Compare Medicare Plans by State

In this Guide...

Find and compare 2025 Medicare Advantage (Part C) plans and Medicare Supplement (Medigap) plans available where you live. Select your state to find out more about Medicare plans near you and learn how to sign up for Medicare in your state.

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Over 60 million people were enrolled in Medicare in 2024. Not all Medicare plan options are the same in every ZIP code, however. Depending on where you live, you may have access to types of Medicare health plans, prescription drug plans or Medicare Supplement plans that differ in benefits, costs, coverage and more from plans available in other parts of the country.

Select your state from the map below to learn more about the unique Medicare enrollment opportunities in your state.

1How to Find the Best Medicare Plan in Your State

Medicare can be confusing, and you can potentially save lots of money on your health care costs by picking the best plan for your needs and your budget.

Most Medicare beneficiaries have a few Medicare coverage options to choose from. The "parts" of Medicare include:

  • Medicare Part A and Part B, which are commonly referred to as Original Medicare
  • Medicare Part C, also known as Medicare Advantage
  • Medicare Part D prescription drug plans
  • Medicare Supplement plans, also called Medigap

To find the best Medicare plan for the best price, you'll have to find out exactly which plan options are offered in your ZIP code. You can do this by visiting the Medicare.gov Plan Finder tool or by comparing plans online. You can also call to speak with a licensed insurance agent who can help you compare Medicare plans that are available in your location.

The types of Medicare plans that are available, their costs, the benefits they offer and their coverage rules can vary, so it's important to compare plan options that are specifically offered where you live.

Have Medicare questions?

Talk to a licensed agent today to find a plan that fits your needs.

2Original Medicare Part A and Part B

Original Medicare is made up of two parts:

  • Medicare Part A helps cover your costs for inpatient care in hospitals and skilled nursing facilities, and it can cover certain in-home health care services and hospice care.

  • Medicare Part B pays for your more common outpatient care such as doctor's office appointments, preventive care, durable medical equipment (wheelchairs, canes, etc.) and more.

Medicare Part A and Part B are federally funded and are administered by the Centers for Medicare & Medicaid Services (CMS). Original Medicare benefits and costs are standardized federally, which means that your Part A and Part B coverage and costs are almost always the same, no matter what state you live in.

Your Original Medicare coverage is accepted by any provider, doctor, hospital or other health care facility that accepts Medicare, no matter what state you're in.

3Medicare Advantage Plans by State

Medicare Advantage plans offer all of the same benefits that Original Medicare offers, but they're sold by private insurance companies. Each insurance carrier can then offer additional benefits through their plans, such as dental, vision, hearing, over the counter (OTC) items, transportation and more.

Most Medicare Advantage plans include Medicare Part D prescription drug coverage.

While Medicare Advantage plan availability, costs and benefits can vary from one area to another, the average premium for a Medicare Advantage plan with drug coverage in 2025 is $17 per month.1

There are 3,959 Medicare Advantage plans nationwide in 2024, which means the average Medicare beneficiary has access to 43 different Medicare Advantage plans.2

Get help comparing Medicare Advantage plans available in your state by calling to speak with a licensed insurance agent or by comparing plans online.

Visit MedicareAdvantage.com

4Medicare Supplement Plans by State

Medicare Supplement plans are also called Medigap, because they work alongside your Original Medicare coverage to pay for some of the out-of-pocket "gaps" of Medicare Part A and Part B. A Medigap plan can help pay for Medicare costs such as deductibles, copays, coinsurance, foreign travel emergency care costs and more.

You can't have a Medicare Supplement plan and a Medicare Advantage plan at the same time, so it's good to consider which type of coverage might be better for your needs. If you prefer having little to no out-of-pocket costs when you go to the doctor – and if you value protecting yourself from surprise medical bills – a Medicare Supplement plan might be right for you.

A licensed insurance agent can help you learn more about Medigap plans available in your state, or you can compare plans online to find your best option.

Visit MedicareSupplement.com

1 Centers for Medicare & Medicaid Services (CMS). Medicare Monthly Enrollment. Retrieved Sep. 2023 from data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment/data.

2 Freed M, et al. (Nov. 15, 2023). Medicare Advantage 2024 Spotlight: First Look. Kaiser Family Foundation. https://www.kff.org/medicare/issue-brief/medicare-advantage-2024-spotlight-first-look.

5Resources By State

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