Mercury Insurance Review: Is Mercury Insurance Right for You?

In this article...
  • Peruse the available insurance products from Mercury Insurance, and see how clients review the policy offerings, the claims process and customer service.

When you need different types of insurance coverage, Mercury Insurance offers a convenient solution. Although this company doesn't sell life insurance, it does offer a range of personal and professional coverage options to streamline the insurance-buying process.

About Mercury Insurance

Mercury Insurance was founded in 1961 by George Joseph. Joseph's goal was to democratize the industry by offering fair, affordable policies for all types of drivers. From the beginning, the company has made customer service a priority; they do so by hiring a network of independent, local agents who can build lasting relationships with customers.

What Life Insurance Products Does Mercury Insurance Offer?

Mercury Insurance does not offer life insurance. Instead, it focuses on insurance products to protect your property, vehicle or business. Mercury's products are available only to residents of Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia.

Property Insurance

  • Homeowners insurance
  • Condo insurance
  • Renters insurance
  • Landlord insurance

Vehicle Insurance

  • Auto insurance
  • Auto and home insurance bundles
  • Umbrella insurance
  • Mechanical protection plans

Business Insurance

  • Business owners insurance
  • Business auto insurance

The Pros and Cons of Mercury Insurance

Pros of Mercury Insurance


  • Online quote tool for quick cost estimation
  • Option to bundle home and auto insurance
  • Extra property coverage available to cover repairs
  • Convenient online claim process for certain policies
  • Online bill pay

Cons of Mercury Insurance


  • Does not offer life insurance
  • Products may not be available in all states
  • Requires customers to apply through an agent

Mercury Insurance Reviews: What People Are Saying

Reviews of Mercury Insurance seem to be positive; customers often mention the helpful, friendly customer service team, noting that agents are willing to answer questions and find solutions quickly. Other reviewers note that despite the lack of an online application, it's usually quick and easy to buy a policy. However, make sure to read the policy carefully and follow up persistently if you need to file a claim — some clients complain about confusing or slow communication during the claims process.

Is a Mercury Insurance Life Insurance Policy Right for You?

If you're in the market for life insurance, you'll need to select a different provider. Mercury Insurance does not offer life insurance products. However, if you need multiple policies to cover your car, home or business, Mercury may be the right fit. An agent can help design a custom coverage package, so you can save time and get everything you need in one place.

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