Are Banks Open Today?
- Use this 2023-2024 U.S. bank holiday calendar to find out if banks are open today where you live.
Maybe you have the weekday off from work and plan to run a few errands. But one problem with being off work for a holiday can be that many of the places you would like to go, such as a bank, are also closed.
Most banks adhere to the federal holiday schedule observed by the U.S. Federal Reserve which is as follows:
- New Year’s Day (Jan. 1)
- MLK Day (third Monday of January)
- Presidents Day (third Monday of February)
- Memorial Day (last Monday of May)
- Juneteenth (June 19)
- Independence Day (July 4)
- Labor Day (first Monday in September)
- Columbus Day (second Monday in October)
- Veterans Day (Nov. 11)
- Thanksgiving Day (the fourth Thursday of November)
- Christmas Day (Dec. 25)
Should a federal holiday fall on a Sunday, banks will be closed on the Monday after (the following day). But when a federal holiday falls on a Saturday, banks remain open both on Monday and the preceding Friday.
2023-2024 Banking Holidays
The chart below shows which holidays result in banks being closed.
|Holiday||Date||Are Banks Open?|
|New Year’s Day||January 1||Yes|
|Orthodox Christmas||January 7||Yes|
|MLK Day||January 15, 2024||No|
|President’s Day||February 19, 2024||No|
|Lincoln’s Birthday||February 12||Yes|
|Mardi Gras||February 13, 2024||Yes|
|Ash Wednesday||February 14, 2024||Yes|
|St. Patrick’s Day||March 17||Yes|
|Passover||April 22 - 30, 2024||Yes|
|Holi||March 25, 2024||Yes|
|Good Friday||March 29, 2024||Yes|
|Easter||March 31, 2024||Yes|
|Ramadan||March 10 - April 9, 2024||Yes|
|Memorial Day||May 27, 2024||No|
|Eid al-Fitr||April 10, 2024||Yes|
|Independence Day||July 4||No|
|Eid al-Adha||June 29, 2023||Yes|
|Labor Day||September 4, 2023||No|
|Patriot Day||September 11||Yes|
|Rosh Hashanah||September 15 - 17, 2023||Yes|
|Yom Kippur||September 25, 2023||Yes|
|Columbus Day||October 9, 2023||No|
|Halloween||October 31, 2023||Yes|
|Diwali||November 12, 2023||Yes|
|Election Day||November 7, 2023||Yes|
|Veterans Day||November 11||No|
|Thanksgiving Day||November 23, 2023||No|
|Black Friday||November 24, 2023||Yes|
|Hanukkah||December 7 - 15, 2023||Yes|
|Christmas Eve||December 24||Yes|
|Christmas Day||December 25||No|
|New Year’s Eve||December 31||Yes|
What Are Typical Bank Hours?
Most banks open between 8am and 9am and close between 4pm and 6pm Monday through Friday.
Banks are typically closed on Sundays. Most banks are open on Saturdays but often with limited hours.
What to Do if Your Bank Is Closed
If your bank is closed because of a holiday or a weekend, you may not be entirely out of luck. Below are a few possible options.
- Grocery store branches
Many grocery stores have a small bank branch at the front of the store. Sometimes these branches observe the same holiday schedule as the grocery store itself, which can mean they are open even when other nearby branches are not.
- ATM locations
ATMs are always open and you can perform some of the same actions as you would at a physical bank such as making deposits and withdrawals.
- Online banking
Online banking has surged in popularity in recent years and allows you to move money around, deposit checks and more. And many banks now have mobile apps for an even easier online experience.