: $10.00 copay - $95.00 copay Out-of-Network: $10.00 copay - $95.00 copay |
| Over-the-counter (OTC) Items | This plan covers certain approved, non-prescription, over-the-counter drugs and health-related items, up to a $40 combined in-network/out-of-network allowance every month. Unused OTC amounts expire at the end of every month. |
| Podiatry Services | In-Network: Medicare Covered Podiatry Services: $10.00 copay Out-of-Network: Medicare Covered Podiatry Services: $10.00 copay |
| Skilled Nursing Facility Care | In-Network: Days 1 - 20: $0.00 per day / Days 21 - 100: $218.00 per day |
The following dental services are covered from in-network providers.
| Coverage | Cost |
|---|---|
| Dental Care | Out-of-Network: Medicare Covered Dental: $0.00 copay |
The following vision services are covered from in-network providers.
| Coverage | Cost |
|---|---|
| Vision Benefits | Out-of-Network: Medicare Covered Eye Exam: $0.00 copay Medicare Covered Eye Wear: $0.00 copay |
The following hearing services are covered from in-network providers.
| Coverage | Cost |
|---|---|
| Hearing Benefits | In-Network: Medicare Covered Hearing Exam: $0.00 copay Routine Hearing Exam: $0.00 copay for routine hearing exam(s). $0.00 copay for hearing aids up to the maximum plan benefit amount. This plan covers 1 routine hearing exam every year. This plan covers 1 routine hearing aid fitting evaluation and a $750 maximum plan benefit for prescribed hearing aids per ear every year. |
The following services are covered from in-network providers.
| Coverage | Cost |
|---|---|
| Preventive Services and Health/Wellness Education Programs | In-Network: $0.00 copay |
Back to Plans in Florida