United of Omaha Life Insurance

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  • United of Omaha Life Insurance offers policies designed to protect policyholders and their loved ones as well as business solutions to retain and attract workers.

United of Omaha Life Insurance, a subsidiary of Mutual of Omaha Insurance Company, offers a diversified portfolio of life insurance products, Medicare supplement policies, employer-based plans, pension programs, fixed annuities and other financial services. Founded in 1926, it provides families, individuals and groups with a sense of security and a variety of insurance policies for all their financial needs. The company was originally started under the name United Benefit Life Insurance Company but changed its name to United of Omaha in 1981. 

United of Omaha Financial Strength Ratings

United of Omaha Life Insurance Company has earned financial ratings from the industry’s leading agencies for its financial strength: 

  • M. Best : A+ (superior)
  • Standard & Poor’s: A+ (superior)
  • Moody’s: A1 (upper medium grade, low credit risk)
  • Comdex: 90

The company and its affiliates are accredited by the Better Business Bureau (BBB) and hold an “A+” rating based on financial strength, customer reviews and other pertinent information. 

United of Omaha Life Insurance Policies

United of Omaha offers a variety of life insurance products and policies, including: 

  • Term
  • Whole
  • Universal
  • Accidental death insurance
  • Long-term care
  • Disability
  • Critical illness
  • Cancer, heart attack and stroke insurance

The company’s life insurance products are designed to cover a variety of scenarios, including:

  • Death benefits to cover funeral and after-life expenses
  • Mortgage payoffs
  • College tuition
  • Retirement

The company offers a fixed death benefit that pays your beneficiary if you die during the term, high coverage amounts to replace your loss income and premiums that don’t increase during the life of the policy. 

United of Omaha offers whole life insurance designed to help policyholders protect their loved ones in case they pass away unexpectedly. United of Omaha Life Insurance Company prides itself on helping people through life’s transitions and doing so for more than a century. United of Omaha also provides a long-term care insurance policy that is designed to help policyholders pay for services like grocery shopping, meal preparation, house cleaning and other tasks that are challenging for older people or those with disabilities and who want to remain in their homes as long as possible. 

The company's cancer, heart attack and stroke insurance is designed to help policyholders pay for medical bills, personal time policyholders need for treatments, funds for living expenses and resources to pay for the cost of high deductible medical insurance. 

United of Omaha Life Insurance Financial Services

The company offers a variety of financial services, including annuities, investments and mortgage products. The insurer also offers a myriad of employer and group benefits, including: 

  • Disability income insurance
  • Accident insurance
  • Critical illness insurance
  • Dental insurance
  • Mutual solutions
  • Business owner solutions
  • Individual disability income insurance
  • Group annuities
  • Institutional investments
  • Retirement services