Aetna Medicare Premier (PPO)

4.5 out of 5 stars
$70.00
Monthly Premium

Aetna Medicare Premier (PPO) is a PPO plan offered by Aetna Inc.

Plan ID: H5521-015

HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.


Medicare beneficiaries may find it helpful to review available Medicare Advantage plans in their area. Medicare Advantage plans are designed to combine the coverage offered from Original Medicare (Medicare Part A and Part B) while also offering additional benefits.

Many Medicare Advantage plans may cover prescription drug coverage as well as additional benefits such as Dental, Vision and Hearing.

Learn more about Medicare Advantage plans such as Aetna Medicare Premier (PPO) - H5521-015 by Aetna Inc. as well as other Medicare Advantage plans available in your area.

$70.00
Monthly Premium

District Of Columbia Counties Served

Basic Costs and Coverage

Coverage Cost
Monthly Deductible $615
Out of Pocket Max In-Network: $7500
Out-of-Network: N/A
Initial Coverage Limit $0
Catastrophic Coverage Limit $2100
Primary Care Doctor Visit
In-Network
$0

Out-of-Network
$10
Specialty Doctor Visit
Out-of-Network|$60
Inpatient Hospital Care
Out-of-Network|50% per stay
Urgent Care

Urgent Care:
Copayment for Urgent Care $40

Worldwide Coverage:
Copayment for Worldwide Urgent Coverage $115
Maximum Plan Benefit of $250,000
Emergency Room Visit
$115 If you are admitted to the hospital within 24 hours your cost share may be waived
Ambulance Transportation
In-Network
$275

Out-of-Network
$275

Health Care Services and Medical Supplies

Aetna Medicare Premier (PPO) covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B).

Coverage Cost
Chiropractic Services
In-Network:

Chiropractic Services:
Copayment for Medicare-covered Chiropractic Services $15

Out-of-Network:

Chiropractic Services:
Coinsurance for Medicare Covered Chiropractic Services 20%
Diabetes Supplies, Training, Nutrition Therapy and Monitoring
In-Network
0% for Roche/Accu-Chek and TRUE/Trividia diabetic supplies
20% for other covered diabetic supplies

Out-of-Network
0% for Roche/Accu-Chek and TRUE/Trividia diabetic supplies
20% for other covered diabetic supplies
Durable Medical Equipment (DME)
In-Network
0% for continuous glucose monitors
20% for all other Medicare-covered DME items

Out-of-Network
20%
Diagnostic Tests, Lab and Radiology Services, and X-Rays
Lab Services: In-Network
$0

Out-of-Network
20%
Diagnostic Procedures: In-Network
$0 for certain Medicare-covered diagnostic tests and services including Retinal fundus, Spirometry, Peripheral arterial disease (PAD)

$0 for services provided by your primary care provider in their office
$100 for services performed by a provider other than your primary care provider

Out-of-Network
20%
Imaging: In-Network
Xray: $0 for services provided by your primary care provider in their office; $50 for services performed by a provider other than your primary care provider
CT Scans: $0 for services provided by your primary care provider in their office; $375 for services performed by a provider other than your primary care provider
Diagnostic Radiology other than CT Scans: $0 for services provided by your primary care provider in their office; $375 for services performed by a provider other than your primary care provider
Diagnostic Radiology Mammogram: $0

Out-of-Network
20%
Home Health Care
In-Network
$0

Out-of-Network
20%
Mental Health Inpatient Care
In-Network:

Psychiatric Hospital Services:
$260 per day for days 1 to 8
$0 per day for days 9 to 90
Prior Authorization Required for Psychiatric Hospital Services
Mental Health Outpatient Care
In-Network
$40 for Mental Health - Group Sessions
$40 for Mental Health - Individual Sessions
$40 for Psychiatric Services - Group Sessions
$40 for Psychiatric Services - Individual Sessions

Out-of-Network
20% for Mental Health Services- Group Sessions
20% for Mental Health Services - Individual Sessions
20% for Psychiatric Services - Group Sessions
20% for Psychiatric Services - Individual Sessions
Outpatient Services / Surgery
Ambulatory Surgical Center: In-Network
$0 for preventive and diagnostic colonoscopy
$240 all other ambulatory surgical center services

Out-of-Network
50%
Outpatient Substance Abuse Care
In-Network:

Outpatient Substance Abuse Services:
Copayment for Medicare-covered Individual Sessions $40
Copayment for Medicare-covered Group Sessions $40
Prior Authorization Required for Outpatient Substance Abuse Services

Out-of-Network:

Outpatient Substance Abuse Services:
Coinsurance for Medicare Covered Individual Sessions 20%
Coinsurance for Medicare Covered Group Sessions 20%
Over-the-counter (OTC) Items
CVS Over-the-Counter (OTC) Wallet with a $30 quarterly benefit amount (allowance) on the Extra Benefits Card to help pay for approved OTC health and wellness products like first aid supplies, cold and allergy medicine, pain relievers, and more. Approved products can be purchased in-store at participating CVS retail locations (excluding locations inside other stores), and online or by phone through CVS OTC Health Solutions.
Podiatry Services
In-Network:

Podiatry Services:
Copayment for Medicare-Covered Podiatry Services $50

Out-of-Network:

Podiatry Services:
Copayment for Medicare Covered Podiatry Services $60
Skilled Nursing Facility Care
Out-of-Network|50% per stay

Dental Benefits

The following dental services are covered from in-network providers.

Coverage Cost
Dental Care
In-Network

Preventive dental services:
$0 for oral exams
$0 for cleanings
$0 for x-rays

Comprehensive dental services:
20%-50% for restorative services
20% for endodontic services
20%-50% for periodontic services
50% for removeable prosthodontics
50% for fixed prosthodontics
20% - 50% for oral and maxillofacial surgery
20% - 50% for adjunctive services

Out-of-Network

Preventive dental services:
50% for oral exams
50% for cleanings
50% for x-rays

Comprehensive dental services:
50% - 70% for restorative services
50% for endodontic services
50% - 70% for periodontic services
70% for removeable prosthodontics
70% for fixed prosthodontics
50% - 70% for oral and maxillofacial surgery
50% - 70% for adjunctive services

$1,000 benefit amount (allowance) every year in and out-of-network for covered comprehensive dental services. Frequencies and medical necessity requirements vary by covered dental service. Covered preventive dental services do not count towards your annual benefit amount. See EOC for additional details on exclusions and limitations.

Vision Benefits

The following vision services are covered from in-network providers.

Coverage Cost
Vision Benefits
In-Network

Eye Exams:
$0 for Diabetic eye exams
$50 for all other Medicare-covered eye exams
$0 for non-Medicare covered eye exams
Maximum one non-Medicare covered routine eye exam every calendar year in or out-of-network with an EyeMed provider

Eyewear:
$0 for Medicare-covered prescription eyewear
$0 for Contacts
$0 for Eyeglasses
$0 for Eyeglass Frames
$0 for Eyeglass Lenses
$0 for Upgrades

Out-of-Network

Eye Exams:
$60 for Medicare-covered eye exams
$0 for non-Medicare covered eye exams
Maximum one non-Medicare covered routine eye exam every calendar year in or out-of-network (out of network covered up to $50)

Eyewear:
50% for Medicare-covered prescription eyewear
$0 for Contacts
$0 for Eyeglass Frames
$0 for Eyeglass Lenses
$0 for Eyeglass Lenses and Frames
$0 for Upgrades

$200 annual benefit amount (allowance) for non-Medicare covered prescription eyewear.

Hearing Benefits

The following hearing services are covered from in-network providers.

Coverage Cost
Hearing Benefits
In-Network

Hearing Exams:
$50 for Medicare-covered hearing exams
$0 for non-Medicare covered hearing exams
(Maximum one non-Medicare covered hearing exam every year in or out-of-network)
$0 for fitting/evaluation for hearing aids
(Maximum one hearing aid fitting/evaluation every year)

Hearing Aids:
$0 for hearing aids
$500 benefit amount (allowance) per ear, every year for hearing aids
(Maximum two hearing aids every year)

Out-of-Network:

Hearing Exams:
$60 for Medicare-covered hearing exams
$60 for non-Medicare covered hearing exam every year in or out-of-network

Hearing Aids: You must purchase hearing aids through NationsHearing

Preventive Services and Health/Wellness Education Programs

The following services are covered from in-network providers.

Coverage Cost
Preventive Services and Health/Wellness Education Programs
In-Network
$0 for all preventive services covered under Original Medicare

Out-of-Network
0% for the pneumonia, influenza, Hepatitis B, and Covid-19 vaccines
50% for all other preventive services covered under Original Medicare

Prescription Drug Costs and Coverage

The Aetna Medicare Premier (PPO) plan offers the following prescription drug coverage, with an annual drug deductible of $615 (excludes Tiers 1 and 2) per year.

Coverage Cost
Coverage & Cost
Annual Drug Deductible $615 (excludes Tiers 1 and 2)
Preferred Generic
  • Preferred cost-share mail order $0.00
  • Standard retail $2.00
  • Standard mail order $2.00
  • Preferred cost-share retail $0.00
Generic
  • Preferred cost-share mail order $0.00
  • Standard retail $12.00
  • Standard mail order $12.00
  • Preferred cost-share retail $0.00
Annual Drug Deductible $615 (excludes Tiers 1 and 2)
Preferred Generic
  • Preferred cost-share mail order $0.00
  • Standard retail $4.00
  • Standard mail order $4.00
  • Preferred cost-share retail $0.00
Generic
  • Preferred cost-share mail order $0.00
  • Standard retail $24.00
  • Standard mail order $24.00
  • Preferred cost-share retail $0.00
Annual Drug Deductible $615 (excludes Tiers 1 and 2)
Preferred Generic
  • Preferred cost-share mail order $0.00
  • Standard retail $6.00
  • Standard mail order $6.00
  • Preferred cost-share retail $0.00
Generic
  • Preferred cost-share mail order $0.00
  • Standard retail $36.00
  • Standard mail order $36.00
  • Preferred cost-share retail $0.00
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