Wellcare Simple Open (PPO)

3 out of 5 stars
$0.00
Monthly Premium

Wellcare Simple Open (PPO) is a PPO plan offered by Centene Corporation

Plan ID: H9387-001

HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.


Medicare beneficiaries may find it helpful to review available Medicare Advantage plans in their area. Medicare Advantage plans are designed to combine the coverage offered from Original Medicare (Medicare Part A and Part B) while also offering additional benefits.

Many Medicare Advantage plans may cover prescription drug coverage as well as additional benefits such as Dental, Vision and Hearing.

Learn more about Medicare Advantage plans such as Wellcare Simple Open (PPO) - H9387-001 by Centene Corporation as well as other Medicare Advantage plans available in your area.

$0.00
Monthly Premium

Basic Costs and Coverage

Coverage Cost
Monthly Deductible $420
Out of Pocket Max In-Network: $3900
Out-of-Network: N/A
Initial Coverage Limit $0
Catastrophic Coverage Limit $2000
Primary Care Doctor Visit

Out-of-Network:

Doctor Office Visit Services:
Copayment for Medicare Covered Primary Care Office Visit $40
Specialty Doctor Visit

Out-of-Network:

Doctor Specialty Visit Services:
Copayment for Medicare Covered Physician Specialist Office Visit $75
Inpatient Hospital Care

Out-of-Network:

Acute Hospital Services:
45% per day for days 1 to 90
Urgent Care

Urgent Care:
Copayment for Urgent Care $50
Copayment for Medicare Covered Urgent Care waived if you are admitted to hospital within 24 hours

Worldwide Coverage:
Copayment for Worldwide Urgent Coverage $140
Maximum Plan Benefit of $50,000
Emergency Room Visit

Emergency Care:
Copayment for Emergency Care $140
Copayment for Medicare Covered Emergency Care waived if you are admitted to the hospital with in 24 hours

Worldwide Coverage:
Copayment for Worldwide Emergency Coverage $140
Maximum Plan Benefit of $50,000
Ambulance Transportation

Out-of-Network:

Ambulance Services:
Copayment for Medicare Covered Ambulance Services - Ground $290
Copayment for Medicare Covered Ambulance Services - Air $290

Health Care Services and Medical Supplies

Wellcare Simple Open (PPO) covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B).

Coverage Cost
Chiropractic Services
In-Network:

Chiropractic Services:
Copayment for Medicare-covered Chiropractic Services $20
Prior Authorization Required for Chiropractic Services

Out-of-Network:

Medicare Covered Chiropractic Services:
Coinsurance for Medicare Covered Chiropractic Services 45%
Diabetes Supplies, Training, Nutrition Therapy and Monitoring

Out-of-Network:

Medicare Covered Diabetic Supplies and Services:
Coinsurance for Medicare Covered Diabetic Supplies 45%
Coinsurance for Medicare Covered Diabetic Therapeutic Shoes or Inserts 45%
Durable Medical Equipment (DME)

Out-of-Network:

Medicare Covered Durable Medical Equipment Services:
Coinsurance for Medicare Covered Durable Medical Equipment 45%
Diagnostic Tests, Lab and Radiology Services, and X-Rays

Out-of-Network:

Medicare Covered Diagnostic Procedures/Tests Services:
Coinsurance for Medicare Covered Diagnostic Procedures/Tests
45%
Coinsurance for Medicare Covered Lab Services
45%
Coinsurance for Medicare Covered Diagnostic Radiological Services 45%
Coinsurance for Medicare Covered Therapeutic Radiological Services 45%
Coinsurance for Medicare Covered Outpatient X-Ray Services 45%
Home Health Care

Out-of-Network:

Medicare Covered Home Health Services:
Coinsurance for Medicare Covered Home Health 45%
Mental Health Inpatient Care
In-Network:

Psychiatric Hospital Services:
$350 per day for days 1 to 7
$0 per day for days 8 to 90
Prior Authorization Required for Psychiatric Hospital Services
Mental Health Outpatient Care
In-Network:

Outpatient Mental Health Services:
Copayment for Medicare-covered Individual Sessions $30
Copayment for Medicare-covered Group Sessions $30
Outpatient Services / Surgery

Out-of-Network:

Medicare Covered Outpatient Hospital Services:
Coinsurance for Medicare Covered Outpatient Hospital Services 45%
Coinsurance for Medicare Covered Ambulatory Surgical Center Services 45%
Outpatient Hospital and ASC Services Outpatient Hospital Services: The $0 cost share is for diagnostic colonoscopy. The maximum cost share is for outpatient surgical services. The cost share for outpatient non-surgical services, including outpatient palliative care is $325.
Outpatient Substance Abuse Care
In-Network:

Outpatient Substance Abuse Services:
Copayment for Medicare-covered Individual Sessions $30
Copayment for Medicare-covered Group Sessions $30
Prior Authorization Required for Outpatient Substance Abuse Services

Out-of-Network:

Medicare Covered Outpatient Substance Abuse Services:
Coinsurance for Medicare Covered Individual Sessions 45%
Coinsurance for Medicare Covered Group Sessions 45%
Over-the-counter (OTC) Items

OTC allowance of $30 every quarter is loaded into the Wellcare Spendables card on a quarterly basis. Benefit is designed to allow members the flexibility to purchase OTC items at participating retailers, online, phone order, or catalog order. Benefit expires at end of quarter if unused.
Podiatry Services

Out-of-Network:

Medicare Covered Podiatry Services:
Copayment for Medicare Covered Podiatry Services $75
In-Network:

Podiatry Services:
Copayment for Medicare-Covered Podiatry Services $25
Prior Authorization Required for Podiatry Services
Skilled Nursing Facility Care

Out-of-Network:

Skilled Nursing Facility Services:
45% per day for days 1 to 100

Dental Benefits

The following dental services are covered from in-network providers.

Coverage Cost
Dental Care

Out-of-Network:

Medicare Covered Preventive Dental Services:
Copayment for Medicare Covered Preventive Dental $75

Vision Benefits

The following vision services are covered from in-network providers.

Coverage Cost
Vision Benefits

Out-of-Network:

Medicare Covered Eye Exams Services:
Copayment for Medicare Covered Eye Exams $0 to $75
Coinsurance for Medicare Covered Eyewear 45%

Hearing Benefits

The following hearing services are covered from in-network providers.

Coverage Cost
Hearing Benefits

Out-of-Network:

Medicare Covered Hearing Exams Services:
Copayment for Medicare Covered Hearing Exams $75

Preventive Services and Health/Wellness Education Programs

The following services are covered from in-network providers.

Coverage Cost
Preventive Services and Health/Wellness Education Programs
In-Network:
$0.00 copay for Medicare Covered Preventive Services:

Abdominal aortic aneurysm screening
Alcohol misuse screenings & counseling
Bone mass measurements (bone density)
Cardiovascular disease screenings
Cardiovascular disease (behavioral therapy)
Cervical & vaginal cancer screening
Colorectal cancer screenings
Depression screenings
Diabetes screenings
Diabetes self-management training
Glaucoma tests
Hepatitis B (HBV) infection screening
Hepatitis C screening test
HIV screening
Lung cancer screening
Mammograms (screening)
Nutrition therapy services
Obesity screenings & counseling
One-time Welcome to Medicare preventive visit
Prostate cancer screenings(PSA)
Sexually transmitted infections screening & counseling
Shots:
  • COVID-19 shots
  • Flu shots
  • Hepatitis B shots
  • Pneumococcal shots
  • Tobacco use cessation
    Yearly "Wellness" visit

    Prescription Drug Costs and Coverage

    The Wellcare Simple Open (PPO) plan offers the following prescription drug coverage, with an annual drug deductible of $420 (excludes Tiers 1, 2 and 6) per year.

    Coverage Cost
    Coverage & Cost
    Annual Drug Deductible $420 (excludes Tiers 1, 2 and 6)
    Preferred Generic
    • Preferred cost-share mail order $0.00
    • Standard retail $5.00
    • Standard mail order $5.00
    • Preferred cost-share retail $0.00
    Generic
    • Preferred cost-share mail order $0.00
    • Standard retail $10.00
    • Standard mail order $10.00
    • Preferred cost-share retail $0.00
    Select Care Drugs
    • Preferred cost-share mail order $0.00
    • Standard retail $0.00
    • Standard mail order $0.00
    • Preferred cost-share retail $0.00
    Annual Drug Deductible $420 (excludes Tiers 1, 2 and 6)
    Preferred Generic
    • Preferred cost-share mail order $0.00
    • Standard retail $10.00
    • Standard mail order $10.00
    • Preferred cost-share retail $0.00
    Generic
    • Preferred cost-share mail order $0.00
    • Standard retail $20.00
    • Standard mail order $20.00
    • Preferred cost-share retail $0.00
    Select Care Drugs
    • Preferred cost-share mail order $0.00
    • Standard retail $0.00
    • Standard mail order $0.00
    • Preferred cost-share retail $0.00
    Annual Drug Deductible $420 (excludes Tiers 1, 2 and 6)
    Preferred Generic
    • Preferred cost-share mail order $0.00
    • Standard retail $15.00
    • Standard mail order $15.00
    • Preferred cost-share retail $0.00
    Generic
    • Preferred cost-share mail order $0.00
    • Standard retail $30.00
    • Standard mail order $30.00
    • Preferred cost-share retail $0.00
    Select Care Drugs
    • Preferred cost-share mail order $0.00
    • Standard retail $0.00
    • Standard mail order $0.00
    • Preferred cost-share retail $0.00
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