Does Medicare Pay for Endoscopy?

Christian Worstell
In this article...
  • Does Medicare pay for endoscopy? Endoscopy is a less-invasive medical procedure that’s performed millions of times a year. Find out how Medicare helps pay for this procedure.

Endoscopy is generally performed as an outpatient procedure, which puts it in the category of services Medicare covers under traditional Part B benefits. Medicare Advantage plans provide the same benefit, which are provided for under the standard Medicare limits.

How Much Does an Endoscopy Cost?

Paid for out of pocket, the cost of endoscopy procedures in the United States costs an average of $2,750.

Depending on where and how you have the procedure, as well as the details of which parts of your GI tract are being examined and whether the procedure is done in a doctor’s office or hospital, the price can range between $1,250 and $4,800.

But how much is an endoscopy with Medicare? Because it is usually categorized as an outpatient diagnostic procedure, endoscopy is included under Original Medicare’s Part B outpatient coverage. This means that Medicare can pay up to 80% of the cost of your procedure after you have met the $240 annual deductible for 2024.

A Medicare Supplement plan (also called Medigap) can help pay for some or all of your Medicare out-of-pocket costs, including your Part B coinsurance or copays.

You can compare Medicare Supplement plans available where you live online for free, and you can call to speak with a licensed insurance agent who can help you compare plans and apply for a plan if you're eligible. Licensed agents can help you compare plans from multiple different insurance companies, which can help you find the best plan for you.

Have Medicare questions?

Talk to a licensed agent today to find a plan that fits your needs.

How Does Medicare Pay for Endoscopy?

If you have Medicare Advantage, which is sometimes called Medicare Part C, your coverage is probably similar to what Original Medicare participants have.

By law, all authorized Part C plans must include the same tests and procedures as Parts A and B, with the same coverage costs and coverage minimums. Medicare Advantage plans are issued by private insurance companies, which are free to offer additional coverage that goes beyond what Original Medicare can provide. Ask a plan representative from your issuer for details about coverage for endoscopy.

If you're exploring your Medicare Advantage plan options, you can compare plans online for free with no obligation to enroll. You can also get help from a licensed insurance agent who can help you compare and choose plans from multiple different insurance companies. You don't pay anything for the assistance an insurance agent can give you.

What Is Endoscopy?

Endoscopy is a diagnostic procedure that involves inserting a flexible probe into the digestive tract so that a doctor can look at its lining with a small camera.

Endoscopes may be inserted into the upper or lower GI tract to look for different conditions, and a special procedure can be done that takes images of the pancreas and gallbladder. Endoscopy is a nonsurgical procedure that can usually be done in a doctor’s office.

Why Endoscopy?

An endoscopic examination helps identify ulcers, polyps and some types of cancer. The doctor can use endoscopy to supplement various other diagnostic tests and identify problems of the gallbladder, stomach and pancreas.

Because the scope used for endoscopy develops a real-time color image of the lining of your GI tract, it can be used to spot multiple potentially serious health conditions.

Christian Worstell
About the Author

Christian Worstell is a senior Medicare and health insurance writer with He is also a licensed health insurance agent. Christian is well-known in the insurance industry for the thousands of educational articles he’s written, helping Americans better understand their health insurance and Medicare coverage.

Christian’s work as a Medicare expert has appeared in several top-tier and trade news outlets including Forbes, MarketWatch, WebMD and Yahoo! Finance.

While at HelpAdvisor, Christian has written hundreds of articles that teach Medicare beneficiaries the best practices for navigating Medicare. His articles are read by thousands of older Americans each month. By better understanding their health care coverage, readers may hopefully learn how to limit their out-of-pocket Medicare spending and access quality medical care.

Christian’s passion for his role stems from his desire to make a difference in the senior community. He strongly believes that the more beneficiaries know about their Medicare coverage, the better their overall health and wellness is as a result.

A current resident of Raleigh, Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism. You can find Christian’s most recent articles in our blog.

If you’re a member of the media looking to connect with Christian, please don’t hesitate to email our public relations team at

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