Mutual of Omaha Rx Plans
- Mutual of Omaha Rx plans for Medicare beneficiaries include the Essential Plan, Premier Plan and Plus Plan in 2023. The plans available where you live and how much they cost can vary, so read this guide to learn how to compare your Medicare drug plan options to find the best fit for your needs.
Medicare Rx plans are often called Medicare Part D plans or Medicare Prescription Drug Plans (PDP). Medicare beneficiaries may also have the option of getting Medicare drug coverage through a Medicare Advantage (Medicare Part C) plan that includes Part D benefits.
Mutual of Omaha offers 3 prescription drug plans in many areas of the country in 2023. Because the specific Mutual of Omaha Medicare Rx plans available where you live may vary, it’s helpful to request a free plan comparison online from licensed insurance agents like the ones at MyRxPlans.com. By requesting a free plan quote, you can see exactly what plans are available, what they cost, and whether they cover your prescriptions and your preferred pharmacy.
In this review, we outline the 3 Mutual of Omaha Medicare drug plans available in many parts of the country in 2023, including their typical costs and how you can learn more about applying and enrolling in the best Medicare drug plan for your needs.
How Does Mutual of Omaha Cover Prescriptions?
Mutual of Omaha Rx plans cover a wide range of medications from the most commonly prescribed generic drugs to some rare, name-brand specialty drugs. Mutual of Omaha offers three Rx plans for Medicare beneficiaries: the Mutual of Omaha RX Essential Plan, the Mutual of Omaha RX Premier Plan and the Mutual of Omaha RX Plus Plan.1
- Mutual of Omaha RX Essential Plan
The Essential Plan offers a low monthly premium, and no deductible or copay for Tier 1 drugs, which are typically low-cost generic drugs.
- Mutual of Omaha RX Premier Plan
The Premier Plan offers an affordable monthly premium, no deductible for generic and preferred generic (Tier 1 and Tier 2) drugs and a $1 copayment or coinsurance for preferred generic medications. Name-brand drugs and specialty drugs require an annual deductible.
- Mutual of Omaha RX Plus Plan
The Plus Plan comes with a higher monthly premium than the other two plans and an annual deductible for all drugs. This plan features lower copayments and coinsurance when you fill a prescription, however.
Home delivery of prescription drugs may be available for qualified plan members. Mutual of Omaha also offers an online portal for existing members to pay bills, request information about medications and other important account management actions.
How Much Does a Mutual of Omaha Rx Plan Cost?
The cost of Mutual of Omaha’s Medicare Rx plans will vary by zip code, but beneficiaries can generally expect the Essential Plan to cost around $20 per month and for the Premier Plan and Plus Plan to have higher monthly premiums.
Connect with a licensed insurance agent or request a free plan comparison online to find out how much a Mutual of Omaha Rx plan may cost where you live.
What Pharmacies Does Mutual of Omaha Use?
Mutual of Omaha Rx plans use local, regional and national pharmacies that include more than 27,000 locations.2
Your savings may be maximized when using Mutual of Omaha’s preferred pharmacies that include CVS, CVS/Target, Walmart, Sam’s Club and some regional Rx pharmacy networks.
Where Are Mutual of Omaha Rx Plans Sold?
Mutual of Omaha sells Medicare drug plans in 49 states and the District of Columbia. The only state in which you won’t find these plans for sale is New York.
Is Mutual of Omaha a Good Medicare Part D Plan?
A good Medicare Rx plan will be one that covers your drugs, is accepted at your preferred pharmacy and fits in your health care budget.
Mutual of Omaha offers plans almost all over the U.S. that are accepted by many of the leading national pharmacies as well as local and regional pharmacies. The company offers home delivery of certain medications and an online member portal for account activity.
If you’re in the market for a Medicare Part D plan, Mutual of Omaha certainly has plenty of attractive features.
How Do I Enroll in a Mutual of Omaha Rx Plan?
Before you enroll in a Mutual of Omaha Rx plan or a Medicare drug plan from any insurance carrier, be sure to speak with a licensed insurance agent who can help you compare information about Medicare Rx plans from Mutual of Omaha and other insurance carriers offering plans in your area.
Once you’re connected to an agent, you’ll have the opportunity to make side-by-side comparisons of different plans sold in your area. The agent can help you compare costs and coverage and answer any questions you may have about each plan, your eligibility or enrollment.
There are a few different times at which you may enroll in a Medicare Part D plan:
- Your Initial Enrollment Period, which typically begins three months before you turn 65 and ends three months after the month of your 65th birthday month
- The annual fall Medicare Open Enrollment Period (which lasts from October 15 to December 7 each year)
These may not be the only times you can enroll in Medicare, as you may potentially qualify for a Medicare Special Enrollment period depending on your individual circumstances. For more information about Medicare eligibility and enrollment periods, see our Medicare Enrollment Guide.