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Aetna Medicare Elite (PPO) H5521-521
The Centers for Medicare & Medicaid Services (CMS) publishes annual Star Ratings that reflect how each Medicare Advantage plan performs across a range of metrics, using a system of one to five stars.
$109.00
Monthly Premium
Aetna Medicare Elite (PPO) H5521-521 is a PPO plan offered by Aetna Inc.
Plan ID: H5521-521
HelpAdvisor Editorial Team analysis of data from the 2027 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.
Medicare beneficiaries may find it helpful to review available Medicare Advantage plans in their area. Medicare Advantage plans are designed to combine the coverage offered from Original Medicare (Medicare Part A and Part B) while also offering additional benefits.
Many Medicare Advantage plans may cover prescription drug coverage as well as additional benefits such as Dental, Vision and Hearing.
Learn more about Medicare Advantage plans such as Aetna Medicare Elite (PPO) H5521-521 - H5521-521 by Aetna Inc. as well as other Medicare Advantage plans available in your area.
$109.00
Monthly Premium
New York Counties Served
Basic Costs and Coverage
| Coverage | Cost |
|---|---|
| Drug Deductible | $700 |
| Out of Pocket Max | In-Network: $9850 Out-of-Network: N/A |
| Initial Coverage Limit | $0 |
| Catastrophic Coverage Limit | $2100 |
| Primary Care Doctor Visit | In-Network $0 Out-of-Network $50 |
| Specialty Doctor Visit | In-Network $0 for services provided in a nursing home $55 for services provided outside a nursing home Out-of-Network $40% |
| Inpatient Hospital Care | In-Network $490 per day, days 1-5; $0 per day, days 6-90 Out-of-Network 40% per stay |
| Urgent Care | Urgent Care: Copayment for Urgent Care $40 Worldwide Coverage: Copayment for Worldwide Urgent Coverage $115 Maximum Plan Benefit of $250,000 |
| Emergency Room Visit | $115 If you are admitted to the hospital within 24 hours your cost share may be waived |
| Ambulance Transportation | In-Network $295 Out-of-Network $295 |
Health Care Services and Medical Supplies
Aetna Medicare Elite (PPO) H5521-521 covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B).
| Coverage | Cost |
|---|---|
| Diabetes Supplies, Training, Nutrition Therapy and Monitoring | In-Network 0% for continuous glucose monitors (CGM) at participating providers 0% for Accu-Chek/Roche and TRUE/Trividia blood glucose meters (BGM) and medical diabetic supplies 20% for blood glucose meters (BGM) and supplies manufactured by providers other than Accu-Chek/Roche and TRUE/Trividia with an approved prior authorization Out-of-Network 0% for Accu-Chek/Roche and TRUE/Trividia blood glucose meters (BGM) and medical diabetic supplies 40% for blood glucose meters (BGM) and supplies manufactured by providers other than Accu-Chek/Roche and TRUE/Trividia with an approved prior authorization 40% for continuous glucose monitors (CGM) |
| Durable Medical Equipment (DME) | In-Network 20% Out-of-Network 40% |
| Diagnostic Tests, Lab and Radiology Services, and X-Rays | Lab Services: In-Network $0 for Hemoglobin A1C tests $10 for other lab services Out-of-Network 40% Diagnostic Procedures: In-Network $0 for certain Medicare-covered diagnostic tests and services including Retinal fundus, Spirometry, Peripheral arterial disease (PAD) $55 for other diagnostic procedures and tests Out-of-Network 40% Imaging: In-Network Xray: $55 CT Scans: $250 for CT/CAT scans; $350 for all other complex imaging Diagnostic Radiology other than CT Scans: $250 for CT/CAT scans; $350 for all other complex imaging Diagnostic Radiology Mammogram: $0 Out-of-Network 40% |
| Home Health Care | In-Network $0 Out-of-Network 40% |
| Mental Health Inpatient Care | In-Network: Psychiatric Hospital Services: $418 per day for days 1 to 5 $0 per day for days 6 to 90 Prior Authorization Required for Psychiatric Hospital Services |
| Mental Health Outpatient Care | In-Network $50 for Mental Health - Group Sessions $50 for Mental Health - Individual Sessions $50 for Psychiatric Services - Group Sessions $50 for Psychiatric Services - Individual Sessions Out-of-Network 40% for Mental Health Services- Group Sessions 40% for Mental Health Services - Individual Sessions 40% for Psychiatric Services - Group Sessions 40% for Psychiatric Services - Individual Sessions |
| Outpatient Services / Surgery | Ambulatory Surgical Center: In-Network $0 for preventive and diagnostic colonoscopy $400 all other ambulatory surgical center services Out-of-Network 40% |
| Outpatient Substance Abuse Care | Out-of-Network: Outpatient Substance Abuse Services: Coinsurance for Medicare Covered Individual Sessions 40% Coinsurance for Medicare Covered Group Sessions 30% In-Network: Outpatient Substance Abuse Services: Copayment for Medicare-covered Individual Sessions $50 Copayment for Medicare-covered Group Sessions $50 Prior Authorization Required for Outpatient Substance Abuse Services |
| Podiatry Services | In-Network: Podiatry Services: Copayment for Medicare-Covered Podiatry Services $55 Out-of-Network: Podiatry Services: Coinsurance for Medicare Covered Podiatry Services 40% |
| Skilled Nursing Facility Care | In-Network $0 per day, days 1-20; $221 per day, days 21-100 Out-of-Network 40% per stay |
Dental Benefits
The following dental services are covered from in-network providers.
| Coverage | Cost |
|---|---|
| Dental Care | In-Network Preventive dental services: $0 for oral exams $0 for cleanings $0 for x-rays Out-of-Network Preventive dental services: 50% for oral exams 50% for cleanings 50% for x-rays Frequencies and medical necessity requirements vary by covered dental service. This plan does not include comprehensive dental coverage. You can purchase comprehensive dental coverage for dental services including fillings, extractions, crowns, and more through an Optional Supplemental Benefit (OSB). The OSB is available for an additional premium and you can sign up when you enroll or within 30 days of your plan's start date. Comprehensive dental services covered through the OSB: In-Network: 50% for restorative services 50% for endodontic services 50% for periodontic services 50% for removeable prosthodontics 50% for fixed prosthodontics 50% for oral and maxillofacial surgery 50% for adjunctive services Out-of-Network: 70% for restorative services 70% for endodontic services 70% for periodontic services 70% for removeable prosthodontics 70% for fixed prosthodontics 70% for oral and maxillofacial surgery 70% for adjunctive services When you sign up for the OSB at an additional premium, you get a $1,500 benefit amount (allowance) every year in and out of network for covered comprehensive dental services. Frequencies and medical necessity requirements vary by covered dental service. See EOC for additional details on exclusions and limitations. |
Vision Benefits
The following vision services are covered from in-network providers.
| Coverage | Cost |
|---|---|
| Vision Benefits | In-Network Eye Exams: $0 for Diabetic eye exams $55 for all other Medicare-covered eye exams $0 for non-Medicare covered routine eye exam with an EyeMed network provider Eyewear: $0 for Medicare-covered prescription eyewear $100 annual benefit amount (allowance) for non-Medicare covered prescription eyewear through an EyeMed network provider. $0 for Contacts $0 for Eyeglasses $0 for Eyeglass Frames $0 for Eyeglass Lenses $0 for Upgrades Out-of-Network Eye Exams: 40% for Medicare-covered eye exams $0 for non-Medicare covered routine eye exam (out of network covered up to $50) Eyewear: 30% for Medicare-covered prescription eyewear $100 annual benefit amount (allowance) for non-Medicare covered prescription eyewear $0 for Contacts $0 for Eyeglass Frames $0 for Eyeglass Lenses $0 for Eyeglass Lenses and Frames $0 for Upgrades Maximum one non-Medicare covered routine eye exam every calendar year in or out-of-network. Maximum one annual benefit amount for non-Medicare covered prescription eyewear in or out-of-network. |
Hearing Benefits
The following hearing services are covered from in-network providers.
| Coverage | Cost |
|---|---|
| Hearing Benefits | In-Network Hearing Exams: $55 for Medicare-covered hearing exams $0 for non-Medicare covered hearing exams (Maximum one non-Medicare covered hearing exam every year in or out-of-network) $0 for fitting/evaluation for hearing aids (Maximum one hearing aid fitting/evaluation every year) Hearing Aids: $0-$1,700 for hearing aids (Maximum two hearing aids every year) Out-of-Network: Hearing Exams: 40% for Medicare-covered hearing exams 40% for non-Medicare covered hearing exam every year in or out-of-network Hearing Aids: You must purchase hearing aids through NationsHearing |
Preventive Services and Health/Wellness Education Programs
The following services are covered from in-network providers.
| Coverage | Cost |
|---|---|
| Preventive Services and Health/Wellness Education Programs | In-Network $0 for all preventive services covered under Original Medicare Out-of-Network 0% for the pneumonia, influenza, Hepatitis B, and Covid-19 vaccines 40% for all other preventive services covered under Original Medicare |
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