How to Cancel Gerber Life Insurance: Your Complete Guide
- You might need to know how to cancel Gerber life insurance if you no longer need coverage or can't afford payments. These are the steps you need to take.
If you're wondering how to cancel Gerber life insurance, you have two options if you no longer want your coverage. You can either call the Gerber customer service phone number for the life insurance division or log into your eService customer account to cancel your policy.
What Should I Know About How to Cancel Gerber Life Insurance?
You don't legally have to carry life insurance, so you can cancel your Gerber life insurance policy whenever you no longer want to pay your premiums. If you cancel within 30 days of signing up for the policy, you get a full refund of the premiums you've already paid.
How Do I Cancel My Gerber Life Insurance?
If you want to cancel coverage by phone, the toll-free number is open during the week from 8 a.m. to 7 p.m. Eastern time. Call 1-800-704-2180 and tell an agent you want to cancel your life insurance policy. The agent walks you through the process and gathers the necessary information, including your name and policy number.
You can also cancel online by signing in to the Gerber app and messaging an agent or by sending an email to the customer service department. In the message, be sure to provide your policy number and other important details about your cancellation so it can be processed.
In both cases, Gerber will email you to confirm that you no longer have life insurance coverage with the company. It will indicate the date when your policy officially ends.
Should I Cancel My Gerber Life Insurance?
Canceling your life insurance policy is a personal decision. You might want to end your coverage for one of these common reasons:
- You can't afford the premiums. In this case, if you want to keep your life insurance, you might be able to downgrade your policy with Gerber to get different coverage at a decreased cost.
- You want to take advantage of the cash value of your policy. Canceling coverage allows you to do so.
- You found better coverage with a different provider. If you shop around and find you can lower your life insurance costs for a similar policy, you can save by switching.